Confidentiality for
stablecoin economy.
Every stablecoin payment is published forever, for anyone to read. Curvy is the missing layer that keeps payments off the public record while staying provably compliant — for people, businesses, and AI agents.


Public by default got stablecoins adopted. Private by choice is what comes next.
Stablecoins settle trillions of dollars a year, at a fraction of what correspondent banking costs. The catch: they run on public networks, where every payment is a permanent, searchable record.
Banking has always worked the other way around: confidential by default, disclosable on demand. Stablecoin rails inverted it. Until that’s fixed, stablecoins are a great settlement network and an incomplete payment system.
AI agents turn a design flaw into an emergency.
Agents are starting to pay for things on their own. API calls, data, compute, storage, sometimes thousands of small payments an hour. Stablecoins are the only instrument fast and cheap enough to carry that traffic. This creates a new problem, because an agent’s payment stream is a perfect surveillance feed of its owner’s business.
What agentic commerce needs is what institutions have always needed: confidential payments with an audit trail that holds up.
Works like banking. Settles like the internet.
Named payment identities
You pay acme.curvy.name, not a 42-character address. One name, unlimited payments, and nothing an outsider can link together.
No new habits. No public trail.


Pay or get paid
Send to a name, or receive from anyone with no setup on their side. Each payment lands privately — nothing links it back to you or to your other payments.
Your money stays yours
Balances and history are confidential and non-custodial. Only you — and whoever you choose to show — can ever see them.
Easy to use
Curvy routes and aggregates across the networks it supports. You don’t need to think about gas tokens, bridging, or any underlying complexity — you define your intent, and Curvy handles everything else in the background.
Swap in private
Convert between currencies without an account or a wallet connection. Nothing identifies you before, during, or after.
Proof when it’s asked for
Open your full history — or a single payment — to an auditor or authority, and to no one else.
Built for the ways money moves now.
Your agents shouldn’t broadcast your business.
Buy side, sell side, agent to agent — confidential, with full operator audit. The one thing the agent-wallet crowd leaves wide open.
Explore agentic payments →For businessesRun real money, quietly.
Payroll, supplier settlement, and treasury on stablecoin rails without publishing your operations. Whitelabel identities and compliance you control.
Explore business →For buildersThe confidential layer you don’t have to build.
Add confidential send, receive, and swap to your wallet, dApp, or chain in a few lines. Revenue share on protocol fees included.
Explore the SDK →Private to the world. Provable to whoever’s entitled.
Curvy rebuilds the confidentiality model banks already use, on rails banks don’t have. Funds are screened before they enter. Operators audit their own flows end to end with viewing keys. Selective disclosure proves a specific fact to a specific party, a tax basis or a policy check, without opening your entire history.
You hold the key. Not even Curvy Protocol can see your payments - there’s no backdoor. Disclosure is always your choice. The code is open source and audited.
Cryptographers who’ve shipped together for a decade.
Stop broadcasting your business.
Payroll, settlement, agent payments. The rail is live today.
Petar Atanasovski
Lazar Travica
Mališa Pušonja
Nikola Gavrilović
Ivor Jugo
Ratko Stambolija
Milica Spasojević
Aleksandar Veljković, PhD
Marija Mikić, PhD
Vanja Obradović
Mihailo Radojević