Federal Retirement Planning Software for Financial Advisors
Most Advisors Avoid Federal Retirement Planning
Not because federal employees are not valuable clients, but because federal retirement planning is complicated.
Many advisors are comfortable discussing investments, insurance, and general retirement planning. Far fewer can confidently answer questions about FERS, CSRS, TSP, FEGLI, Social Security, survivor benefits, military service buyback, and retirement eligibility.
When advisors cannot explain these benefits clearly, federal employees may lose confidence in the planning process. But for advisors who can, federal retirement planning creates a meaningful opportunity to stand out.
Turn Federal Retirement Complexity into Opportunity
The Retirement Analysis Kit (TRAK) helps financial advisors analyze federal benefits, educate clients, and deliver clear retirement recommendations without hours of rule research or manual spreadsheet work.
Instead of avoiding federal retirement questions, TRAK helps you answer them with confidence.
Help Clients See Their Full Retirement Picture
Federal employees often rely on several retirement income sources, including their FERS or CSRS pension, Social Security, Thrift Savings Plan, and personal retirement savings.
TRAK combines these pieces into one clear retirement analysis, helping clients understand how today’s decisions may affect their future income.
Federal Retirement Planning Features
TRAK includes tools designed specifically to help advisors serve federal employees, including:
- Federal pension analysis for FERS, CSRS, CSRS Offset, eligibility, early retirement, deferred retirement, postponed retirement, and disability.
- Federal benefit planning for the FERS Special Retirement Supplement, survivor benefits, FEGLI, military service buyback, deposits, and redeposits.
- Retirement income planning for TSP income, Social Security integration, income projections, gap analysis, retirement age comparisons, and lifetime income illustrations.
- Client education tools including clear reports, visual projections, side-by-side comparisons, and client-friendly explanations.
Differentiate Yourself From Other Advisors
Most advisors discuss investments. Few can clearly explain how federal pensions, Social Security, TSP, survivor benefits, FEGLI, and other federal employee benefits work together.
TRAK helps you demonstrate expertise, build trust more quickly, create better client conversations, and deliver a more complete retirement planning experience.
See TRAK in Action
Spend less time calculating and more time advising.
See how easy it can be to analyze federal benefits, simplify complex retirement decisions, and deliver greater value to federal employee clients.
Start your free trial today and see how TRAK can help you serve federal employees with confidence
With TRAK, clients get such a clear sense of where they need to make changes. That gives my recommendations a relevancy and immediacy that help them make the changes.
Work with Federal Employees?
Working with federal retirement plans can be complicated. Our federal employee cheat sheets help put all the basic plan details at your fingertips.
Providing retirement advice to federal employees can be a challenge because of the many details and complexities of the CSRS and FERS retirement systems.
Click the button below to download our free federal retirement plan cheat sheets!
Nobody says it like another advisor
Hear how other successful Federal advisors are using TRAK!
