AI automation platform for debt recovery teams
Automate SMS, email, self-serve resolution, and AI voice to recover more while staying compliant. Built for modern collections and receivables teams.
Orchestrator feed
DemoBuilt around the real mechanics of collections operations
The same capabilities running inside PayPath IQ power strategy selection, two-way messaging orchestration, voice execution, and outcome attribution in one connected system.
15-25%
Recovery improvement (early pilots)
1
Recovery OS coordinating strategy, messaging, voice & outcomes
100%
Outbound actions checked against policy before send
4
Outreach channels — SMS, email, letters & voice
Run a recovery OS, not a batch sender
AI continuously tests channel-message-timing combinations and reallocates volume to what converts.
Keep two-way conversations in one timeline
Outbound SMS and email become live threads. Inbound replies update conversation state, pause the right journeys, and route exceptions.
Stay compliant without extra effort
Contact windows, frequency limits, and opt-outs enforced automatically. Built for Central Bank and GDPR requirements.
See what moves accounts forward
Break down recovery outcomes by channel, message, segment, and reply state. Scale what converts.
PayPath IQ
Two-Way Messaging Recovery OS
Automatically select the optimal time, channel, and message for each account, then manage outbound and inbound conversation state from one recovery operating system.
Explore PayPath IQVector Dial
Irish AI Voice Operations
Scale inbound and outbound voice with ultra-realistic Irish accent AI agents. Handle routine conversations automatically, then escalate seamlessly to live agents when specialist intervention is needed.
Explore Vector DialWorkflow
From past-due signal to payment confirmation in three moves
01
Generate approved templates and guardrails
Create approved message variants, review the policy layer, and let the recovery OS choose the right next action per account.
02
Launch two-way outreach safely
Start campaigns where each action is selected by expected value, inbound replies are classified, and compliance guardrails run before every send.
03
Escalate to voice or humans with context
Trigger AI voice when it is the next best action and hand complex cases to agents with the full thread attached.
Ready to modernize collections?
See how PayPath performs with your own portfolio.
Get a guided walkthrough of decisioning, two-way messaging orchestration, voice automation, and performance analytics tailored to your current process.
