The orchestration layer for modern finance platforms

Hold funds, earn yield, and move money globally, by API.

Treasury Management

Optimize operating cash and user balances with programmable yield with full control over yield attribution and liquidity.

Payment Settlement

Move money between parties with predictable settlement—route rails, net flows, manage cutoffs, and reconcile automatically so payouts land on time.

Fiat Orchestration

A single API to connect banks and rails for fiat—open/verify accounts, initiate transfers, handle returns, and manage compliance workflows end-to-end.

Global movement

Move money across rails and borders.

Built to scale

High-volume throughput, enterprise controls.

Always liquid

Funds stay accessible. No lockups.

Ready to ship

Launch first configuration in days, not in months.

Flexible monetization

Keep yield, share with your customers, or split it.

Guardrails built in

Defined limits and policy controls.

Built for high-trust money movement.

APIs for balances, yield routing, policy controls, and settlement — with auditability and permissions built in.
Built for high-trust money movement
How it works
How it works
Set policy once. Otim runs it continuously.

FAQ

Ready to monetize balances in your platform?
Launch yield + global money movement via API without building a treasury stack.
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