Bank Auction “Scam”: How Banks Loot ₹2,000+ Cr from Buyers Every Year

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You think winning a Bank Auction is a jackpot? Think again. You might just be walking into a trap that costs you lakhs in hidden taxes. I recently went through a bank auction process, and what I uncovered is a systemic fraud that almost every bank in India is practicing. They call it "Standard Procedure." … Continue reading Bank Auction “Scam”: How Banks Loot ₹2,000+ Cr from Buyers Every Year

Naddi-McLeodGanj-Dharamshala Solo Trip – One Month Escape

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Cost Overview If you plan for any domestic remote Himalayan destination from Surat, like Himachal Pradesh, Uttarakhand or Ladakh, ₹2500 to ₹3000 is the average cost for a night stay in a decent hotel for double-bed occupancy. On average, food cost per person will be ₹500/₹600 which includes breakfast, lunch and dinner. A local transportation … Continue reading Naddi-McLeodGanj-Dharamshala Solo Trip – One Month Escape

Day 24 (Nov 29 – Saturday) – Naddi River Point & Guna Mata Temple Trek12 km total • 4.5 hours walking

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So what did I do this week? I ended up celebrating my 43rd birthday in Dharamshala on the 26th — with two people I met recently. One is a 34-year-old doctor from Andhra Pradesh who lives in the room next to mine and plans to stay here for six months. The other is a 35-year-old … Continue reading Day 24 (Nov 29 – Saturday) – Naddi River Point & Guna Mata Temple Trek12 km total • 4.5 hours walking

Day 17 (Nov 22 – Saturday) – St. John’s Church, Dalai Lama Temple & a 15 km Walk

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Another weekend, another small voyage. Before jumping to today’s updates, a quick recap of the week. The week was better than the previous one because I got a chance to meet a few new people. A guy contacted me on Reddit - 35 years old, living in Naddi for almost five years with his dog … Continue reading Day 17 (Nov 22 – Saturday) – St. John’s Church, Dalai Lama Temple & a 15 km Walk

Day 10 (Nov 15 – Saturday) – Dharamshala Stadium, Tea Gardens & a 13 km Walk

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I got up at 7. Packed my bag and walked to the Naddi bus stand. The bus arrived sharp at 9 AM. It took around 35-40 minutes to reach Dharamshala bus stand (ticket ₹35). I checked Google Maps to see how far the cricket stadium was - 45 minutes downhill. Great. So I started walking … Continue reading Day 10 (Nov 15 – Saturday) – Dharamshala Stadium, Tea Gardens & a 13 km Walk

Day 4 – Dharamkot, Moonlight Café, Bhagsu Waterfall, Shiva Café, Jungle Trail

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Yesterday evening, I missed the sunset. I thought it would be around 5:45 PM, but the sun disappeared behind the horizon by 5:30 PM. I’ll try to capture it today. Slept by 10 last night and woke up at 6 AM today (9th Nov). It was cold, so I took a warm bath and got … Continue reading Day 4 – Dharamkot, Moonlight Café, Bhagsu Waterfall, Shiva Café, Jungle Trail

હિમાલયનો પ્રવાસ

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"ક્યાં રખડવા ગયો હતો (કે ગઈ હતી) ?" નાનાં હતાં ત્યારે જરાક ક્યાંય મોડું થાય એટલે માં-બાપ આ સહજ રીતે બોલી દેતા. થોડાં મોટા થયા પછી ઘરે ક્યાંક જવાની વાત કરો એટલે સામેથી મિસાઈલ છૂટતી કે "ઘરમાં ટાંટિયા ટકતા જ નથી ને!". હું ખાતરી પૂર્વક કહી શકું કે આ દરેકના ઘરની કહાની હશે. કોલેજ પત્યા … Continue reading હિમાલયનો પ્રવાસ