encyclopedias were printed once, curated by one institution, and impossible to verify.
wikipedia changed the design: open, always current, verifiable by anyone.
money still runs on the encyclopedia model.
@ethereum is the wikipedia version.
only 1 in 3 got it right.
SWIFT doesn't move money, it moves messages about money.
your bank sends a message to another bank asking it to update its ledger. up to 5 banks in the chain, each adding a fee and a delay.
the money itself waits 1 to 5 business days.