Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
You Can’t Predict Everything | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, People can never predict when hard times might come. Like fish in a net or birds in a trap, people are caught by sudden tragedy. -Ecclesiastes 9:12 NLT I follow Dharius Daniels from Change Church. Yesterday, he preached a sermon called You Can Be Spiritual and Still Get Blindsided. One thing he said stayed with me: no matter how much we grow spiritually, we will never have perfect discernment. I have been thinking about that ever since. We will...
Maycember Is Here…But Your Paycheck Hasn’t Changed | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Do you feel like you are running a marathon of events right now? My sister calls May “Maycember” because everything seems to happen at once. Graduations, the end of the school year, Mother’s Day, Teacher Appreciation Week, Nurses Week, weddings… all the things are happening at the same time. The challenge is your paycheck probably hasn’t changed. So what do you do? You become intentional. Payday Tip: Be honest about what you can and cannot do. Be...
When You Don’t Have the Answers | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, I realized that no one can discover everything God is doing under the sun. Not even the wisest people discover everything, no matter what they claim. -Ecclesiastes 8:17 NLT Have you ever had a child constantly ask, “Why?” They want to understand how everything works. After a while, the adult usually says, “I don’t know!” Truthfully, many of us are in an “I don’t know” season right now. I don’t know how we’re going to pay for it.I don’t know if...
Don’t Let Disappointment Block Your Next Step | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Finishing is better than starting. Patience is better than pride. Ecclesiastes 7:8 NLT What do you dream about for your future? Not just wishes — but the real desires you think about often. This past week, I had the honor of speaking at my high school. I shared something personal — my disappointment with my ACT scores. I'm 40 now, and I can tell you with full confidence, I am not disappointed anymore. But for a season, it weighed on me — and I...
Are You Still Dreaming… or Did You Start Doing? | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, We’re stepping into a new month, and it brings fresh opportunity. Earlier this week, we talked about dreaming vs. doing.And today, I want you to sit with that for a moment… Which one have you been doing? It’s easy to dream about the goals—paying off debt, saving more, feeling more at peace with your finances. But doing?Doing requires intention. It requires action. So let’s check in. Payday Tip: Financial Goal Check What progress have you made...
Are You Dreaming… or Doing? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Enjoy what you have rather than desiring what you don’t have. Just dreaming about nice things is meaningless—like chasing the wind. - Ecclesiastes 6:9 NLT The NFL Draft was this weekend, and I found myself smiling watching those moments. Young men hearing their names, tears falling, families celebrating—it’s beautiful. You can tell it’s something they’ve dreamed about for years. But even in that joy, one thing is clear: getting drafted is not the...
4 Life Lessons From My Mom That Also Apply to Money | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Today is my mom’s birthday, and in honor of her, I want to share a few lessons I have learned from her over the years. Life Lessons: Kindness does not have to be publicized. Being present is priceless. Do what you have to do to get where you want to go. Do not treat people wrong, even if they treat you wrong. You may think these are just life lessons, but they are payday tips too. Money Life Lessons Generosity does not have to be advertised. Your...
Who Told You You Can’t Enjoy Your Life? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, This is what I have observed to be good: that it is appropriate for a person to eat, to drink and to find satisfaction in their toilsome labor under the sun during the few days of life God has given them—for this is their lot. Moreover, when God gives someone wealth and possessions, and the ability to enjoy them, to accept their lot and be happy in their toil—this is a gift of God. - Ecclesiastes 5:18-19 NIV I have some good news for you. It is...
Who's on Your Team? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, It’s better to have a partner than go it alone. Share the work, share the wealth. And if one falls down, the other helps, But if there’s no one to help, tough! Ecclesiastes 4:9-10 MSG Have you ever tried to play tug of war by yourself? It’s you on one side… and five strong people on the other. It doesn’t make sense, right? You already know how that ends. When we play tug of war, we want help. We look for strong people to stand with us. Everyone...
Plans Don’t Work Unless You Do | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, “No plan is worth the paper it is printed on unless it starts you doing something.”— William Danforth Whew. That was a gut check for me. I came across this quote while reading The 15 Invaluable Laws of Growth by John Maxwell, and it really made me pause. How many times have we created a plan, written everything out, and still not followed through? Now that we’re in the second quarter of the year, this is your reminder:If you want to do better with...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
