Arch (@ArchLending) / X

Arch

3,367 posts

Arch

@ArchLending

A world leading destination for Bitcoin-backed loans with white-glove service.

New York City

Joined October 2022

Pinned
Arch
@ArchLending
May 11
Last quarter we shipped the first transparent, size-based rate table in crypto lending. Today we go further. Arch is dropping rates platform-wide and simplifying the size-tier structure for our clients. We now have the lowest qualified custodian rates in our industry!
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Arch
@ArchLending
15h
Something we tell people that occasionally surprises them: A Bitcoin-backed loan is not for everyone, and we would rather say so upfront. If you might need to sell the Bitcoin within a year anyway, borrowing adds cost without adding much. If the loan would fund something with
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Arch
@ArchLending
17h
Spending dollars costs you nothing in tax. Spending Bitcoin costs you the gain. So we would rather see you borrow the dollars and keep the Bitcoin.
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@ArchLending
23h
Realizing a gain is a choice, and most investors make it without noticing.
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@ArchLending
23h
If they gave you 1 BTC, would you do this?
Beauty of music and nature 🌺🌺
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Beauty of music and nature 🌺🌺
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Arch
@ArchLending
Jun 24
Who's borrowing against Bitcoin in 2026 looks very different from a year ago. Corporate treasuries: now among the largest borrowers Miners: pulling back, many planning to sell their $BTC this year. Individuals: borrowing for increasingly specific goals (real estate, business
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@ArchLending
Jun 24
Every time you spend your Bitcoin, you are handing the IRS a slice of years of gains. We just think there is a cleaner way to get the cash you need.
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@ArchLending
Jun 23
We think you are right to worry about rehypothecation, so the real answer is finding a lender that has no way to touch your Bitcoin.
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@ArchLending
Jun 23
A structural decision we made early that most people never notice: Arch has no interest-bearing product. We do not take deposits and we do not pay yield. That choice left an obvious revenue line on the table. Most failed lenders paid depositors by lending those deposits out.
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Arch
@ArchLending
Jun 23
Where is my Bitcoin during the loan? In qualified custody. Stored 1-to-1. Never lent out. Returned at repayment. That answer fits in four sentences because there is nothing complicated happening to it. By design.
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Arch
@ArchLending
Jun 23
How do corporate treasuries actually maximize Bitcoin on the balance sheet? Arch Lending's Co-Founder & CTO @hhsahay takes the panel stage at the first dedicated institutional Bitcoin symposium in New York City alongside 250 institutional decision-makers in corporate Bitcoin.
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Arch
@ArchLending
Jun 23
Most lending platforms are fully automated and hands-off. @ArchLending isn't. Our minimum loan is $5K, not because we can't go lower, but because every client gets real, direct access to our team. That white-glove approach is also why our average loan size sits between $300K
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Arch
@ArchLending
Jun 23
You spent years building this position, so the last thing we want is for one expensive month to make you undo it.
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