Membership Has Its Benefits
Check us out. Find out why you should move your banking to UNIFY.
Learn About Membership
Rates
*APY=Annual Percentage Yield. APR=Annual Percentage Rate. Displayed “as low as” vehicle and personal loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice.
Why Join UNIFY?
Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."
You’ll belong to a credit union with over $3.5 billion in assets and branch locations nationwide to serve you.
- FREE online banking
- FREE Checking
- 100,000+ surcharge-FREE ATMs
- MORE than 5,000+ full-service CO-OP Shared Branches nationwide
Home Sweet Home
A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.
Mortgage Payment Calculator
Estimate your monthly mortgage payments and more with our free mortgage calculators.
News & Events
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Way to go UNIFY! 300K Members!
Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member!
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Holiday Fraud Safety Tips: Protect Your Finances and Your Cheer
Holiday Fraud Safety Tips: Protect Your Finances and Your Cheer
The holiday season is a time for celebration, generosity, and reconnecting with loved ones — but it’s also one of the busiest times of year for scammers. With more online shopping, travel, charitable giving, and…
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Skimming, Spoofing & Social Engineering: Common Tactics Explained
Skimming, Spoofing & Social Engineering: Common Tactics Explained
When we think about identity theft, we often imagine high-tech hackers breaching massive databases. But many identity thieves rely on simpler, more hands-on tricks to steal personal information. Three of the…
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Keeping Your Credit Score Aloft – Through the Holidays and Beyond
Keeping Your Credit Score Aloft – Through the Holidays and Beyond
You’ve put in the work: paying bills on time, keeping balances low, maintaining a healthy mix of credit, limiting new applications, and keeping long-standing accounts open. Your credit score is in great shape –…
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How to Stay Safe on Social Media This Holiday Season: What Not to Share
How to Stay Safe on Social Media This Holiday Season: What Not to Share
The holidays are a wonderful time to connect with friends and family, especially on social media. But between posting festive photos, travel plans and shopping updates, it’s easy to unintentionally share…
FREE Checking
Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.
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Credit Union Near Me
UNIFY is always near you with call center access 7 days a week and branches nationwide, including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.
Find a branch near you
Your Goals Deserve a Plan.
Our Savings Accounts make it simple to achieve what matters most.
Start saving todayThanks For Exploring All UNIFY Has To Offer!
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