Saying on-ramps will be dead today is the same as saying NFTs will be dead back in 2021.
Or saying that basic EOAs will be eclipsed entirely by smart accounts in 2023.
Beginning of the end
coindesk.com/tech/2026/08/0…
On-ramps will be killed within the next year.
They will be replaced by unified deposit solutions.
This is already happening.
Polymarket now does 8x more fiat payments with unified deposits than they did via on-ramp aggregation.


