One API.
Every bill Nigerians pay.
Airtime, data, electricity, sports betting, cable TV and Remita RRR — plug them all into your product through a single, reliable integration. Built on the payment rails powering Subnet NG.
Every bill. One tap. One API.
Stop stitching together six different vendors. Subnet API gives your product one contract, one dashboard, and one settlement flow for the payments Nigerians make every day.
Airtime Top-Up
/v1/airtimeData Bundles
/v1/dataElectricity Bills
/v1/electricitySports Betting
/v1/bettingRemita RRR
/v1/remitaCable TV
/v1/tvIntegrate in minutes, not months.
A single REST contract across every service. Predictable payloads, instant webhooks, and sandbox keys the moment you're approved.
- One request format for all six services
- Real-time webhooks for every transaction status
- Free sandbox environment before you go live
const res = await fetch("https://api.subnet.ng/v1/airtime", {
method: "POST",
headers: {
"Authorization": "Bearer sk_live_••••••••",
"Content-Type": "application/json"
},
body: JSON.stringify({
network: "mtn",
phone: "08031234567",
amount: 500
})
});
// → 200 OK
{
"status": "success",
"reference": "snb_9f42a1c",
"settled_in_ms": 1140
}
Infrastructure you can put your name behind.
Your customers are trusting your product with their bills. We make sure that trust is well placed.
Licensed & Regulated
We route exclusively through CBN-licensed partners and NDIC-insured institutions — compliant by construction.
Redundant by Design
Multi-provider failover on every service means a single vendor outage never becomes your outage.
Bank-Grade Protection
Encrypted transport, signed webhooks, and scoped API keys keep every transaction auditable end to end.
A Human, Not a Ticket Queue
Every business gets a dedicated integration contact — reachable while you build and after you launch.
From first call to production keys.
A guided path — no self-serve maze, no waiting on a support inbox.
Talk to an Agent
Tell us what you're building. We'll map the right services and pricing to your product.
Get Sandbox Keys
Start integrating immediately in a free sandbox — no commercial terms required to begin testing.
Go Live
Complete KYB, and we'll issue production keys with your negotiated rates and limits.
Scale With Support
Volume-based pricing and a dedicated engineering contact as your transaction load grows.
Questions builders usually ask.
Still curious about something specific? An agent can walk you through it directly.
Most teams ship a first working endpoint — usually airtime or data — within a day using sandbox keys. Full production rollout across all services typically takes one to two weeks, depending on your KYB turnaround.
No. Subnet API routes every transaction through our licensed and insured partners, so you can offer bill payments inside your product without holding a payments licence yourself.
Every service has multi-provider failover, so requests are automatically rerouted. If a transaction still can't complete, it's auto-reversed and your webhook is notified immediately — no manual reconciliation required.
Volume-based, agreed per business — sandbox testing is always free. Talk to an agent with your expected transaction volume and we'll send tailored rates.
Ready to plug Nigeria's bills into your product?
Talk to an agent — we'll walk through your use case and get you sandbox access the same day.
