Money for here, there and everywhere
160 countries and territories. 40 currencies. Get the account built to save you money round the world.
Trusted by millions moving billions
We move $21 billion worldwide every month
Regulated
Wise is licensed by the Monetary Authority of Singapore in Singapore
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Send money globally for less
Save up to 5x on international transfers —
Send securely to 140+ countries
- You could save up to 44.86 SGD
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
 Wise |  OCBC |  PayPal |  UOB | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 772.43 USD | 745.33 USD | 738.78 USD | 737.63 USD |
Exchange rate (1 SGDUSD) | 0.775795 | 0.768382 | 0.743558 | 0.768360 |
Exchange rate markup | 0 SGD | 9.55 SGD | 41.55 SGD | 9.58 SGD |
Transfer fee | 4.34 SGD | 30 SGD | 6.43 SGD | 40 SGD |
Total transfer cost | 4.34 SGD | 39.55 SGD | 47.99 SGD | 49.58 SGD |
Do more with Wise in Singapore
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
- 3.48%On GBP
Earn returns
Earn returns on multiple currencies, every working day. Send and spend them instantly.1
Built for business too
Go global with our international business account. Make payments and get paid in 40+ currencies. Grow your money daily. Join over 700,000 businesses thriving with Wise.
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over $21 billion of their money.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Move your money worldwide
Save money when you send, spend and get paid in different currencies. All you need, in one account, wherever you need it.
Get paid in different currencies, fast
Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.
The card that's always got the right currency
Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.
Boost your balance every day
Start from just 1 SGD and get returns every working day to send and spend them instantly.2
Enjoy up to 3.48% variable annual returns on GBP with competitive rates on SGD, EUR and USD.
Meet money without borders
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Get the app for managing money everywhere
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number and Account typeGet USD account details
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand
- All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the product and funds on our website.
This advertisement has not been reviewed by the Monetary Authority of Singapore. - Instant access up to a 17,000 (or equivalent) daily limit. Any amount over this adds a processing time of up to 2 working days.
The return for SGD is based on annualised amortised rate as of 2/6/2026 and the return for GBP, EUR and USD are based on 7 day performance as of 2/11/2026, 2/11/2026 and 2/11/2026, respectively. Rates are shown inclusive of annual fees which are 0.68% for SGD, and 0.44% for GBP, 0.44% for EUR, and 0.44% for USD. Rates do not guarantee future growth. Rates are not guaranteed and are projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not an indicator of future growth.
For people going places
"They make our life split between two continents possible. Transfers are simple and very, very fast."
"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."
"I use Wise to pay a mortgage in a different country each month. Superb. That simple."
"The best money travel buddy! Wise makes finances easier to deal with instantly."
"Wise has been a lifesaver for me as a student in a foreign country."