Arch (@ArchLending) / X

Arch

3,373 posts

Arch

@ArchLending

A world leading destination for Bitcoin-backed loans with white-glove service.

New York City

Joined October 2022

Pinned
Arch
@ArchLending
May 11
Last quarter we shipped the first transparent, size-based rate table in crypto lending. Today we go further. Arch is dropping rates platform-wide and simplifying the size-tier structure for our clients. We now have the lowest qualified custodian rates in our industry!
1.4M
Arch
@ArchLending
1h
Every time you spend Bitcoin, the IRS treats it as a sale and taxes the gain.
185
Arch
@ArchLending
3h
We never ask your credit score. A credit score exists to predict whether you will repay. And that is a guess about your future built from your past. We do not need to guess. Your Bitcoin is the credit.
286
Arch
@ArchLending
11h
me: paying interest on a loan sounds worse than just selling or spending my Bitcoin my accountant pointing at the capital gains bill:
Jerry Watkins 🗯
00:00
Jerry Watkins 🗯
394
Arch
@ArchLending
Jun 25
Article
Why This Investor Just Sold All of His Bitcoin
A well-known Bitcoin holder recently posted that he had sold his entire position, taking heavy losses. He was over-leveraged, and he chose to capitulate rather than risk being completely wiped out....
444
Arch
@ArchLending
Jun 25
Spending dollars is invisible to the IRS. Spending Bitcoin is a sale with a receipt.
400
Arch
@ArchLending
Jun 25
They're probably happy because if they hold Bitcoin for more than one year, gains are completely tax-free (at least for now)
Ultras Clips
00:00
Ultras Clips
464
Arch
@ArchLending
Jun 24
Something we tell people that occasionally surprises them: A Bitcoin-backed loan is not for everyone, and we would rather say so upfront. If you might need to sell the Bitcoin within a year anyway, borrowing adds cost without adding much. If the loan would fund something with
366
Arch
@ArchLending
Jun 24
Spending dollars costs you nothing in tax. Spending Bitcoin costs you the gain. So we would rather see you borrow the dollars and keep the Bitcoin.
396
Arch
@ArchLending
Jun 24
Realizing a gain is a choice, and most investors make it without noticing.
316
Arch
@ArchLending
Jun 24
If they gave you 1 BTC, would you do this?
Beauty of music and nature 🌺🌺
00:00
Beauty of music and nature 🌺🌺
725
Arch
@ArchLending
Jun 24
Who's borrowing against Bitcoin in 2026 looks very different from a year ago. Corporate treasuries: now among the largest borrowers Miners: pulling back, many planning to sell their $BTC this year. Individuals: borrowing for increasingly specific goals (real estate, business
00:00
371
Arch
@ArchLending
Jun 24
Every time you spend your Bitcoin, you are handing the IRS a slice of years of gains. We just think there is a cleaner way to get the cash you need.
484