Stablecoins aren’t built to sit still
Get non-custodial access to the largest yield-bearing stablecoin and a set of features built around it.
The Sky Savings Rate is a variable protocol rate funded from aggregate Sky protocol surplus, and it can change over time. sUSDS is not exposure to any specific Agent, borrower, collateral pool, or asset strategy. Sky.money does not control, set, or guarantee the rate. View more details here.
stUSDS yield is generated dynamically through SKY-backed lending within Sky Protocol and is dependent on the Utilization Rate. Sky.money does not control, set, or guarantee the rate. All yields are variable.
Fixed Yield sUSDS is a third-party integration using Pendle Protocol, with the Sky Savings Rate as the underlying yield source. The rate is market-set; Sky.money does not set, control, or guarantee it. The rate is fixed only if you hold to the maturity date. Exiting before maturity means selling at the prevailing market price, which may be above or below your entry. View more details here.
Vaults are curated by Sky.money and run on Morpho vault contracts. Sky.money selects the lending markets each vault may use and sets exposure limits; it does not hold vault assets. The rate is variable and market-set, depending on borrowing demand and conditions in each underlying market. Sky.money does not set or guarantee it, and it is not a protocol rate set by Sky governance. View more details here.
How hard your stablecoins work is up to you
sUSDS
Access the Sky Savings Rate. From the protocol that has been actively working on stablecoin infrastructure since 2017. Instant liquidity, zero fees.
The Sky Savings Rate is a variable protocol rate funded from aggregate Sky protocol surplus, and it can change over time. sUSDS is not exposure to any specific Agent, borrower, collateral pool, or asset strategy. Sky.money does not control, set, or guarantee the rate. View more details here.
Fixed Yield
Your rate is fixed when you supply. Hold to the maturity date and that rate is what you receive.
Fixed Yield sUSDS is a third-party integration using Pendle Protocol, with the Sky Savings Rate as the underlying yield source. The rate is market-set; Sky.money does not set, control, or guarantee it. The rate is fixed only if you hold to the maturity date. Exiting before maturity means selling at the prevailing market price, which may be above or below your entry. View more details here.
Vaults
Deploy USDS, USDC or USDT across a range of vaults running on Morpho.
Vaults are curated by Sky.money and run on Morpho vault contracts. Sky.money selects the lending markets each vault may use and sets exposure limits; it does not hold vault assets. The rate is variable and market-set, depending on borrowing demand and conditions in each underlying market. Sky.money does not set or guarantee it, and it is not a protocol rate set by Sky governance. View more details here.
stUSDS
Supply the liquidity that backs SKY-collateralized borrowing and accrue the variable stUSDS rate.
Sky Ecosystem Rewards
Supply USDS to receive governance tokens and points from Agents and partners, independent protocols building on Sky.
Sky Ecosystem Rewards are issued and distributed by independent partners and Agents working with Sky. Sky.money does not control their issuance, rate, or value; all rewards are variable and subject to market conditions. View more details here.
Sky Ecosystem Rewards are issued and distributed by independent partners and Agents working with Sky. Sky.money does not control their issuance, rate, or value; all rewards are variable and subject to market conditions. View more details here.
1:1 USDC to USDS conversion. Both ways
Swap anytime. No fees, no slippage. One conversion opens sUSDS, Fixed Yield, stUSDS, Sky Ecosystem Rewards.
Total and circulating supply across USDS and DAI.
The full market value of the collateral backing of the system, including excess above coverage. The composition of collateral backing USDS obligations can be viewed here.
SKY: Vote, Stake, Borrow
SKY is how you participate in one of the leading protocols in stablecoin efficiency. It is the governance token where staking rewards accrue programmatically.
Through Sky.money, you can access SKY, stake it to accrue rewards for governance participation, and borrow USDS against your staked SKY for more liquidity.
SKY Staking Rewards rate are determined by Sky Governance through decentralized onchain voting. Sky.money does not control, set, or guarantee the rate. All yields are variable.
Sky.money Highlights
Your stablecoins don’t have to sit still
Protocol updates, upcoming launches and everything you need to stay on top of putting your stablecoins to work.
