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with qualifying Health or Life plans. Plus, pay no joining fee from 1st Jan - 28th Feb 2026. Minimum premiums, T&Cs apply.

Live longer with Vitality insurance

Get covered. Get healthier. And get this – you could live up to 5 years longer1 when you get active with Vitality

Join over 2 million Vitality UK members

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What cover do you need?

Our award-winning cover can help you live a healthier, longer life.

Health insurance

Health insurance

Helps cover the cost of private healthcare

Life insurance

Life insurance

Pays out to your loved ones if you die or become terminally ill

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Get rewarded with Vitality

Our health and life cover comes with great rewards that help you stay healthy. Because we want you to feel your best.

You get:

  • Tools to understand your health. So you can identify risks early and get tips to improve.
  • Discounts at top brands - like on a gym membership and fitness trackers - to help you get healthy.
  • Rewards for staying active. Like discounts on hotel bookings and cashback on healthy food.
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How can Vitality help you live longer?

Our life insurance doesn’t just pay out when you’re gone. We also give you all the tools you need to enjoy a healthier, longer life while you're here. Up to five years longer1, when you get active with Vitality.

So if you're curious about how we help our members live longer...

 1 Based on members who move from 0 to 21+ activity points a week throughout their lifetime, applied to standard UK mortality rates. Vitality study 2024.

Looking for something else?

Explore more of our award-winning cover.

SIC
Life

Serious illness cover

Get a payout if you’re diagnosed with a serious illness, like cancer.

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Life

Income Protection

Get a monthly income if you get sick or injured and can't work.

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Health

Business health insurance

Enjoy the benefits of private healthcare if you’re self-employed or have a small business.

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We're proud to be top-rated

And even prouder of what that means for you:

  • Award-winning cover - our health and life cover has over 10 years of 5 Star Defaqto ratings 
  • Peace of mind - VitalityLife paid 98.9% of all Life Cover claims in 20242
  • Great value for money - members received £99m worth of rewards and savings from the Vitality Programme in 2024.2
  • Decades of expertise - we've been at it for over 30 years. And we're an industry leader when it comes to health and life insurance.

2VitalityLife Claims and Shared Value Report 2025

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