Both keys are needed.The hardware-wallet key is stolen.The phone hasn’t approved.Blocked. Nothing sent.
A payment you approve
On Bitcoin✓✓One ordinary signature
A new payment. Both keys needed.You check and approve on your phone.The hardware wallet signs too.Two devices. One signature.
Share control.
One person is away
On Bitcoin
Key 1Key 2Key 3
2 required · 2 signatures
Three people. Two approvals needed.You approve.Alex approves. One person stays away.Two approve. The payment can go.
Returning loan collateral
On Bitcoin
Key 1Key 2Key 3
2 required · 2 signatures
The loan has been repaid.You approve the return.The lender approves too.Your bitcoin is returned.
Possible future use. A lender could provide stablecoins against this bitcoin. We have no lending partner yet. The lender and key agent could also move the funds together. About lending partners
Set up your wallet
Create a wallet and write down your recovery words. If you stop partway through, you can finish the backup when you return.
Save a backup file too. Winnow needs it to find your past payments when you restore the wallet.
Receive bitcoin
Label who an address is for, or what the payment is for, before sharing it. You can skip. Matching payments carry the local note in your wallet.
An address label does not verify the sender or create a payment destination. Labels stay on this device and are not included in wallet backups.
Send bitcoin
Choose an account, recipient, and amount. Check the address, fee, and total before sending or continuing to the account’s approvals.
Pay someone again
Name someone you’ve paid, or save their payment card. Next time, choose them in Send.
Name who paid you
Give a received payment a local name without attaching an address. Add a payment card or explicitly choose a destination before sending.
Funding addresses are unverified destinations, not proof of who paid you. Winnow never selects one automatically. Sending to an address again can reveal address reuse.
Choose a funding destination
If you choose to consult an explorer, review what is disclosed before asking. Then explicitly select any returned destination.
The explorer receives the transaction ID and your connection's IP address. Returned addresses do not identify people.
Save with other people
Choose who shares the wallet and how many approvals a payment needs. With two approvals out of three, one person can be away and the other two can still pay.
For shared control, each person must keep their own key. If you choose just one required approval, any one of them can spend.
Save a backup file with your payment history and shared accounts. Keep your recovery words too. You need both to restore the wallet and sign again.
Keep both your recovery words and your backup file. The words alone won’t restore your payment history.
One screen, or the full set of controls
Beginner mode is one screen with no settings. Advanced mode, one tap from its corner, is the three-tab interface: fee controls, network connections, signing tools and every setting.