It’s not an easy thing to make someone as generally left-leaning as me feel like a conservative. But I’ve got to give some credit to Senator Max Baucus here. Congratulations, Senator, you have made me feel a connection with the right wing like I haven’t felt in years. And all it took was the decision to levy a new tax in your health care proposal that goes straight to the insurance companies. 13%, in the current proposal. Although thanks to recent pressure, Baucus now says he wants to try and reduce that to 12% or below. Gee golly willickers, Mr. Baucus…that one percent reduction in money being funneled straight out of my pocket to a private insurance company really makes it better. I’m much more supportive now. <cough cough> It just makes me feel so much better. <hack hack>
The conservative movement tends to get motivated to battle every time new taxes are suggested. Personally, I don’t. Yes, I think taxes suck. Anyone who pays them cannot deny that it sucks every time you have to write that check, or click that “submit payment” button each year. And yet, I am a realist. I understand that, as much as it sucks, the things that we ask government to do have to be paid for somehow, and I have to be a part of that payment.
In general, people start talking about taxes with the “family of four” option. Let me begin by saying that I cannot speak to the situation in which a family of 4 finds themselves, because I’m not a family of 4. I’m a single individual, living and working (as much as I can) in Los Angeles. As a 29 year old individual, I have very few friends who are families of 4. Most of them are, if anything, dealing with child number 1. And I don’t make the 300 percent above poverty level to put myself into the 13% tax level in Sen. Baucus’ proposed plan. But, much like Joe the Plumber, I hope to make that much in the next few years. Unlike Joe the Plumber, that’s a fairly attainable goal. It would mean increasing my yearly income by about $8,000. That’s pretty attainable by most standards, especially considering my age and position in the industry I am in.
That being defined, let’s do the math. The federal poverty level for a single individual is $10,300. Baucaus’ plan suggests taxing those at 3 times that by 13%. 3 times $10,300 is $30,900. 13% of $30,900 is $4017. The most expensive plan with Kaiser/Permanente, which has no deductible, includes prescription coverage, and has small co-pays is $216/month. That comes to $2,592/year. Under Baucus’ proposal, I would be paying $1,500 more per year directly to an insurance company. Yes, I said directly to the insurance company. The 13% tax cannot be used for deductibles or co-pays. Which brings us to the area I find myself connecting with conservatives right now. I don’t mind being taxed. But when that tax is going directly into the coffers of a private corporation, I have a problem. That’s no longer a tax. It’s corporate robbery. No wonder insurance company stocks have been rallying over the last few days. Then, to add insult to injury, that tax is actually more expensive than what I could pay now. Isn’t the whole idea of health care reform to reduce the cost, not inflate it?
The other change Baucus is making to his bill is to increase subsidies on families below the poverty level so that they don’t have to pay the 3% he was asking in his first proposal. Sounds good, right? Until you look at what the “poverty level” is. $22,050 for a family of four. $10,300 for an individual. Look carefully at that number. When you have to start defining “poverty” in $50 increments, I think we have a problem. Dinner and a movie for two people costs more than $50. Yet if I make $22,100 for my family of four, that puts me over the poverty line. Gotta be at that $22,050 mark…that extra $50 apparently makes all the difference. But wait…let’s do the math again. If I’m a father of two, making $22,100, then 3% of my income is $663. Taking that away from me puts me back into poverty, by government definition. And if I’m an individual, making $10,3100 per year, then that 3% is $309, which again puts me into poverty when taken from my check.
All of this, however, begs to ask: could you live with a family of four on $22,050? I make around that as a single individual, and I struggle enough to pay my bills. I live with two roommates in order to offset housing costs. It’s still a struggle just to exist. If I made $22,050, my rent alone would be 36% of my yearly income, with roommates factored in. If I had no roommates, the 3 bed/2 bath apartment I’m in would cost $23,400 per year. For those who can’t figure it, that’s 6% more than the $22,050 poverty line for a family of four to live in a place that gives each child their own room, with mom ‘n dad taking the master. Willing to make the kids room together? Average rent for a 2 bedroom apartment here is $1,416. That’s still 82% of yearly income if you make $22,050/year. To force people who are in that position to pay anything out of pocket in order to get health insurance is, quite frankly, so disconnected from reality that I have to wonder exactly what it is that Sen. Baucus is smoking.
So why force people at that level of poverty to have health insurance? Simple. If we don’t, then they end up in the emergency room, uninsured, when Dad gets sick with the flu and has to miss work (’cause if it’s Jr. that gets sick, we’re probably already paying for him through SCHIP). And since they can’t pay, those of us with insurance do. That seems to be one of the least understood or at least talked about points in the health care debate. What we have is three basic choices: either make sure that these people are insured through some kind of public option that, while not the quality of care that a Wall Street executive gets*, is still enough to provide basic care so that they can call a doctor and schedule an appointment when Dad gets sick; pay higher insurance premiums so the hospital can find some way to balance their books when someone comes into the ER (remember: emergency rooms are prohibited by law from denying medical care to anyone because of lack of insurance. They just tack it onto the bills of those of us with insurance. Next thing you know, our premiums are growing at rates far greater than our paychecks, and we end up cash poor because our insurance premiums are rising so quickly while our salaries remain stagnant); or drop the laws requiring treatment, allow people to go uninsured and untreated, and let people die because they couldn’t afford medical care. Yes, it really is that simple. You don’t want to read stories in the paper or hear about people dying because they didn’t have insurance and couldn’t afford medical care? Be prepared to pay for it, one way or another. Because if they can’t, someone has to.


America, When Will You Stop Fighting Your Freedoms?
October 28, 2008With great respect, credit, and acknowledgment given to Ginsberg, and apologies for my postmodern destruction – a modern update on Ginsberg’s form. Any lines in quotes were lifted without change from Ginsberg’s America – all other phrases have been modified.
America I’ve given you nothing and now I’m all that’s left.
America seven hundered billion dollars and we’ve lost our sense, October 2, 2008.
I can’t lay down with my own mind.
America when will we end our internal war?
Go flog yourself with your petty talking points.
I don’t feel good and it bothers me.
I won’t write my poem till we’re in our right mind.
America when will you be anthemic?
When will you donate your clothes?
When will you stop digging your financial grave?
When will you be worthy of a million of your excesses?
America why are your news sources full of fears?
America when will you take your eggs from your idols?
I’m sick of your inane discourse.
When can I go into the supermarket and buy what I need?
America after all you and I are not more perfect than the next world.
Your machinations are too much for me.
You’ve made me want for a saint.
“There must be some other way to settle this argument.”
Buckley is in arrears and I don’t think he’ll come back it’s sinful.
Are you being sophomoric or is this some form of practical joke?
I’m trying to come to the purpose.
I refuse to give up my intellect.
America stop pushing we’ll figure out what we’re doing.
America the sky is not falling.
I haven’t read the newspapers for months, only their online daily trials and murders.
America I feel sentimental about Chief Wiggums.
America I used to be collateralized when I was a kid and I’m sorry.
I smoke new media every chance I get.
I sit in my house for days on end and stare at the roses on my LCD screen.
When I go to the MSM I get indoctrined but never get learned.
“My mind is made up there’s going to be trouble.”
You should have seen me reading Maddow.
I can’t afford a psychoanalyst, but I’m perfectly right.
I won’t believe in Laissez-Faire.
I have mystical visions and comic inflations.
America I still haven’t told you what you did to Uncle Sam after he left with Reason.
I’m addressing you.
Are you going to let our emotional life be run by TMZ?
I’m obsessed by TMZ.
I read it every hour.
Its homepage stares at me every time I slink past my email account.
I read it on my phone in the bathroom of the Pasadena Public Library.
It’s always telling me about irresponsibility. Movie stars are mediaworthy. Heiresses are mediaworthy. Everybody’s mediaworthy but me.
“It occurs to me that I am America.”
I am talking to my blog again.
Asia is bailing me out.
I have only a chinaman’s chance.
“I’d better consider my national resources.”
My national resources consist of two joints of mass media millions of buzzwords
an unpublishable no longer private literature that goes 1400 kbps and
twentyfivethousand mental institutions.
“I say nothing about my prisons nor the millions of underpriviliged who live in
my flowerpots under the light of five hundred suns.”
I have abolished the freedom of language, tangential thought is the next to go.
My ambition is to be President despite the fact that I read Agnostics.
America how can I write a holy litany in your angry mood?
I will continue like your hegemony my catch phrases are as individual as its
conclusions more so they’re all different sexes
America I will sell you hegemonies $2500 apiece no money down on your old thoughts
America free Tom Brokaw
America save the Socialist thinkers
America Socrates must not die
America you risk becoming the Scottsboro Boys.
America when I was seven momma took me to privatized education they
sold us music a handful per half hour a half hour costs a dollar and the
recitals were free everybody was atonal and embarrassed about their performance
it was all so sincere you have no idea what a good thing the inspiration
was in 1987 Ms. Jeanie was a grand old lady a real musical Mother
Ayn Rand made me cry I once saw Intelligent Conservatism plain. Everybody must have been a spy.
America you don’t really want to stay to war.
America it’s them bad Terrorists.
Them Terrorists them Terrorists and them Muslims. And them Terrorists.
The Terrorist wants to eat us alive. The Terrorist’s power mad. He wants to take
our cars from out our garages.
He wants to grab Ohio. He needs a Red Reader’s Digest. He wants our
auto plants in Lebanon. Him big bureaucracy raping our fillingstations.
That very good. Ugh. Her makes Immigrants learn read. Her need blasphemous spending bills.
“Hah. Her make us all work sixteen hours a day. Help.”
America this is no longer entertainment.
America this is the impression I get from looking at the internet.
“America is this correct?”
I’d better get a second job.
It’s true I don’t want to join the Army or flip patties in precision food
factories, I’m farsighted and philanthropic anyway.
America I’m putting my fear firmly at my heels.
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