https://docs.moov.io/changelog New updates and improvements to Moov Thu, 16 Apr 2026 00:00:00 -2600

https://docs.moov.io/changelog/2026-04-16/ Thu, 16 Apr 2026 00:00:00 -2600 https://docs.moov.io/changelog/2026-04-16/ <h2 id="quarterly-api---v20260400"> Quarterly API - v2026.04.00 </h2><p>Moov API version <code>2026.04.00</code> is now stable. This release includes resolution links and instant bank credit, described below.</p>

https://docs.moov.io/changelog/2026-04-03/ Fri, 03 Apr 2026 00:00:00 -2600 https://docs.moov.io/changelog/2026-04-03/ <h2 id="onboarding-drop"> Onboarding Drop </h2><p>Our onboarding Drop has undergone a makeover with a more streamlined look. Additionally, the onboarding Drop now supports <a class="text-link" href="https://docs.moov.io/guides/accounts/capabilities/reference/" tabindex="1">granular capabilities</a> and <a class="text-link" href="https://docs.moov.io/guides/accounts/requirements/underwriting/" tabindex="1">dynamic underwriting</a>.</p>

https://docs.moov.io/changelog/2026-02-25/ Wed, 25 Feb 2026 00:00:00 -2600 https://docs.moov.io/changelog/2026-02-25/ <h2 id="partner-billing"> Partner billing </h2><p>Our new <a class="text-link" href="https://docs.moov.io/api/moov-accounts/partner-billing/" tabindex="1">partner billing API</a> provides more insight into fees, residuals, and revenue. You can now retrieve information about your partner costs and merchant-generated revenue to reconcile costs and residuals.</p>

https://docs.moov.io/changelog/2026-01-22/ Thu, 22 Jan 2026 00:00:00 -2600 https://docs.moov.io/changelog/2026-01-22/ <h2 id="tap-to-pay-on-iphone"> Tap to Pay on iPhone </h2><p>With Tap to Pay on iPhone, merchants can seamlessly and securely accept contactless payments using only an iPhone and a supporting iOS app — with no additional hardware needed. Tap to Pay on iPhone accepts all forms of contactless payments, including Apple Pay, contactless credit and debit cards and other digital wallets.</p>

https://docs.moov.io/changelog/2026-01-13/ Tue, 13 Jan 2026 00:00:00 -2600 https://docs.moov.io/changelog/2026-01-13/ <h2 id="ach-addenda"> ACH addenda </h2><p>You can now include a single ACH addenda record when <a class="text-link" href="https://docs.moov.io/api/money-movement/transfers/create/" tabindex="1">creating transfers</a> for supported SEC codes (CCD, PPD, WEB). This enables use cases like TXP addenda for tax payments, allowing compliant ACH credits for IRS and state tax agencies. Addenda data is validated against Nacha rules and safely masked in API responses to protect sensitive information.</p>

https://docs.moov.io/changelog/2025-12-19/ Fri, 19 Dec 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-12-19/ <h2 id="granular-capabilities"> Granular capabilities </h2><p>We've expanded our capabilities to make them available on a more granular level. For example, <code>send-funds</code> has been expanded with the following options:</p>

https://docs.moov.io/changelog/2025-11-20/ Thu, 20 Nov 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-11-20/ <h2 id="payout-links"> Payout links </h2><p>You can now send payout links and generate QR codes for payouts with the Dashboard and API. Payment links support the push to card, RTP credit, ACH credit same day, and ACH credit standard payment methods.</p>

https://docs.moov.io/changelog/2025-11-06/ Thu, 06 Nov 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-11-06/ <h2 id="balances-in-the-dashboard"> Balances in the Dashboard </h2><p>We've made some UI changes in the Dashboard. In the Dashboard sidebar, navigate to <strong>Balances</strong> to find your total available wallet balance, your default wallet, and any additional general wallets that have been created. Click on a wallet to view all wallet transactions.</p>

https://docs.moov.io/changelog/2025-10-09/ Thu, 09 Oct 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-10-09/ <h2 id="multiple-wallets"> Multiple wallets </h2><p>You can now create multiple wallets for each Moov account. Moov will generate one default wallet per account, and now an additional 10 general wallets can be added to each account. Every wallet maintains its own independent balance and transaction history, giving you greater flexibility in fund management and reconciliation.</p>

https://docs.moov.io/changelog/2025-09-18/ Thu, 18 Sep 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-09-18/ <h2 id="merchant-statements"> Merchant statements </h2><p>Moov now provides monthly statements to help you understand and reconcile your merchant processing costs. Within your monthly statements you'll receive a summary of the following:</p>

https://docs.moov.io/changelog/2025-08-28/ Thu, 28 Aug 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-08-28/ <h2 id="passkey-authorization"> Passkey authorization </h2><p>We've added the ability to use a passkey to log in to the Moov Dashboard through your browser, password manager, a phone or tablet, or a USB security key. Use the secure <strong>Sign in with passkey</strong> option on the <a class="text-link" href="https://dashboard.moov.io/" target="_blank" rel="noreferrer noopener" tabindex="1">Dashboard</a> login screen.</p>

https://docs.moov.io/changelog/2025-07-31/ Thu, 31 Jul 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-07-31/ <h2 id="connected-account-support-tickets"> Connected account support tickets </h2><p>Connected accounts can now open issues with Moov support. You can create a support ticket integration with our <a class="text-link" href="https://docs.moov.io/api/moov-accounts/support/" tabindex="1">API</a>, and coming soon, users who are signed in will be able to open an issue directly in the Dashboard.</p>

https://docs.moov.io/changelog/2025-07-08/ Tue, 08 Jul 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-07-08/ <h2 id="endpoint-deprecation-notice"> Endpoint deprecation notice </h2><p>We've recently created two new endpoints to replace existing ones. The following endpoints will be removed from our public documentation and will be fully deprecated in the future:</p>

https://docs.moov.io/changelog/2025-06-26/ Thu, 26 Jun 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-06-26/ <h2 id="payment-link-receipts"> Payment link receipts </h2><p><a class="text-link" href="https://docs.moov.io/guides/money-movement/payment-links/" tabindex="1">Payment links</a> will now automatically create and send a <a class="text-link" href="https://docs.moov.io/guides/money-movement/receipts/" tabindex="1">receipt</a> via email with every successful submission. Additionally, the payment link title is passed along in the transfer description and will appear on receipts.</p>

https://docs.moov.io/changelog/2025-06-11/ Wed, 11 Jun 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-06-11/ <h2 id="new-institution-search"> New institution search </h2><p>A new institution enrichment <a class="text-link" href="https://docs.moov.io/api/enrichment/form-shortening/institutions/get/" tabindex="1">endpoint</a> has been added, which allows you search for financial institutions by name or routing number. The response now includes support for RTP, ACH, and Wire accounts.</p>

https://docs.moov.io/changelog/2025-05-29/ Thu, 29 May 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-05-29/ <h2 id="sweep-subtotals"> Sweep subtotals </h2><p>We've added <code>subtotals</code> to the <a class="text-link" href="https://docs.moov.io/api/money-movement/sweeps/get/" tabindex="1">get sweep</a> and <a class="text-link" href="https://docs.moov.io/api/money-movement/sweeps/list/" tabindex="1">list sweep</a> responses. The subtotal provides a breakdown of the <code>accruedAmount</code>, such as push, pull, dispute, refund, and fee amounts.</p>

https://docs.moov.io/changelog/2025-04-17/ Thu, 17 Apr 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-04-17/ <h2 id="webhooks"> Webhooks </h2><p>Please note that if webhook servers return a <code>404</code> after the final retry, the webhook will become disabled. For information on webhooks, visit our <a class="text-link" href="https://docs.moov.io/guides/webhooks/" tabindex="1">documentation</a>.</p>

https://docs.moov.io/changelog/2025-04-03/ Thu, 03 Apr 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-04-03/ <h2 id="branded-receipts"> Branded receipts </h2><p>Moov has added branded receipts to the <a class="text-link" href="https://dashboard.moov.io/signin" target="_blank" rel="noreferrer noopener" tabindex="1">Dashboard</a> and <a class="text-link" href="https://docs.moov.io/api/money-movement/transfers/create-receipts/" tabindex="1">API</a> which can be sent to buyers/payees once a transfer has initiated or completed. You'll identify which transfer the receipt is for and choose the account's email address on file, or enter an email manually.</p>

https://docs.moov.io/changelog/2025-03-18/ Tue, 18 Mar 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-03-18/ <h2 id="dashboard-updates"> Dashboard updates </h2><ul> <li> <p>More linked card details are now available in the Dashboard. If you've performed account name verification on a linked card, the results will be visible. Additionally, the card category will now show whether a card is consumer/commercial, or regulated/non-regulated</p>

https://docs.moov.io/changelog/2025-03-06/ Thu, 06 Mar 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-03-06/ <h2 id="cancellations"> Cancellations </h2><p>You can now cancel ACH and card transfers through the API or the Dashboard. There is a limited window where you are able to initiate a cancellation. See following resources for more information:</p>

https://docs.moov.io/changelog/2025-02-20/ Thu, 20 Feb 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-02-20/ <h2 id="fee-plans"> Fee plans </h2><p>When you onboard merchants, you'll now have the ability to create and assign fee plans. Moov is introducing flexible pricing plans that let you have more control over interchange, card network, and Moov fee. When you create a fee template, you can assign it to one or many merchants.</p>

https://docs.moov.io/changelog/2025-02-04/ Tue, 04 Feb 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-02-04/ <h2 id="bug-fixes"> Bug fixes </h2><ul> <li>Fixed a Dashboard issue where the <strong>Fix now</strong> button for capability requirements was not working</li> <li>Fixed a test mode disputes issue where <code>chargebackReversed</code> was not receiving the full <code>chargeback</code> amount</li> <li>Fixed the <a class="text-link" href="https://docs.moov.io/api/money-movement/disputes/post-text/" tabindex="1">evidence text</a> response body, which was not showing all fields</li> </ul> <h2 id="updates"> Updates </h2><ul> <li>Added missing <code>409</code> response to the <a class="text-link" href="https://docs.moov.io/api/enrichment/branding/create/" tabindex="1">create brand</a> endpoint</li> <li>Added missing <code>4XX</code> response codes to <a class="text-link" href="https://docs.moov.io/api/money-movement/disputes/delete/" tabindex="1">delete dispute evidence</a> endpoint</li> <li>Added an undocumented <code>text</code> field to the <a class="text-link" href="https://docs.moov.io/api/money-movement/disputes/list/" tabindex="1">list dispute</a> evidence endpoint</li> <li>Added missing query parameter <code>walletID</code> to the <a class="text-link" href="https://docs.moov.io/api/sources/wallets/list-adjustments/" tabindex="1">list adjustments</a> endpoint</li> <li>Added missing scope documentation for <a class="text-link" href="https://docs.moov.io/api/money-movement/sweeps/" tabindex="1">sweeps</a> and <a class="text-link" href="https://docs.moov.io/api/sources/wallets/" tabindex="1">adjustments</a> endpoints</li> </ul>

https://docs.moov.io/changelog/2025-01-23/ Thu, 23 Jan 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-01-23/ <h2 id="payment-links"> Payment links </h2><p>You can now create payment links to accept payments. A payment link authenticates a session that lets your customers securely create a Moov account and link payment methods before submitting payment through a generated link or QR code. A payment link can accept the following payment methods:</p>

https://docs.moov.io/changelog/2025-01-09/ Thu, 09 Jan 2025 00:00:00 -2500 https://docs.moov.io/changelog/2025-01-09/ <p>If you're subscribed to our changelog emails, we will now be sending from hello@moov.io. If you haven't already, please add this domain to your safe list so you don't miss any changelog emails.</p>

https://docs.moov.io/changelog/2024-12-09/ Mon, 09 Dec 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-12-09/ <h2 id="international-card-acquiring-support"> International card acquiring support </h2><p>To support international card acquiring, a card's billing address now supports postal codes up to 10 characters. Additionally, the card's issuing country will be included when retrieving information about card transactions.</p>

https://docs.moov.io/changelog/2024-11-26/ Tue, 26 Nov 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-11-26/ <h2 id="onboarding-drop"> Onboarding Drop </h2><p>We've improved the <a class="text-link" href="https://docs.moov.io/moovjs/drops/onboarding/" tabindex="1">onboarding Drop</a> experience. The business representative steps will now be skipped if only the transfer capability is requested.</p>

https://docs.moov.io/changelog/2024-11-12/ Tue, 12 Nov 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-11-12/ <h2 id="branding-options"> Branding options </h2><p>Business accounts now have the ability to set brand colors for light and dark modes. You can choose and set brand colors in the Dashboard settings or with the enrichment <a class="text-link" href="https://docs.moov.io/api/enrichment/branding/" tabindex="1">API</a>. Brand colors help your customers identify your brand throughout Moov's hosted onboarding process.</p>

https://docs.moov.io/changelog/2024-10-29/ Tue, 29 Oct 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-10-29/ <h2 id="transfer-updates"> Transfer updates </h2><p>The following IDs have all been added to the transfer model:</p> <ul> <li><code>sweepID</code></li> <li><code>occurrenceID</code></li> <li><code>scheduleID</code></li> </ul> <p>The sweep ID is present when the transfer represents a sweep generated by Moov from the wallet. The schedule ID provides a reference to the schedule the transfer was automatically created from. The occurrence ID provides a reference to the specific occurrence of that schedule.</p>

https://docs.moov.io/changelog/2024-10-15/ Tue, 15 Oct 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-10-15/ <h2 id="moov-drops"> Moov Drops </h2><p>We freshened up the design of the onboarding, payment method, and file upload Moov Drops, improving behavior on small screens and increasing color contrast and legibility.</p>

https://docs.moov.io/changelog/2024-10-01/ Tue, 01 Oct 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-10-01/ <h2 id="account-name-inquiry-in-test-mode"> Account name inquiry in test mode </h2><p>Test mode now supports name verification with Visa's ANI verification. You can test various results by entering in different name combinations.</p>

https://docs.moov.io/changelog/2024-09-17/ Tue, 17 Sep 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-09-17/ <h2 id="additional-linked-bank-account-types"> Additional linked bank account types </h2><p>Moov now supports general ledger and loan linked bank account types. Loan accounts allow sending credits to external loan accounts for repayment. General ledger accounts allow financial institution users to link their general ledger accounts.</p>

https://docs.moov.io/changelog/2024-09-04/ Wed, 04 Sep 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-09-04/ <h2 id="sweeps-beta"> Sweeps (beta) </h2><p>You can now set up sweeps, which work on autopilot, sending daily transfers to external bank accounts. A sweep will payout funds from a wallet, or pull funds to cover fees and chargebacks. <a class="text-link" href="https://moov.io/contact/" target="_blank" rel="noreferrer noopener" tabindex="1">Contact us</a> if you'd like to try out sweeps.</p>

https://docs.moov.io/changelog/2024-08-01/ Thu, 01 Aug 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-08-01/ <h2 id="instant-micro-deposit-verification"> Instant micro-deposit verification </h2><p>Instant micro-deposit verification introduces a faster and easier way to verify bank account ownership. This feature enables instant account verification for RTP-enabled bank accounts, allowing users to complete the process in seconds — an improvement over the traditional, multi-day, micro-deposit method. For accounts not yet RTP-enabled, the code is sent via same-day ACH.</p>

https://docs.moov.io/changelog/2024-07-09/ Tue, 09 Jul 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-07-09/ <h2 id="hosted-onboarding-coming-soon"> Hosted onboarding (coming soon) </h2><p>Soon you'll be able to use Moov's hosted onboarding forms to cut down the time it takes to onboard users. You'll create an invite and send a secure form link from the Moov Dashboard. Users will move through the onboarding flow and provide data necessary to fulfill capability requirements, agree to pricing, and accept Moov's terms. Once users complete the onboarding form, you'll be notified in the Dashboard that they're ready to move money. You can start building for this new flow now.</p>

https://docs.moov.io/changelog/2024-05-29/ Wed, 29 May 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-05-29/ <h2 id="moovjs-version-update"> Moov.js version update </h2><p>We identified a long-standing issue with Moov's client-side JavaScript SDK, Moov.js. Due to a misconfiguration, it was possible for users to cache outdated versions of Moov.js in their local browsers and experience page-breaking <code>404</code> errors following the release of a new version of Moov.js. Users would then have to manually clear their local browser cache to resolve the issue.</p>

https://docs.moov.io/changelog/2024-05-14/ Tue, 14 May 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-05-14/ <h2 id="visa-name-verification-field"> Visa name verification field </h2><p>For Visa cards, we support Visa’s Account Name Inquiry (ANI) for enhanced cardholder verification. ANI is an optional tool that ensures the name provided on the linked card matches the name held on file with the issuer. There is a new optional <code>verifyName</code> field in the <a class="text-link" href="https://docs.moov.io/api/sources/cards/create/" tabindex="1">link a card</a><code>POST</code> and <a class="text-link" href="https://docs.moov.io/api/sources/cards/update/" tabindex="1">update card</a> <code>PATCH</code> endpoints for requesting this name verification.</p>

https://docs.moov.io/changelog/2024-04-30/ Tue, 30 Apr 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-04-30/ <p>We’ve made a variety of small improvements to the accounts section of the Dashboard. Keep reading for more details on what's changed.</p>

https://docs.moov.io/changelog/2024-04-16/ Tue, 16 Apr 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-04-16/ <h2 id="data-sync"> Data sync </h2><p><a class="text-link" href="https://docs.moov.io/guides/developer-tools/data-sync/" tabindex="1">Data sync</a> is a new no-code feature that sends your Moov account data to Google BigQuery, allowing you to access your payment data with tools you use to run your business, like Looker and Tableau.</p>

https://docs.moov.io/changelog/2024-04-02/ Tue, 02 Apr 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-04-02/ <h2 id="disputes-updates"> Disputes updates </h2><p>When a merchant receives a dispute, they can now accept or challenge the dispute through the disputes response endpoint in the API. We’ve also added a new <code>dispute.updated</code> <a class="text-link" href="https://docs.moov.io/guides/webhooks/webhook-events/#disputes" tabindex="1">webhook</a> that will generate if there is a change to a dispute’s <code>status</code> or <code>phase</code> .</p>

https://docs.moov.io/changelog/2024-03-20/ Wed, 20 Mar 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-03-20/ <h2 id="pull-from-card-available-in-test-mode"> Pull from card available in test mode </h2><p>You can now use test card numbers for both <code>pull-from-card</code> and <code>push-to-card</code> payment methods. You can use these payment methods in test mode to simulate completed and failed Visa and Mastercard transfers.</p>

https://docs.moov.io/changelog/2024-03-05/ Tue, 05 Mar 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-03-05/ <h2 id="debt-repayment-transfers"> Debt repayment transfers </h2><p>Merchants that service loans or other debt payments may be eligible for lower interchange fees by enabling debt repayment for their account. See our <a class="text-link" href="https://docs.moov.io/guides/money-movement/card-acceptance/debt-repayment/" tabindex="1">debt repayment</a> guide for more information, or <a class="text-link" href="https://moov.io/contact/" target="_blank" rel="noreferrer noopener" tabindex="1">contact us</a> if you have a debt repayment use case.</p>

https://docs.moov.io/changelog/2024-02-21/ Wed, 21 Feb 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-02-21/ <h2 id="instant-disbursements-with-push-to-card-and-rtp"> Instant disbursements with push to card and RTP </h2><p>Moov has enabled immediate payouts to linked debit cards and bank accounts via Visa Direct, Mastercard Send, and RTP. This feature is now fully available in <a class="text-link" href="https://docs.moov.io/guides/get-started/test-mode/" tabindex="1">test mode</a> and to early adopters in production, with use cases for loan disbursements, gig payouts, and ecommerce settlements.</p>

https://docs.moov.io/changelog/2024-01-23/ Tue, 23 Jan 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-01-23/ <h2 id="payment-methods-query-parameter"> Payment methods query parameter </h2><p>The list payment methods <a class="text-link" href="https://docs.moov.io/api/sources/payment-methods/list/" tabindex="1">endpoint</a> includes a new query parameter, <code>paymentMethodType</code>, which fetches payment methods by type. In practice, this means you could combine <code>paymentMethodType</code> with the existing <code>sourceID</code> parameter to find the <code>push-to-card</code> payment method for a particular card ID, or the <code>rtp-credit</code> payment method for a particular bank account.</p>

https://docs.moov.io/changelog/2024-01-09/ Tue, 09 Jan 2024 00:00:00 -2400 https://docs.moov.io/changelog/2024-01-09/ <h2 id="ask-moov"> Ask Moov </h2><p>Ask Moov is a new generative AI search tool within <a class="text-link" href="https://docs.moov.io/" tabindex="1">docs.moov.io</a> that makes searching for answers easy. Use the search field at the top of the page to type your question, and press return. You'll get a summarized answer, plus links to sources within Moov documentation with more information.</p>

https://docs.moov.io/changelog/2023-12-19/ Tue, 19 Dec 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-12-19/ <h2 id="api-reference-redesign"> API reference redesign </h2><p>We’ve redesigned the <a class="text-link" href="https://docs.moov.io/api" tabindex="1">Moov API reference</a> so that it’s now easier to read and understand each endpoint. Every endpoint now has its own page for enhanced clarity.</p>

https://docs.moov.io/changelog/2023-12-05/ Tue, 05 Dec 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-12-05/ <h2 id="new-transfer-creation-flow"> New transfer creation flow </h2><p>We’ve released a new transfer creation flow in the Moov Dashboard to simplify the end-to-end experience. You will now see a dedicated page to create a transfer versus the previous modal. More features for this flow are coming soon.</p>

https://docs.moov.io/changelog/2023-11-21/ Tue, 21 Nov 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-11-21/ <h2 id="improvements"> Improvements </h2><ul> <li>For account onboarding and adding a representative, we have updated the address fields to show the full zip code in the Dashboard.</li> <li>When providing a website for a business profile in the Dashboard, you are no longer limited to sites that start with <code>https://</code>.</li> </ul> <h2 id="bug-fixes"> Bug fixes </h2><ul> <li>Previously, our warning copy would incorrectly mark a failed verification as missing information in the Dashboard. We've updated the warning copy to indicate an error could be due to missing information or failed verification.</li> <li>We also fixed an issue in the Dashboard where the account list was not properly filtering by verification state.</li> <li>We updated the <a class="text-link" href="https://docs.moov.io/api/moov-accounts/underwriting/" tabindex="1">underwriting</a> endpoint so that when you pass an invalid dollar amount with decimals, you receive a <code>422</code> response (indicating unprocessable content) rather than a generic <code>500</code> internal server error response.</li> </ul>

https://docs.moov.io/changelog/2023-11-09/ Thu, 09 Nov 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-11-09/ <div class="notice December 5, 2023 update" > Moov has updated transfer timestamps to appear under the new <code>railDetails</code> object. The <code>statusUpdates</code> object is now deprecated. </div> <h2 id="transfer-timestamps"> Transfer timestamps </h2><p>Moov now provides an additional layer of transparency on transfer status changes to provide customers with as much data as possible on where funds are at any given moment. Transfer timestamps are now available in the API and are coming to the Dashboard soon. These timestamps are helpful for those looking to:</p>

https://docs.moov.io/changelog/2023-11-01/ Wed, 01 Nov 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-11-01/ <hr> <h2 id="interchange-qualification"> Interchange qualification </h2><p>For greater transparency, <code>GET</code> and <code>LIST</code> transfer endpoint responses now include the <code>interchangeQualification</code> field under <code>cardDetails</code>, surfacing the card network program that determines the interchange rate.</p>

https://docs.moov.io/changelog/2023-10-24/ Tue, 24 Oct 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-10-24/ <h2 id="higher-precision"> Higher precision </h2><p>We’ve updated transfers, wallet transactions, and wallet endpoints with new decimal fields that support up to 9 decimal places.</p>

https://docs.moov.io/changelog/2023-10-10/ Tue, 10 Oct 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-10-10/ <h2 id="speed-and-stability"> Speed and stability </h2><p>Moov engineers are always working to make our system both fast and stable. We shipped a series of backend enhancements that reduced the mean response time of all API endpoints, particularly while under heavy loads.</p>

https://docs.moov.io/changelog/2023-09-26/ Tue, 26 Sep 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-09-26/ <h2 id="improvements"> Improvements </h2><p>We’ve enhanced our Apple Pay solution to obtain the cardholder’s billing address so that it can be submitted for an AVS check. AVS (Address Verification System) is a fraud prevention tool that verifies that the billing address matches the address of the cardholder. See our <a class="text-link" href="https://docs.moov.io/guides/sources/apple-pay/" tabindex="1">Apple Pay docs</a> for more information.</p>

https://docs.moov.io/changelog/2023-08-22/ Tue, 22 Aug 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-08-22/ <h2 id="card-account-updater"> Card account updater </h2><p>With Moov’s card account updater, you can set up cards to automatically receive updates. Sensitive card information is securely sent to Moov and updated on your behalf, eliminating the need for you to contact cardholders for card updates.</p>

https://docs.moov.io/changelog/2023-08-08/ Tue, 08 Aug 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-08-08/ <h2 id="composable-drops"> Composable Drops </h2><p>New Moov Drops allow users to add and update card information through your application, with data sent directly and securely to Moov. The new composable Drops make it easier to embed and style form fields to match your brand.</p>

https://docs.moov.io/changelog/2023-07-25/ Tue, 25 Jul 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-07-25/ <p>Refunds now include a rail specific status in the <code>cardDetails</code> object, allowing further visibility into refund timing. You will be able to see whether a refund has been initiated, confirmed, settled, completed, or failed.</p>

https://docs.moov.io/changelog/2023-07-11/ Tue, 11 Jul 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-07-11/ <h2 id="wallet-transaction-history"> Wallet transaction history </h2><p>If an account’s wallet capability is disabled, the wallet’s transaction history will still be accessible through the Dashboard.</p>

https://docs.moov.io/changelog/2023-06-14/ Wed, 14 Jun 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-06-14/ <h2 id="card-linking-merchant-parameter"> Card linking merchant parameter </h2><p>A new <code>merchantAccountID</code> parameter can be used to pass merchant information with the $0 authorization transaction Moov creates when a card is linked. While these $0 transactions don't typically show on a statement, they can show up in a cardholder's fraud alerts. If you don't supply a <code>merchantAccountID</code>, your platform's account information will be used.</p>

https://docs.moov.io/changelog/2023-05-30/ Tue, 30 May 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-05-30/ <h2 id="card-re-verification"> Card re-verification </h2><p>You can now update the expiration date and address details for a card, as well as re-verify a card's CVV, using Moov’s new Update card PATCH <a class="text-link" href="https://docs.moov.io/api/sources/cards/update/" tabindex="1">endpoint</a>. With the new endpoint, when a CVV is provided, immediate re-verification is initiated. If no CVV is provided, the updated details are saved for the card’s next use.</p>

https://docs.moov.io/changelog/2023-05-16/ Tue, 16 May 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-05-16/ <h2 id="a-new-way-to-refund"> A new way to refund </h2><p>Moov now provides the option to send a card reversal request. A reversal will either cancel a transfer or refund a transfer depending on the settlement status. If a transfer can be canceled, this reduces processing costs for the merchant and returns funds to cardholders quicker. Read more in our <a class="text-link" href="https://docs.moov.io/guides/money-movement/accept-payments/card-acceptance/reversals/" tabindex="1">Reversals</a> documentation.</p>

https://docs.moov.io/changelog/2023-04-28/ Fri, 28 Apr 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-04-28/ <h2 id="faster-ach"> Faster ACH </h2><p>Moov can now approve accounts for default <a class="text-link" href="https://docs.moov.io/guides/money-movement/accept-payments/ach/ach-processing-speeds/#faster-same-day-processing" tabindex="1">faster ACH processing</a>. Faster ACH processing allows you to bypass the standard two-day debit hold period, kicking off the credit process soon after the transfer is initiated. Based on processing cutoff times, bank-to-bank and bank-to-wallet transfers can fully complete in one day. Faster ACH approved accounts will also have the ability to add the two-day hold period to a transfer if desired.</p>

https://docs.moov.io/changelog/2023-04-14/ Fri, 14 Apr 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-04-14/ <h2 id="enhanced-account-search"> Enhanced account search </h2><p>We've optimized our account search endpoints to be exceedingly quick. You can search by term, status, account type, or any combination of the three to retrieve your account list in as little as half a second.</p>

https://docs.moov.io/changelog/2023-03-02/ Thu, 02 Mar 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-03-02/ <h2 id="file-upload-moov-drop"> File upload Moov Drop </h2><p>We shipped a pre-built UI component that allows users to upload important documents to their Moov account. With this Moov Drop, your users pass documents directly to Moov and you stay out of the flow of sensitive data collection.</p>

https://docs.moov.io/changelog/2023-02-17/ Fri, 17 Feb 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-02-17/ <h2 id="faster-wallet-transactions-list"> Faster wallet transactions list </h2><p>We have optimized the <a class="text-link" href="https://docs.moov.io/api/sources/wallets/list-transactions/" tabindex="1">LIST wallet transactions endpoint</a> so that paginated and filtered transactions load faster than ever.</p>

https://docs.moov.io/changelog/2023-02-02/ Thu, 02 Feb 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-02-02/ <h2 id="underwriting"> Underwriting </h2><p>As a part of our <a class="text-link" href="https://docs.moov.io/guides/accounts/requirements/underwriting/" tabindex="1">underwriting process</a>, you can now provide underwriting data in the Moov Dashboard. When creating a new account via the Dashboard, you can input the required information depending on the capabilities the account needs. You can also edit these fields when viewing an account’s profile and clicking on transaction details.</p>

https://docs.moov.io/changelog/2023-01-19/ Thu, 19 Jan 2023 00:00:00 -2300 https://docs.moov.io/changelog/2023-01-19/ <h2 id="issued-card-moov-drop"> Issued card Moov Drop </h2><p>The new <a class="text-link" href="https://docs.moov.io/moovjs/drops/issued-card/" tabindex="1">issued card Moov Drop</a> enables customers to display a previously issued virtual card within a secure, Moov-hosted iframe.</p>

https://docs.moov.io/changelog/2022-12-22/ Thu, 22 Dec 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-12-22/ <h2 id="card-disputes"> Card disputes </h2><p>We have updated the <code>status</code> field on disputes objects. Pre-disputes resolved by Visa’s rapid dispute resolution will have the <code>resolved</code> status, while all other disputes have status <code>response-needed</code> status.</p>

https://docs.moov.io/changelog/2022-12-08/ Thu, 08 Dec 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-12-08/ <h2 id="ach-transfer-timing-in-test-mode"> ACH transfer timing in test mode </h2><p>Previously, ACH transfers in test mode followed the same processing windows as production mode, taking up to 48 hours to process. However, we’ve updated our platform so that ACH transfers in test mode now complete much faster (within about an hour), since no real money movement is happening.</p>

https://docs.moov.io/changelog/2022-11-23/ Wed, 23 Nov 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-11-23/ <h2 id="transfer-peek-previews"> Transfer peek previews </h2><p>We’ve added <a class="text-link" href="https://docs.moov.io/guides/dashboard/peek-preview/" tabindex="1">transfer peek previews</a> to allow faster access to transfer details from any list of transfers in the Dashboard. Toggle the preview on and off by tapping <code>Space</code> while on the transfers list. You can also dismiss the preview with the <code>Esc</code> key.</p>

https://docs.moov.io/changelog/2022-11-10/ Thu, 10 Nov 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-11-10/ <h2 id="wallet-transactions"> Wallet transactions </h2><p>We now provide insight into funds that move in and out of an account’s wallet at a granular level. Every Moov transfer that involves a wallet will also have a corresponding transaction representing how the wallet is impacted. This creates greater visibility into things like fees earned, disputes, and refunds. This record of wallet transactions also enables historical balance tracking. To learn more about this feature and the different transaction types, read our <a class="text-link" href="https://docs.moov.io/guides/wallet/transactions/" tabindex="1">wallet transactions guide</a>.</p>

https://docs.moov.io/changelog/2022-10-13/ Thu, 13 Oct 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-10-13/ <h2 id="file-upload"> File upload </h2><p>We’ve updated the Moov Dashboard so you can now upload documents for a connected account under the “Documents” section of the Moov account. If you need to upload a file for your platform partner (facilitator) account (vs. connected accounts), you can do this in the “settings” section of the Dashboard. Feel free to refer to our <a class="text-link" href="https://docs.moov.io/guides/dashboard/accounts/#documents" tabindex="1">dashboard guide</a> for further guidance.</p>

https://docs.moov.io/changelog/2022-09-29/ Thu, 29 Sep 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-09-29/ <h2 id="card-issuing"> Card issuing </h2><p>Behind the scenes, we’ve been working hard on <a class="text-link" href="https://docs.moov.io/use-cases/card-issuing/" tabindex="1">card issuing</a>. Our program is still in a closed beta, so stay tuned for more updates!</p>

https://docs.moov.io/changelog/2022-09-15/ Thu, 15 Sep 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-09-15/ <h2 id="dashboard-improvements"> Dashboard improvements </h2><p>We got rid of the &quot;load more&quot; button and replaced it with infinite scrolling for a more seamless user experience experience. This update applies to all tables that display entries loaded from the API. In addition, we improved our address field by adding support for suite and apartment numbers.</p>

https://docs.moov.io/changelog/2022-09-01/ Thu, 01 Sep 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-09-01/ <h2 id="partial-refunds"> Partial refunds </h2><p>We now support <a class="text-link" href="https://docs.moov.io/guides/money-movement/accept-payments/card-acceptance/reversals/" tabindex="1">partial refunds</a> on card payments. Use the API or dashboard to process any number of partial refunds summing up to the amount of the original transfer.</p>

https://docs.moov.io/changelog/2022-08-18/ Thu, 18 Aug 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-08-18/ <h2 id="dashboard-improvements"> Dashboard improvements </h2><p>We've made several improvements to the Moov Dashboard for a cleaner, faster user experience:</p> <ul> <li>Improved the loading and search speed for accounts</li> <li>Simplified verification statuses (so it’s easier to tell whether any action is needed on your part)</li> <li>Enhanced our autofill address input field by adding support for apartments and suites</li> </ul> <h2 id="disputes"> Disputes </h2><p>We are continuing to improve how Moov handles <a class="text-link" href="https://docs.moov.io/guides/money-movement/accept-payments/card-acceptance/disputes/" tabindex="1">disputes</a>, with the most recent changes being:</p>

https://docs.moov.io/changelog/2022-08-04/ Thu, 04 Aug 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-08-04/ <h2 id="custom-ach-statement-descriptors"> Custom ACH statement descriptors </h2><p>You can now set a customized ACH statement descriptor when <a class="text-link" href="https://docs.moov.io/api/money-movement/transfers/create/" tabindex="1">creating a transfer</a>. We’ve introduced two new optional fields you can use to adjust the default Nacha file entry:</p>

https://docs.moov.io/changelog/2022-07-27/ Wed, 27 Jul 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-07-27/ <h2 id="dashboard"> Dashboard </h2><ul> <li>You can now quickly find an account by pasting an account ID into the search field on the accounts list.</li> <li>Have a transfer ID that you need to debug? Paste it into the new search bar on the transfers list.</li> <li>You can now filter the transfer list by refunded state.</li> <li>The Dashboard overview now includes your Moov wallet balance.</li> </ul> <h2 id="cards"> Cards </h2><ul> <li>If you’re PCI level 1 and have been using the API to link cards directly, you can now use the base path of the API instead of <code>cards.moov.io</code>. The latter is now deprecated and will be removed in the future. This keeps consistency with all other Moov endpoints.</li> </ul> <h2 id="improvements"> Improvements </h2><ul> <li>We made it easier to identify and fix requirements that need attention.</li> <li>We hardened our capabilities service by reprocessing failures if the account mode was missing.</li> <li>We enhanced our verification service by streamlining manual reviews</li> <li>We added an additional security and fraud prevention measure by running all card acquiring merchants through the Mastercard MATCH database.</li> </ul> <h2 id="bug-fixes"> Bug fixes </h2><ul> <li>We addressed a few issues around account creation and updating: <ul> <li>We only require a phone number OR email address but not both.</li> <li>Fixed our process for updating an SSN or ITIN.</li> </ul> </li> <li>We addressed an issue with our support contact section that required all of the fields or none of them.</li> </ul>

https://docs.moov.io/changelog/2022-07-06/ Wed, 06 Jul 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-07-06/ <h2 id="moov-drops"> Moov Drops </h2><p>If you need to limit which card brands you accept, you can now toggle which brands you support using the <code>allowCardBrands</code> option in the <a class="text-link" href="https://docs.moov.io/moovjs/Drops/card-link" tabindex="1">Card link</a>, <a class="text-link" href="https://docs.moov.io/moovjs/Drops/payment-methods" tabindex="1">payment methods</a>, and <a class="text-link" href="https://docs.moov.io/moovjs/Drops/onboarding" tabindex="1">onboarding</a> Moov Drops.</p>

https://docs.moov.io/changelog/2022-06-15/ Wed, 15 Jun 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-06-15/ <h3 id="onboarding"> Onboarding </h3><p>We rebuilt our entire sign-up and onboarding process to remove as much friction as possible before folks start building. Specifically, we: - Rebuilt our test environment and removed all of the hoops customers previously had to jump through before building. This includes filling out a test business profile, adding test business representatives, and even creating connected accounts and payment methods. All you have to do after signing up is generate test mode API keys and start building. More to come! - Streamlined how we collect required information about your business to get you to production. This historically cumbersome process of inputting data is now seamless. Ensuring that we have all of the necessary information to verify your business up front can shave days off the onboarding timeline.</p>

https://docs.moov.io/changelog/2022-05-19/ Thu, 19 May 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-05-19/ <h2 id="api-authentication"> API authentication </h2><p>You can now use basic authentication to authenticate with the Moov API! It's important that you only use this for server-to-server communication and not in a browser.</p>

https://docs.moov.io/changelog/2022-05-05/ Thu, 05 May 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-05-05/ <h2 id="improvements"> Improvements </h2><ul> <li>We made it quicker and easier to request capabilities for new accounts by allowing you to create an account and request capabilities in the same API call.</li> <li>In an effort to reduce confusion and accidental overwrites of existing data, we have added PATCH methods and have removed the PUT methods for updating Accounts and Representatives. PUT updates to Accounts and Representatives will no longer be supported.</li> </ul> <h2 id="account-locking"> Account locking </h2><p>Once a Moov account has been verified, you will be unable to edit most of the business or individual identity details as additional verification may need to take place. If you need to update verified information, requests should be sent to our support team.</p>

https://docs.moov.io/changelog/2022-04-13/ Wed, 13 Apr 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-04-13/ <h3 id="dashboard"> Dashboard </h3><p>We made a handful of dashboard improvements to improve how we communicate the status of your account.</p> <ul> <li><a class="text-link" href="https://docs.moov.io/guides/money-movement/transfer-groups" tabindex="1">Transfer groups</a> are now visible in the Moov Dashboard so you know exactly where your funds are at all times.</li> <li>We made it easier to find and fix <a class="text-link" href="https://docs.moov.io/guides/accounts/capabilities/troubleshoot/" tabindex="1">capability</a> errors so you know exactly what needs to be fixed before a transfer can be processed.</li> <li>After creating a new account or payment method in the Dashboard, you’ll see sample code snippets that give context on how you can perform those same actions more efficiently using our API.</li> </ul> <h3 id="transfers"> Transfers </h3><ul> <li>We have introduced the <code>X-Wait-For</code> header for use when making a transfer. When you make a transfer today you get an immediate response containing only the <code>transferID</code> to indicate the transfer instructions have been received. With the new <code>X-Wait-For</code> header, you can pass a value of <code>rail-response</code> to tell the service that you want the full transfer payload back after the request has gone out to the payment rail and back. This is useful for handling client-side errors and retries for card transactions that communicate with the card networks in real time.</li> </ul> <h3 id="test-mode"> Test mode </h3><p>Things don’t always go according to plan—we’ve added a new test card in <a class="text-link" href="https://docs.moov.io/guides/get-started/test-mode/#card-acceptance" tabindex="1">test mode</a> to help you simulate what happens when a card payment is declined.</p>

https://docs.moov.io/changelog/2022-03-23/ Wed, 23 Mar 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-03-23/ <h2 id="dashboard"> Dashboard </h2><ul> <li>We streamlined our onboarding process to help prospects start learning what Moov can do for them as quickly as possible.</li> <li>We edited <a class="text-link" href="https://docs.moov.io/guides/get-started/test-mode/" tabindex="1">test mode</a> so that there is no need to spend any time adding business data or creating accounts and payment methods before you’ve decided to use Moov. Test mode now pre-populates sample business information so you can focus on exploring the platform.</li> </ul> <h2 id="transfers"> Transfers </h2><ul> <li>You can now monetize your transfers with <a class="text-link" href="https://docs.moov.io/guides/money-movement/fees/" tabindex="1">facilitator fees</a>. When you set a facilitator fee on a transfer the amount of the fee will be moved to your Moov wallet.</li> <li><a class="text-link" href="https://docs.moov.io/guides/money-movement/transfer-groups/" tabindex="1">Transfer groups</a> can now include wallet-to-bank transfers to end the chain.</li> </ul>

https://docs.moov.io/changelog/2022-03-02/ Wed, 02 Mar 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-03-02/ <h3 id="transfer-groups"> Transfer groups </h3><p><a class="text-link" href="https://docs.moov.io/guides/money-movement/transfer-groups/" tabindex="1">Transfer groups</a> are now available via the Moov API. Transfer groups provide a way to associate multiple transfers together by a shared ID of the parent transfer. Use the <code>transferID</code> of a to-wallet transfer as the <code>source</code> of a transfer to group them. The subsequent transfer will be <code>queued</code> until its parent completes, and you can choose to make it visible to the recipient. Support for transfer groups will be coming soon to the Moov Dashboard.</p>

https://docs.moov.io/changelog/2022-02-23/ Wed, 23 Feb 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-02-23/ <h3 id="moov-drops"> Moov Drops </h3><p>We’ve released three pre-built user interfaces for embedding payments quickly and securely.</p> <ul> <li><a class="text-link" href="https://docs.moov.io/moovjs/drops/onboarding/" tabindex="1">Onboarding</a>: implements a flow for onboarding and verifying customers</li> <li><a class="text-link" href="https://docs.moov.io/moovjs/drops/payment-methods/" tabindex="1">Payment methods</a>: an interface for helping users set up and manage their linked bank accounts and cards</li> <li><a class="text-link" href="https://docs.moov.io/moovjs/drops/card-link/" tabindex="1">Card Link</a>: a web component for adding credit card information securely</li> </ul> <p>All Moov Drops:</p>

https://docs.moov.io/changelog/2022-02-16/ Wed, 16 Feb 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-02-16/ <h3 id="cards"> Cards </h3><ul> <li>You can now refund card payments in the Moov Dashboard. You can issue a full refund from a transfer with <code>card-payment</code> as the source.</li> <li>We now include card type and issuer information on linked cards in the Dashboard.</li> <li>We added a new <code>cardDetails</code> object for setting a dynamic statement descriptor and recurring flag for card payments.</li> <li>Fees will be shown in the Dashboard. Fee support in the API will be generally available soon.</li> </ul> <h3 id="listing-industries"> Listing industries </h3><p>We added a new endpoint for <a class="text-link" href="https://docs.moov.io/api/enrichment/form-shortening/industries/get/" tabindex="1">listing accepted industries</a>, including their name, MCC, NAICS, and SIC codes. Use the API or Moov.js to list industries.</p>

https://docs.moov.io/changelog/2022-01-19/ Wed, 19 Jan 2022 00:00:00 -2200 https://docs.moov.io/changelog/2022-01-19/ <h3 id="dashboard"> Dashboard </h3><p>We’ve released Dashboard metrics. You can now view new accounts (by type and overall), transfer count (by status and overall), and transfer volume over time on the Moov Dashboard. See our <a class="text-link" href="https://docs.moov.io/guides/dashboard/" tabindex="1">Dashboard overview guide</a> for more information.</p>

https://docs.moov.io/changelog/2021-12-08/ Wed, 08 Dec 2021 00:00:00 -2100 https://docs.moov.io/changelog/2021-12-08/ <h3 id="test-mode"> Test mode </h3><ul> <li>We've enabled <a class="text-link" href="https://docs.moov.io/guides/get-started/test-mode/" tabindex="1">test accounts</a> so you can interact with Moov's platform without sending real money or waiting on account verification. <ul> <li>API key creation for test accounts</li> <li>Simulate micro-deposits by inputting <code>$0.00</code></li> <li>Simulate successful transfers</li> </ul> </li> </ul> <h3 id="transfers-metadata"> Transfers metadata </h3><p>We now allow our customers to store free-form data on transfers. As a customer, you can store any type of data that suits your needs, for example: invoice numbers, correlation IDs, SKU data, etc.</p>

https://docs.moov.io/changelog/2021-11-17/ Wed, 17 Nov 2021 00:00:00 -2100 https://docs.moov.io/changelog/2021-11-17/ <h3 id="plaid-integration"> Plaid integration </h3><p>Moov-managed Plaid integration allows our customers to offer instant account verification and launch the Plaid experience from <a class="text-link" href="https://docs.moov.io/moovjs" tabindex="1">Moov.js</a>.</p>

https://docs.moov.io/changelog/2021-10-27/ Wed, 27 Oct 2021 00:00:00 -2100 https://docs.moov.io/changelog/2021-10-27/ <h2 id="wallets"> Wallets </h2><p>Moov Wallets are now available. Every application has wallet provisioned for its account, and you can request the <code>wallet</code> capability for any Moov account.</p>

https://docs.moov.io/changelog/2021-10-14/ Thu, 14 Oct 2021 00:00:00 -2100 https://docs.moov.io/changelog/2021-10-14/ <h2 id="slack-application"> Slack application </h2><p>Real-time insights into money movement activity are vital to help prevent fraud and resolve errors quickly. We launched a new open-source project that allows you to host a Slack app and get updates when transactions are created and completed. You can find the open source project on the <a class="text-link" href="https://github.com/moovfinancial/slack-integration" target="_blank" rel="noreferrer noopener" tabindex="1">Moov Financial Github</a>. The Readme includes a guide for getting it up and running.</p>

https://docs.moov.io/changelog/2021-08-13/ Fri, 13 Aug 2021 00:00:00 -2100 https://docs.moov.io/changelog/2021-08-13/ <h2 id="payments"> Payments </h2><ul> <li>ACH transfers for multi-party payouts, collecting funds, and account-to-account transfers</li> <li>Bank account linking with micro-deposits and Plaid support</li> <li>Opting in to capabilities for informing on data requirements</li> <li>Every transfer is captured in a ledger and broken down into the primitive money movement, with transparent details</li> <li>Listen for key Moov events by creating and managing webhooks in the dashboard</li> <li><a class="text-link" href="https://docs.moov.io/guides/sources/wallets/" tabindex="1">Wallets</a> for storing funds or use as a payment source</li> </ul> <h2 id="administrative"> Administrative </h2><ul> <li>Moov Dashboard (including dark mode)</li> <li>Mobile friendly version of the Moov Dashboard</li> <li>Inviting others to your account in the Moov Dashboard</li> <li>Multi-factor authentication for Moov Dashboard sign-ins</li> <li>Fast customer onboarding</li> <li>OFAC/sanctions checks</li> <li>Profile photos magically appear</li> <li>Business information magically appears letting you change it or simply confirm it</li> </ul> <h2 id="developer"> Developer </h2><ul> <li>Create and manage API keys restricted to your domains</li> <li>Moov.js SDK for interacting with the Moov API in a browser</li> <li>Restrict access of people with roles and access tokens based on OAuth</li> <li>Webhook signature signing example project</li> </ul> <h2 id="documentation"> Documentation </h2><ul> <li>New <a class="text-link" href="https://docs.moov.io/guides/quick-start/" tabindex="1">quick start</a> guide</li> <li>Dive deeper into Moov by reading through the new <a class="text-link" href="https://docs.moov.io/guides/get-started/glossary/" tabindex="1">Glossary</a> section</li> <li>Dive deep into our API with a fully documented <a class="text-link" href="https://docs.moov.io/api" tabindex="1">API reference</a></li> <li>Get started quickly with a fully documented front end library, <a class="text-link" href="https://docs.moov.io/moovjs" tabindex="1">Moov.js</a></li> </ul>