AI Agents for Small
Business Underwriting
5 minute offers without 5x the risk. AI underwriting built for lenders.
Powering more than 1Bn+ applications
The AI stack behind 5 minute offers
Trained on 2B+ real applications and trusted by 450+ financial institutions, our AI modules
turn underwriting documents into decision-ready data in minutes.
Bank Statement Analysis
Get a complete, accurate view of the business' cash flow in seconds.- Instantly surface the signals that matter from every bank statement.
- Approve more creditworthy businesses while keeping loss rates in check.
Background
Checks
- Cut review of long person and business reports from minutes to seconds.
- Bring critical liens, judgments, and other key signals to the front instantly.
- Keep your team fast without sacrificing investigative depth.
Application Intake Automation
- Move application packages from inbox to CRM system records automatically.
- Keep files organized, structured, and ready for review.
- Let your underwriting team focus on credit decisions, not file handling.
Industry Verification & Classification
- Verify business presence using multiple signals with greater speed and confidence.
- Assign accurate NAICS, SIC, or custom industry codes with less manual work.
- Run sharper pricing and risk rules while reducing exposure to restricted sectors.
How top funders run
underwriting at scale
HyperVerge offers specialized AI agents,
each built to optimize underwriting.
1
Upto 5x more deals with the same team
AI handles the busywork, so your underwriters can scale without adding headcount.
2
Better & more accurate decisions
Combines document and data checks into a view of every application.
3
Time to offer drops
to minutes
Documents are auto-analysed and routed so you get to a clear yes or no much faster.
4
You decide how much
to automate
Decide what to automate & what stays a human call, and tweak the mix when you need.
See your productivity lift in seconds
Get an instant estimate of how much faster your team can move with automation.
ROI on productivity
What Our Customers Say
Real outcomes from lending teams using HyperVerge to
speed up underwriting without losing control of risk.
"We were not buying software. We were optimising one of the most important steps in our funnel.
Working with HyperVerge felt like a partnership from
the get go - from spending time understanding our
challenges, sitting down with teams to codify the tribal
knowledge and tailoring the output to exactly suit our
needs.
The outcome: 80% productivity improvement
for background checks."
Enterprise-grade
security and compliance
ISO 27018
General Data
Protection Regulation
AICPA | SOC2
Financial Action
Task Force
