PayFi Strategy
Token
Earn structured yield powered by cross-border payments and trade finance.
APY
8%
Uncorrelated to crypto markets — perfect for looping
Comparison yield data sourced from RWA.xyz and Galaxy.
Huma’s primary vertical, powered by its Swiss-regulated entity Arf, provides settlement liquidity to licensed financial institutions and money service businesses, enabling T+0 cross-border settlements. Each transactional credit is repaid within 1 to 7 days and backed by funds already deposited into safeguarding accounts.
Partnering with TradeFlow Capital Management, a Singapore-headquartered specialized investment advisor, Huma finances physical commodities and goods in transit. These transactions involve legal ownership of the physical cargo, are fully insured, and typically settle within 30 to 90 days.
Partnering with Geoswift, Huma accelerates marketplace sellers’ payouts with stablecoin liquidity available on demand, helping sellers access funds faster.
Real-time onchain visibility with independently verifiable credit performance. Dual-layer validation for every loan lifecycle and repayment through auditing partners.
Compliant by design across permissioned and permissionless structures. Built on licensed counterparties and rigorous AML enforcement.
Zero credit losses since inception. Industry-leading underwriting and structuring. Secured by top-firm audits, multisig governance, and end-to-end threat monitoring.
“Tokenization is becoming a crucial piece of financial infrastructure. Huma is supporting that shift with working rails for payment financing, built to the discipline institutional capital requires. They have been an excellent partner for Sentora, and we are glad to be building alongside them.”