A beautiful native experience
OptiVault is the #1 AI personal financial advisor for iOS. Sync your accounts, let the AI optimize your spending, and watch your net worth grow.
Connects with 12,000+ Banks via Plaid
A beautiful native experience
Most apps just show you what you spent. We tell you what to do next.
Connect your accounts and get a full financial health check in seconds. Our AI spots wasted subscriptions instantly.
No more manual entry. The app categorizes every transaction and adjusts your daily budget automatically.
We use 256-bit encryption and never sell your data. Your financial privacy is our top priority.
Four simple steps to financial freedom.
Connect your bank accounts, credit cards, and crypto wallets securely via Plaid. We pull read-only data to categorize your spending instantly.
Our AI scans for "vampire costs"—subscriptions you forgot and fees you shouldn't pay. It builds a spending profile unique to you.
You are paying for both Spotify and Apple Music. Save $10/mo by cancelling one.
Dining out is up 15% this month compared to your average.
Set goals and let OptiVault guide you. Whether it's saving for a house or building an emergency fund, we create the roadmap.
Have a question about crypto, taxes, or budgeting? Chat with your AI advisor 24/7 or escalate to our human experts.
Why the old way of wealth management is obsolete.
| Comparison | OptiVault AI | Traditional Advisor |
|---|---|---|
| Annual Fee | Flat ~$100/yr | 1-2% of Assets (~$2k+) |
| Minimum Balance | $0 | Typically $100,000+ |
| Availability | 24/7 Instant | 9-5, Appointment only |
| Bias & Conflict | 100% Data Driven | Sales Commissions |
| Tax Harvesting | Daily Automatic | Quarterly/Manual |
| Subscription Control | Built-in Manager | Not Included |
Advanced algorithm. Institutional-grade analysis. Personalized for you.
"The AI actually understands my spending habits. I saved $400 in the first month just by cutting subscriptions I forgot about."
"Finally, a finance app that looks good and works perfectly. The dark mode is beautiful and the investment advice is spot on."
"The Discord community is amazing. The devs actually listen to feedback. This is the future of personal finance apps."
"I love the widget support. Seeing my daily budget on my home screen keeps me accountable without opening the app."
"OptiVault is the only subscription I'm happy to pay for. It literally pays for itself with the tax harvesting features."
"The AI actually understands my spending habits. I saved $400 in the first month just by cutting subscriptions I forgot about."
"Finally, a finance app that looks good and works perfectly. The dark mode is beautiful and the investment advice is spot on."
"The Discord community is amazing. The devs actually listen to feedback. This is the future of personal finance apps."
Join 15,000+ users in our Discord. Share tips, get beta access to new AI features, and talk to the developers.
Join the CommunityExpert financial advice from our AI research team.
