Open a free account and send money easily
- Open an IBAN account for SEPA transfers
- Open a VISA card online
- Transfer money worldwide
- Send money to friends and family
- Use digital assets: buy and exchange
Credits.com Super Wallet
All-in-one fintech platform for banking, payments, and financial services for individuals and businesses
Credits Card
Current Accounts
20+ currencies
Multiple Payment Options
International SWIFT & Local Transfers
Alternative Payment Methods
Open an account in 5 minutes. Available for residents of 100+ countries.
Credits.com Card for
payments worldwide
Dedicated IBAN for payments in EURO
- Open in minutes on Credits
- Receive and transfer via SEPA
For Individuals and Businesses
Send money internationally at the best rates
Working abroad? Traveling? Supporting your children studying overseas?
Bridge the distance with Credits.com
Global. Fast. Cheap.
- Send fast, reliable international transfers and manage multiple currencies with the Credits super app wallet.
- We also support VISA, Mastercard and bank transfers for Top ups and Withdrawals.
For Business
Corporate accounts and cross-border payments
Send and receive money around the world in 20 currencies with a multi-currency IBAN linked to your single Credits business account
Pay with your phone
- Add to your phone
- Use everywhere
Plans for individuals
| VISA or Mastercard Debit opening | FREE or €5/month* |  |
| Dedicated IBAN opening | FREE or €10/month* | |
| 20+ Multi-Currency Accounts: USD, EUR, CNY, HKD, GBP, AED, and more | |
|
| International Transfers SWIFT in 20+ Multi-Currency | |
50% OFF |
| International Transfers | |
50% OFF |
| SEPA Transfers | |
50% OFF |
| FX Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
* You get an IBAN and a card for free if you monthly use the Credits app and its services. Learn more in the full Fees and Charges section.
Licensed, secure and compliant Wallet
Licensing
European cryptocurrency license
A European-licensed electronic money institution for Cards and IBANs
Security
PCI DSS certifications
Strong Customer Authentication (SCA)
Money is protected under European legislation
Compliance
European GDPR certification
Segration of money storage
International and European compliance procedures
Support
App chat support
Frequently asked questions in our help center
Questions and Answers
What is Credits?
Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!
What is the main advantage of Credits?
Users of Credits don't need a bank with cards and current accounts, an exchange, a self-custody wallet, or a separate on-off ramp.
Credits simplifies the user experience!
How to open an IBAN account or Debit card?
First, download the Credits’ App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits. The entire process is online.
Why is buying cryptocurrency cheaper in the Credits Wallet?
In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways. Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money.
You can view the Terms and Conditions on our website here
Is it free to open an IBAN?
Opening an IBAN is free of charge within the Credits Wallet.
How much does it cost to send money?
Incoming transactions are free.
External transfers in Euros via SEPA cost 0.50 euros per payment. See all the fees here
