World-first agentic banking OS

The AI assistant that actually moves your money.

Create global USD, EUR and GBP accounts, receive stablecoin, send money to anyone anywhere – inside WhatsApp, Telegram, or any chat app you already use.

WhatsAppTelegramSlackWebAPI
Circle logo
Bridge logo
Yellow Card logo
Klas logo
GoFree logo
Slice Finance logo
GTCO logo
Zenith Bank logo
UBA logo
FirstBank logo
Providus Bank logo
Terra Industries logo
Monirate logo
Fincen logo
Bank of Canada logo
Circle logo
Bridge logo
Yellow Card logo
Klas logo
GoFree logo
Slice Finance logo
GTCO logo
Zenith Bank logo
UBA logo
FirstBank logo
Providus Bank logo
Terra Industries logo
Monirate logo
Fincen logo
Bank of Canada logo
Individuals

Banking in your favorite chat app

app.useaxra.com
Businesses

Full dashboard for treasury & operations

80+

markets

Global rails

Minutes

not days

Settlement

100+

intents

AI coverage

Bank-grade

compliance

Controls

Platform

An AI banking layer that orchestrates everything.

Axra blends messaging-native UX with regulated financial infrastructure to deliver instant, compliant money actions.

Agentic by design

Agentic banking

Axra plans, executes, and confirms financial actions in natural language — from sending money to managing approvals.

See how it works
01Natural language payment initiation
02Multi-step approval workflows
03Context-aware transaction routing

Messaging OS native

Operate banking, payments, and payouts directly inside the apps people already use — no app downloads required.

  • WhatsApp, Telegram, Slack, Web
  • Rich interactive messages & buttons
  • Same experience across every channel

Security-first

Every transaction is protected with compliance guardrails, approvals, and audit trails — built into every action.

  • Automated KYC & AML screening
  • Role-based access controls
  • Full audit trail on every action

Experience

Built for everyday money moments.

Axra blends AI, messaging, and global rails to make financial tasks feel effortless.

Minimal, fast, secure
80+

markets

Send & receive money

Move funds globally with real-time FX, clear fees, and fast delivery to 80+ markets.

99.2%

success rate

Spend & collect

Accept card payments, online transfers, and QR checkout through Axra PSP.

100+

intents

Context-aware AI

Axra remembers preferences, recurring transfers, and approval policies across every conversation.

<2m

avg response

Instant support

Resolve issues inside chat with AI-first help and seamless escalation to humans when needed.

Transfer velocity

Live
7 min avg payout99.2% success

What teams do in Axra

Critical actions, one message away.

Messaging OSGlobal accountsPayment SDKCheckoutPayoutsCompliance

Live Demos

See it. Believe it. Try it.

Real WhatsApp conversations powering real banking. Pick a capability — watch the entire flow in under 6 seconds.

TRANSFERS

Send money in a message

Type "send $200 to Mom" and Axra handles the FX, compliance, and delivery — confirmed in seconds, arrived in minutes.

80+ destination marketsReal-time FX ratesArrives in minutes
No app download needed
Live demo — Send Money

Use cases

A full banking OS for global life.

Axra streamlines everyday money work with agentic intelligence and instant execution.

Always on, always in chat

Individuals

Send money home, hold dollars, and automate recurring transfers — all from chat.

01Send money to family abroad
02Hold and convert USD, EUR, GBP
03Automate recurring transfers
04Track spending with AI insights

Businesses

Pay suppliers, manage multi-currency cash, and orchestrate treasury workflows.

01Pay suppliers across borders
02Manage multi-currency wallets
03Automate payroll and payouts
04Convert FX on demand

Platforms

Embed Axra payouts, wallets, and checkout inside your product via APIs and SDKs.

01Embed checkout and SDKs
02Orchestrate global payouts
03White-label wallet infrastructure
04Real-time reconciliation APIs

Licences

Three licences. One AI banking core.

Axra holds three regulatory licences — MSB by FINTRAC, MTL by FinCEN, and PSP by the Bank of Canada — to power compliant money movement.

Regulated infrastructure
FINTRACCANAFE

Regulated by

FINTRAC

MSBMoney Services Business

Global money services

Remittances, cross-border payments, global dollar accounts, and treasury workflows — registered with FINTRAC and orchestrated by Axra AI.

Global dollar accounts for individuals and businesses
Cross-border payments with transparent FX
Local payouts to bank, card, mobile money, and wallets
AI-driven treasury insights and automated routing
FinCENU.S. TREASURY

Regulated by

FinCEN

MTLMoney Transmitter Licence

US money transmission

FinCEN-registered money transmission for US domestic and cross-border transfers, with built-in compliance, surety bonds, and multi-state coverage.

State-level money transmission compliance
Domestic and cross-state fund transfers
Regulatory reporting and surety bond management
Multi-state licensing and renewal automation
BANK OF CANADABANQUE DU CANADA

Regulated by

Bank of Canada

PSPPayment Service Provider

Payment collection & checkout

Collect payments, issue invoices, and orchestrate payouts — regulated by the Bank of Canada with SDKs and checkout experiences designed for scale.

Card acquiring and online payment collections
Hosted checkout pages with smart routing
Payment SDKs and embedded pay links
Global payout orchestration with instant reconciliation

Security

AI-powered compliance, approvals, and control.

Axra automates KYC, sanctions checks, and routing while keeping humans in the loop for sensitive actions.

Bank-grade security
Layer 1

Secure approvals

Active

Every high-value transfer requires multi-factor verification, with detailed audit trails across all channels.

Transaction signingMulti-step approvalsChannel-level audit logs
Layer 2

Role-based access

Enforced

Define who can approve, initiate, and view transactions with granular permission controls.

Custom permission setsTeam hierarchiesIP allowlisting
Layer 3

AI compliance

Monitoring

Automated KYC, AML, and sanctions screening on every transaction in real time.

Real-time screeningRisk scoringRegulatory reporting
AES-256 encryption
Real-time monitoring
SOC 2 compliant
PCI DSS Level 1
Onboarding open — launch in days

Bank from anyconversation

Launch in days, go global, and let Axra orchestrate every payment, payout, and treasury action.

Works on
Axra Chat

Get started

01
Connect your messaging app
02
Verify your identity in minutes
03
Start moving money globally

80+

markets

Minutes

not days

100+

intents

Bank-grade

compliance

FINTRAC registered
FinCEN licensed
Bank of Canada regulated
SOC 2 compliant

FAQ

Questions & answers

13 answers across 4 topics to help you understand Axra.

Still have questions?

Our team typically responds within 2 hours.

Talk to us

General

4 questions

Licences & compliance

3 questions

Payments & transfers

4 questions

Developers & platforms

2 questions