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Expert opinions Last 7 days total 55

Sara Costantini

Sara Costantini Regional Director for the UK and Ireland at CRIF

Fighting AI with AI – are financial services keeping pace with new-age fraudsters?

Last year, a quarter (24%) of UK consumers told us they were worried about the risks that AI posed. Fast forward to 2026, and this level of concern has risen threefold within just over a year. Today, three quarters (75%) of UK consumers now say they are worried about AI being used to generate new and more sophisticated types of fraud. These find...

/ai /crime Artificial Intelligence and Financial Services

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

The Hardest Part of Running a Binary Options Platform Isn’t What You Think

What is the hardest part of starting a binary options trading platform? Some people will say building the platform. Others will say getting users and marketing the business. Honestly, both are important. And yes, while running a binary options platform, you will face many challenges too, except what I have mentioned above. But let's assume you have...

/startups /markets Fintech innovation and startups

Farnoush Mirmoeini

Farnoush Mirmoeini Co-founder at KYC Hub

What the Wise Investigation Reveals About the Limits of Cross-Border Supervision

Earlier this month, Wise lost a fifth of its market value after prosecutors disclosed an investigation into €500m in suspicious transactions flowing through. Over the previous four years, regulators in the US, Abu Dhabi, and Belgium had each independently found similar compliance failures at the company, yet none of them knew about the others' fin...

/regulation /crime

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Banks' last chance to become tech companies

Every bank says they want to become an AI-driven company. Most of them mean they want to buy AI from someone else and call it a day. They issue an RFP. They evaluate vendors. They pick a model, negotiate a contract, and check the box. The same way they bought their core banking system twenty years ago. The same way they buy almost everything. But A...

/ai /retail Banking Strategy, Digital and Transformation

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Automation is just the start - how AI can truly transform payment testing

Artificial Intelligence (AI) is rapidly becoming one of the most powerful technologies in financial services. Innovators across the industry are leveraging AI for fraud prevention, customer service, regulation compliance and back-office operations. One area, however, that has received relatively little attention until recently is payment testing. ...

/ai /payments Innovation in Financial Services

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Campbell Shaw

Campbell Shaw VP Commercial, Financial Services at Valuedynamx

Pamela Draper

Pamela Draper President at Digital Commerce Payments

Maxim Olkhovskiy

Maxim Olkhovskiy Deputy CFO | Commodity Trade Finance & Treasury at Oasis Global Trading

Kevin Phillips

Kevin Phillips Chief Operating Officer | Fintilect at Fintilect Limited --- www.fintilect.com

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Research Total research pieces 322

Survey

The European Fraud Insights report 2026

Drawing on insights from 203 European fraud leaders, our latest Finextra survey report is now available to download. Across Europe, fraud is no longer being viewed solely as a financial risk. It has become a broader challenge that impacts customer trust, operational resilience, and increasingly, how banks differentiate themselves in a competitive market. Understanding how firms are adapting their fraud strategies, technology investments, and operational capabilities is critical to assessing the industry’s readiness to address emerging fraud threats. To set the scene for the fight against fraud, Finextra, in association with NICE Actimize, surveyed 203 fraud professionals within European banks in March 2026. The report also features expert commentary from Santander UK, Banque de France, Klarna, and Lloyds Banking Group, to give depth to the findings.   Find out how Europe's fraud leaders are preparing for what comes next. This exclusive report features data-driven insights, European region-specific takeouts, and expert commentary from leading banks, designed to help your organisation prepare for the next wave of fraud. Download this Finextra survey report, produced in association with NICE Actimize, to discover:   The evolving threat landscape; The role of AI as both weapon and shield; The counter measures banks are deploying; and The strategic outlook for the next three years. 

17 downloads

Survey

The new European payments landscape: Navigating change in 2026 and beyond

With the European payments sector undergoing rapid modernisation, critical questions around investment, regulation, and market alignment are dominating the agendas of banks, fintechs, regulators, payments providers, and technology providers.  To uncover the practical choices defining today's market, Finextra Research surveyed 195 industry professionals in April 2026 across Denmark, France, Germany, Italy, the UK, and Belgium.  Based on data-driven insights and European region-specific takeouts, this survey report is designed to help your organisation manage current friction points and prepare effectively for future transformation.  Download now to discover regional specific views towards:  Agentic AI and fraud management;  The rise of A2A, instant, and mobile payments;  Stablecoins and the digital euro;  European payments interoperability;  Regulatory and cross-border payment priorities; and  The impact of Open Banking and Open Finance. 

159 downloads

Event Report

Business@EBAday 2026

The Essential Guide to the Future of Payments  Business@EBAday 2026 is the official digital supplement for EBAday 2026, bringing together insights, analysis and thought leadership from the organisations shaping the future of payments.  Featuring contributions from leading banks, payment providers, technology vendors and industry experts, this year's edition explores the trends, challenges and innovations transforming the payments landscape across Europe and beyond.     What's inside? Discover expert perspectives on the topics driving industry discussions at EBAday 2026, including:   The next phase of ISO 20022 and why data quality matters more than ever  The future of cross-border payments and progress towards the G20 roadmap  Instant payments at scale and the operational realities of a 24/7 payments environment  Fraud prevention, Verification of Payee and evolving regulatory requirements  AI, automation and the emergence of agentic commerce  Stablecoins, the digital euro and Europe's evolving payments ecosystem  Treasury transformation and real-time liquidity management  Payment sovereignty, interoperability and the rise of new European payment initiatives    You'll also gain valuable insights from organisations including Deutsche Bank, Swift, Citi, Nordea, Visa Direct, Worldline, Finastra, Accenture, CGI, Nexi, ACI Worldwide, and many more.    Who should read it?  Business@EBAday 2026 is an essential resource for:  Payments and transaction banking professionals  Financial institutions and payment service providers  Treasury and cash management leaders  Fintech innovators and technology providers  Compliance, fraud and risk professionals  Anyone looking to understand the future direction of payments    Download your copy  Complete the form to access Business@EBAday 2026 and explore the ideas, innovations and industry perspectives shaping the next generation of payments.    Business@EBAday 2026 is produced jointly by EBA and Finextra Research. 

271 downloads

FinextraTV

3,325videos
163,660views in past year

/ai

Has AI Impact Accelerated Beyond Expectation?

At the Temenos Community Forum, Patrice Amann, Regional Industry Leader, Insurance and Banking, Microsoft joined the FinextraTV studio to share his insights on the speed of impact across AI and cloud. Amann said they expected there to be more of a gradual implementation, but instead, he has witnessed a massive acceleration in adoption and positive impact. He went on to discuss the rise of 'digital teammates' in the use of agents and the use of conversational AI to improve customer experiences.

Events

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53Events in the past year
18,402Delegates in past year

Long reads Total long reads 1575

Hamish Monk

Hamish Monk Senior Reporter at Finextra

AI is forging a regtech-wealth symbiosis

No discussion of wealth management is complete without an exploration of compliance. Faced with a sprawling, complex, and fragmented regulatory landscape, compliance exerts an outsized impact on the capacity of firms. The extent to which this is the case is not easy to assess. In November 2025 a study revealed that the average financial advice fir...

/wealth

Chloé Wade

Chloé Wade VP International Financial Services UK at IDA Ireland

How Ireland is driving growth in sustainable finance

The commitment by the Irish Government to the green transition has been clear and well documented. Government led ambitions in this space are set out in Ireland for Finance 2019-2026, which is the overarching strategy for the further development of the financial services sector in Ireland, with sustainable finance being one of the key areas of foc...

/sustainable

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Wealth firms say AI boosts service to younger, choosier clients, yet data challenges remain

Wealth management companies, amid what experts agree is a foreshadowing of a looming ‘great wealth transfer’ in society, say younger, more environmentally and socially concerned clients under 50 are comprising an increasing portion of their client base. Additionally, most firms responding to a recent survey report they are fully onboard using arti...

/wealth

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