Everyone Deserves the BEST lifestyle, What's yours?

Ask yourself,

What kind of lifestyle are you looking for? Comfortable, Trendy and Glamorous!

What lifestyle do you need? home ownership, college education, retirement funds or family inheritance?

Do you want to Retire Young? Retire Rich? Retire with Peace of Mind?

Now, how do we build a secure nest egg to ensure a comfortable lifestyle for our own comfort?


Since Year 1957, Majority of Malaysians only choice of living their retirement life was with help of their children.

During the 60s and 70s when we experienced economic growth, Malaysians preference was live their retirement life, with pension scheme which was what you call Employment Profident Fund (EPF).

Today, Malaysian preference is to live their retirement life with EPF. But this time it means Early Pre-retirement Fund. Why?
Malaysia has now achieved improved Health. With that, we get longer life expectancy and lower mortality. Hence, we have higher expectation of living.

At the age of 45- 50, majority of us, will withdraw a certain amount to fund our children's education buy a super condo or perhaps a nice ride.
 
Do you know that retirement is the world's longest coffee break?
There is NO STRESS because you have NO JOB = NO PAY = NOTHING TO DO.(Shake legs)

The Star Sunday May 27,2007

Only 5% of Malaysians are prepared for retirement. Despite a growing awareness for the need to prepare for one's retirement, many don't translate their plans into action.

Those in their 20s think they are too young to think about retirement, while those in their 30s and 40s tend to believe they are doing enough because they have their EPF savings. 

By the time they are 55, it is just too late.

The sad truth is that at 55, most people cannot retire with financial security.

Based on EPF's 2005 annual report, about 90% of EPF contributors have less than RM100k in their accounts - not enough to see them through 20years past retirement.

People do not plan to fail, but most people fail to plan. Averagely, Malaysian retirees at the age of 55 finish their EPF within 5-10 years.

The challenge of retirement is how to spend time without spending money.
You can be young without money but you can't be old without it. -Tennessee Williams
If you don't manage your wealth, no wealth for you to manage. So you should start planning yourself or let others help you to plan. Wealth creation, wealth preservation and wealth distribution is very important.
It is not at what age you want to retire, it is all about at what income you want to retire - George Foreman 
So, Efficient financial planning has to start now before it is too late!
The only person who can take care of the older person you will someday be is the younger person you are now!

Today, 30/04/2010 HLA WEALTH BUILDER was launched and it is a Market Mover with its Unending stream of cashflow from Year 1 to 90. GUARANTEED YEARLY INCOME, SHORTEST-TERM COMMITMENT, LONGEST TERM RETURNS and with PRESERVED VALUE.

You now have the opportunity to plan and build your own wealth for your near future, retirement and for your loved one.

It is Good to Plan Early. Ring me NOW for an appointment 012-4728607 if you should need a financial advisor to Help you Discover the amount of WANT and How Much do you already HAVE = the amount of NEED needed for a better tomorrow.

It is Your Choice, Your Decision, so ACT NOW!

Thank you. Looking forward to hear from you soon. Cheers!

Seventeenth of April Two Thousand and Ten - Pulau Aman

In BMV100 we all work hard and we play hard. So we had our first one day trip outing to an island off the coast of Bukit Tambun, Seberang Jaya. Pulau Aman, The Island of Peace.

From Penang we drove all the way to Batu Kawan to the jetty nearby the stadium. The island is about 10 minutes away from the jetty by boat. Oh yes, it is very near..

Pulau Aman is a small Malay Fishermen Village. Throughout my day trip there, I only saw boat, sampan and bicycle. We travelled around the island by foot under the hot burning sun.

Activities that you can do; hiking, fishing, or swimming. But I suggest no swimming. So don't expect too much, honestly there's nothing much you can do there.

There are home stay programs and beachfront chalets for rent too if you plan to overnight. We rented two beach front chalet units to accommodate 30 of us.

In the chalet, you can fish from the balcony. Or you can just chill outside the chalet by the beach.

Bonding time! We entertained ourselves with games, never ending cam-whoring session and story telling.

Most people travel all the way there just for their famous Mee Udang with big fresh prawns and fresh seafood.

 RM 6.00 per bowl

RM 2.00 per he kor bak

RM 6.00 per plate

  After lunch we went back to the chalet and chillax until about 6pm, we packed and left.

                               Goodbye Pulau Aman!!!

For dinner we had seafood again at Yen Batu Kawan Seafood Restaurant. The food was awesome. But we only managed to take a few pictures here as we were too busy eating those finger licking good delicious seafood served. Burp!

BMV100 Consultancy

 Hong Leong Finance BenchMark V100 Consultancy.

Family Portrait of BMV100 Consultancy

 

Leaders of BMV100 Consultancy

  

BMV100 Chinese New Year 2010 Family Gathering at Sierra Vista

 

BMV100 in Genting Highlands, Malaysia for HLA Annual Awards Presentation 2009

Ladies & Gentlemen of BMV100

 

BMV100 Young Elite Generation 

 

BMV100 with Special Guest Phua Chu Kang

               BMV100 Hawaiian Theme Birthday Celebration

 

BMV100 Roadshow at Mengkuang Dame

 

Journey Of Life Mini Workshop at Hong Leong Penang Branch

 

BMV100 Yam!!!!!Seng!!!!!Cheeers!!!

Night Session with Nellie, Hazel and Lynn

After such a long long time finally last Thursday evening, I did make up for three beautiful models for a simple, just for fun shooting session.

As usual with my JonathanOSY Papa and my Calvin Bro together with their professional photographer-photographer crew members sekalian.

It has been a while since I painted on anyone's face. Sigh..it was a very kelam-kabut day for me, I would say.
Make up under the dark cloudy sky with flashlight from my papa's mobile by the poolside under the rain. Also without a mirror in front of my models. Later on, we moved to the stair case for shades when the rain got heavier. Was kind of fun actually. :P

But overall, I think everything turned out to be great and perfect. Phew~
Ta!Da!  I hereby, present you Nellie! Hazel! and.....Lynn!!!Had an awesome great night with them eventhough the weather was bad that day. Looking forward to the next shoot. =) 

Sweet + Natural for Lynn

Hot + Sexy for Nelly

 







Wild + Gothic for Hazel

















Photographed and edited by JonathanOSY 
Make-up artist : Jacquelyn Soon.
Models : Nelly, Lynn and Hazel.