securityfirst

We take care of your
security. At Paymenttools, security is not a feature, it’s the foundation. Our platform is designed with a trust-aware, identity-first architecture that embeds protection directly into the system at the protocol level.

securityfirst

We take care of your security.
At Paymenttools, security is not a feature, it’s the foundation. Our platform is designed with a trust-aware, identity-first architecture that embeds protection directly into the system at the protocol level.

securitymission

At Paymenttools, security is a shared responsibility embedded in everything we build and operate. Our security team partners with all business units to enable secure innovation and business growth.

securityprinciples

A Trust-Aware System

We shift trust away from intermediaries and embed it directly into the protocol layer through strong, cryptographic identity. Every interaction is verified at the system level, not just by third parties.

Identity-Based

We believe the future of secure payments is identity-driven. This enables:

Convenience: Seamless 1-click payments (comparable to REWE Pay)
Cost Efficiency: Low transaction costs with no added risk premium
Native Security: Protection built directly into the protocol

Our Principle on Trust

We don’t abolish trust, we
redesign it.

Trust belongs in the protocol (identity), not in the intermediary.
By placing trust in the system itself, we reduce complexity, minimize risk, and deliver a secure, fast, and transparent payment experience.

compliance&dataprotection

We comply with all relevant data protection and privacy regulations and apply industry best practices to safeguard sensitive information.

Our approach includes:

Secure handling and storage of personal and financial data
Strong access control and authentication mechanisms
Encryption in transit and at rest
Regular risk assessments and security reviews
Continuous monitoring and incident response procedures

Data protection, privacy, and security are embedded into our processes by design and by default.

compliance&
dataprotection

We comply with all relevant data protection and privacy regulations and apply industry best practices to safeguard sensitive information.

Our approach includes:

Secure handling and storage of personal and financial data
Strong access control and authentication mechanisms
Encryption in transit and at rest
Regular risk assessments and security reviews
Continuous monitoring and incident response procedures

Data protection, privacy, and security are embedded into our processes by design and by default.

securitycertifications

ISO/IEC 27001 – Information Security Management System (ISMS)

What it means for us

We have a formalised Information Security Management System that continuously identifies, assesses, and mitigates risks.
Security policies, processes, and procedures are documented, enforced, and regularly reviewed.
Internal and external audits are conducted to ensure ongoing compliance.

PCI DSS – Payment Card Industry Data Security Standard

What it means for us

We meet the stringent requirements for processing, storing,
and transmitting payment card data.
Our payment environment is continuously monitored for suspicious activity and compliance.

Impact for customers and partners

Your data is protected under globally recognized best practices.
Risk is systematically reduced, not just monitored reactively.
Demonstrates our commitment to maintaining the highest level
of information security.

Impact for customers and partners

Payment information is handled securely across every step
of the transaction.
Reduces the risk of fraud and data breaches.
Ensures trust with merchants, banks, and payment networks.

security
certifications

ISO/IEC 27001 – Information Security Management System (ISMS)

What it means for us

We have a formalised Information Security Management System that continuously identifies, assesses, and mitigates risks.
Security policies, processes, and procedures are documented, enforced, and regularly reviewed.
Internal and external audits are conducted to ensure ongoing compliance.

Impact for customers and partners

Your data is protected under globally recognized best practices.
Risk is systematically reduced, not just monitored reactively.
Demonstrates our commitment to maintaining the highest level
of information security.

PCI DSS – Payment Card Industry Data Security Standard

What it means for us

We meet the stringent requirements for processing, storing,
and transmitting payment card data.
Our payment environment is continuously monitored for suspicious activity and compliance.

Impact for customers and partners

Payment information is handled securely across every step
of the transaction.
Reduces the risk of fraud and data breaches.
Ensures trust with merchants, banks, and payment networks.