What that
purchase
actually
costs you.

Not in money. In days of your life. Because that's the currency you're actually spending.

Run the calculation →
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The calculator

Three numbers.
That's all.

No signup. Nothing stored. Just the truth.

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$
The item you're about to buy.
$
After tax.
$
After all bills.
!
Status · —
—
—
—
days of your life
Days of life
— days
workdays @ 8h
Hours of work
— hrs
at current rate
Months of savings
— mo
surplus consumed
% yearly savings
— %
of annual surplus
Future value · 10y
—
CAGR 10%
Future value · 20y
—
CAGR 10%
% monthly income
— %
single payment

※ COMPOUNDED VALUES ASSUME ~10% LONG-TERM EQUITY RETURNS. HISTORICAL BENCHMARK, NOT A GUARANTEE.

"Do not save what is left after spending; spend what is left after saving."
— Warren Buffett