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Financial Education

Boost your financial know-how

Explore educational playlists to help you build and secure your financial future.

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UMB

THE HOME OF HOME MORTGAGES.

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly.

UMB Mortgage Solutions
HELOC or second mortgage

Home Equity Line of Credit

Introductory rate as low as 5.49% APR¹ for 24 months*

*After 24 months variable 7.24% - 10.00% APR applies.

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UMB Checking Accounts - Open An Account Online Today

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UMB Select Checking®

  • $1,000 minimum opening deposit
  • Fee waivers and special loan rate discounts
  • Earn interest on your account balance
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Count on more.®

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How to Bank with Us

Access your accounts online or through our app so you can bank from your couch or even the dentist office.

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  • FDIC insurance

    FDIC insurance: Understanding how accounts are covered

    What is the FDIC and how has it changed? The Federal Deposit Insurance Corporation (FDIC)‡ plays a crucial role in maintaining public confidence in the U.S. financial system. Established in 1933 as a response to the bank failures during the...

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  • Savings solutions 101

    Saving solutions 101: The beginner’s guide to saving money

    A strong savings strategy is a cornerstone of any financial plan. When you know how to save, you can build an emergency fund, set aside money for planned purchases and enjoy financial independence. Whether you are looking to save your...

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  • strategic asset allocation

    An investor’s guide: Maximizing returns through strategic asset allocation

    Asset allocation is a crucial component of wealth management strategy. In Determinants of Portfolio Performance ‡, a 1986 paper by Gary Brinson, Randolph Hood and Gilbert Beebower, the authors state that the vast majority of expected return is driven by...

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  • gamify

    Gamify your savings: How to make saving money easy and fun

    In a time where many are feeling the impact of inflation and the rising cost of living, some are also finding it difficult to make progress—or even establish—their savings goals. In fact, a Bankrate survey ‡ found that 47% of...

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  • home buying guide

    A comprehensive home buying guide

    Where do I start with the home buying process? Even if you have purchased before, parts of the process may have changed over time. Once you understand the steps, you can outline a financial path toward homeownership that makes sense...

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UMB Simply Rewards Credit Card

15,000 Bonus Points

And a low introductory APR.
UMB Simply Rewards Visa Credit Card

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