Based Cash is Based's crypto spending product with a Visa debit card. You can fund your card account with supported assets and use its balance for eligible everyday purchases.

Where can I use the Based Cash card?

The Based Visa debit card can be used at merchants that accept Visa, subject to the card terms, available balance and transaction restrictions. Card availability depends on your country of residence.

How do I fund Based Cash?

Use the Based interface to top up your card account with supported assets. Check the deposit instructions for the supported asset and network before sending funds. Your card account balance is used to pay for card transactions.

Does the Based Cash card require identity verification?

Yes. The Based Visa debit card requires successful identity verification. Applicants must be at least 18 years old and reside in a jurisdiction where the card is offered, as set out in the card terms.

Do all Based Cash card tiers have the same benefits?

No. Benefits and eligibility requirements vary by card tier. Review the card comparison and current terms for your chosen tier. Promotional rewards have separate conditions and may change.

Based Cash

Spend Everywhere.

Deposit crypto, tap to pay anywhere Visa is accepted, and earn rewards on your USD balance.

Features

Your crypto, ready to spend

Deposit Crypto

Deposit crypto or stablecoins into Based Cash for spending.

Spend Anywhere

Tap into your crypto to pay for everyday items anywhere in the world, wherever Visa is accepted.

Earn Rewards on USD Balance

Put your idle dollars to work and earn rewards on the balance you keep.

Coming in Fall 2026

Rewards

Rewards for Everyday Use

Get more back from the subscriptions you already use.

Entertainment

100% back¹

On Netflix, Spotify, and YouTube

Available from Gold tier

Productivity

Up to $100 back every month¹

On ChatGPT, Claude, and Grok subscriptions

Available from Gold tier

Cards

Spend Crypto Anywhere

Feature	Premium	Gold
Cashback¹ On eligible spend	2%	4%
FX markup² On non-USD spend	1.5%	0%
AI rebate³ ChatGPT, Claude, and Grok subscriptions	$10 Per month	$100 Per month
Entertainment³ Netflix, Spotify, and YouTube	—	$20 Per month
Airport lounges	—	4 visits Per year
Card	Plastic	20g Mirror-Finish Metal Scratch-resistant
Delivery	DHL shipping applies	Waived

Footnote

Cashback is distributed in BASED token.
FX markup is on top of Visa wholesale market rates negotiated globally.
Rebates are processed automatically when the subscription is billed directly by the official merchant. Subscriptions billed through third parties, such as telcos, are not eligible. Rebates are capped at the monthly amount shown, and any unused amount does not roll over to the next month.

10,000

BASED lock-up for 21 days required.

Get

100,000

BASED lock-up for 21 days required.

Get

Card FAQ

Is Based Visa Card available in my country?

Use the availability checker to see whether you can apply from your country of residence.

Are there any top-up fees?

No, there are no top-up fees for USDT and USDC.

Can I still qualify for the perks if I unstake my tokens?

If you unstake your tokens, you can keep using your Based card until it expires, but you'll no longer receive card benefits such as cashback.

How do the rebates work?

Rebates are processed automatically, as long as the subscription is charged directly to the merchant (Netflix, YouTube, Spotify, ChatGPT, Claude, Grok).

Based Cash questions

What is Based Cash?: Based Cash is Based's crypto spending product with a Visa debit card. You can fund your card account with supported assets and use its balance for eligible everyday purchases.
Where can I use the Based Cash card?: The Based Visa debit card can be used at merchants that accept Visa, subject to the card terms, available balance and transaction restrictions. Card availability depends on your country of residence.
How do I fund Based Cash?: Use the Based interface to top up your card account with supported assets. Check the deposit instructions for the supported asset and network before sending funds. Your card account balance is used to pay for card transactions.
Does the Based Cash card require identity verification?: Yes. The Based Visa debit card requires successful identity verification. Applicants must be at least 18 years old and reside in a jurisdiction where the card is offered, as set out in the card terms.
Do all Based Cash card tiers have the same benefits?: No. Benefits and eligibility requirements vary by card tier. Review the card comparison and current terms for your chosen tier. Promotional rewards have separate conditions and may change.