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Launch, scale up or future-proof your business

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Smart payments infrastructure. Zero friction.

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A modular, API-first, cloud-native platform powered by
AI to launch, operate, and manage your card business.

Banks, fintechs, and global businesses run on our technology
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Use cases

One technology,
endless applications

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Processor Upgrade

Replace your traditional processor with more flexible technology.

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Regional Expansion

Manage your regional business from a single platform.

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Crypto Wallet

Enable your users to spend their crypto through cards, connecting digital assets with everyday payments.

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Co Branded Cards

Build customer loyalty and engagement with personalised cards.

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Investech

Let users access and spend their investment returns directly through a card.

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Stablecoin Payments

Allow users to pay with stablecoins or convert them to fiat seamlessly at the time of purchase.

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Instant Funding

Enable cards to receive funds and approve transactions in real time.

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Remittances

Send and receive funds globally, with immediate access through a card.

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Corporate Cards

Automate expense management and improve financial control.

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Engagement & Rewards

Complete your card program with benefits such as cashback, points, and discounts.

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Global Cards

Issue cards to users across various markets with a rapid time-to-market.

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Single-use cards

Create cards for one-time transactions with full control over amount, merchant, and validity. Ideal for OTA and agentic payments.

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Traditional Banking

Transform your card infrastructure and operations to unlock efficiency, speed and new growth opportunities.

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Neobanks

Build and scale your business with a flexible, API-first infrastructure designed for speed and user experience.

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your card, your way

You design it,
we bring it to life

Define your card program by product type, card design, scope, user profile, and card network.

Create your card
Select user type

Select user type

Individual, corporate, primary or additional cardholder.

Individual

Corporate

Primary

Additional

Select your product

Select your product

Credit, debit, prepaid, and more.

Credit card

Debit card

Prepaid card

Multicurrency

Multiapp

Select card personalization

Select card personalization

Named or unnamed.

Named

Unnamed

Select scope

Select scope

Local or global.

Local

Global

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chip

1234 5678 9012 3456

Sofía Martínez

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phone
card bg

chip
map pin housemap pin house

1234 5678 9012 3456

Sofía Martínez

Select card format

Select card format

Physical or virtual.

Physical

Virtual

Digital

Select network

Select network

Visa, Mastercard, or local networks.

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Visa

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Mastercard

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Local networks

modular system

A modular, API-first platform to build, operate, and scale card programs.

From tokenization to fraud prevention, enable the features you need to launch or migrate seamlessly.

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Issuing

  • Issue any card type

  • Tokenization

  • Printing & Logistics

Explore Issuing
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Processing

  • Real-time processing

  • Credit core

  • Portfolio migration

Explore Processing
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BIN Sponsorship

  • BIN Sponsorship

  • Chargeback Management

Explore Network Management
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Risk Management Platform

FICO Falcon Fraud Manager

3DS

Dynamic CVV

Explore Risk Management
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Pomelo Dashboard

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Technology & AI

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Key platform capabilities

Technology built to scale

Everything you need to run and scale your card business.

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Global scalabilityScale across the Americas with a single infrastructure.
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Flexible solutionsDesign and configure your product to fit your business model.
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Speed with excellenceLaunch faster with a streamlined, frictionless integration.
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Next-Gen TechAPI-first, cloud-native infrastructure for fast and reliable integration.
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Global scalabilityScale across the Americas with a single infrastructure.
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Flexible solutionsDesign and configure your product to fit your business model.
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Speed with excellenceLaunch faster with a streamlined, frictionless integration.
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Next-Gen TechAPI-first, cloud-native infrastructure for fast and reliable integration.
dashboard
Manage your card program from our AI-powered DashboardOperate, monitor, and scale your business with real-time visibility and full control. No operational overhead.
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Pomelo AI
AI across your entire operationFrom onboarding to daily operations, AI powers every
layer of the platform: automating processes, reducing
errors, and accelerating your time to market.
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SUCCESS STORIES
Built for your business.
Proven in the real world.
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Pomelo became a truly strategic partner. Beyond the technology, they share our vision for regional growth, are always close, and understand our priorities. Their execution capacity, agility, and customer focus were key for every new country we launched. That’s why continuing to work together was a natural decision.

Alejo Sebo

Product Partnerships Director & Product Operations, AstroPay

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The partnership with Pomelo represents a significant step for MACHBANK, as it allows us to continue expanding our portfolio of digital products that simplify and enhance our users’ financial experience. We are confident that together we will take innovation and financial inclusion in Chile to new heights.

Guido Barosio Sañudo

CTO, MACHBANK.

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We found in Pomelo a team with proven experience, with whom we had already worked in previous professional stages. In our meetings, we got to know their cutting-edge technology, but what truly won us over was their business model: flexible, with mostly variable costs and a clear commitment to joint growth.

Andrés Uranga

Commercial Director of Western Union and Pago Fácil.

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Pomelo has been key to our growth strategy, enabling us to rapidly scale our PayJoy Card and move closer to our vision of “finance for the next billion.”

Maricruz Flores

Program Manager for Credit Line en PayJoy

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Reaching the issuance of more than 2.8 million cards in Mexico not only represents a significant milestone, but also reflects our commitment to providing accessible and personalized financial services to millions of Mexicans, with the goal of including them in the financial system in an agile, transparent, and secure way. We have a vision to serve more than 100 million Latin Americans, giving them access to efficient financial products. Working with Pomelo has been key, and we are excited about what the future holds as we continue scaling our impact across the region.

Marlene Garayzar

Co-founder & Chief Growth Officer, Stori

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Pomelo has revolutionized the payments ecosystem by innovating with cutting-edge technology and reshaping the mindset around how to integrate new payment schemes in record time across financial and technology companies in Latin America. At Lulo X, we believe it is a company that helps us enhance and deliver added value to our customers through high-quality services and optimal response times, ensuring we meet the expectations of the payments market—and, above all, enabling service integrations in record time.

Cristian Martínez

Product Manager Lulo X

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Let's talk

Build the solution
your business needs

Talk to our team and get started faster.

Cecilia BrittoHead of Business Development
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Alfonso TorreguitarHead of Global Solutions
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Santiago WitisCountry Manager LATAM South Cone
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Jacob LevinCountry Manager Mexico
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Rafael GoulartCountry Manager Brazil
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Paula BarnesHead of Risk & Compliance
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Emilia SerranoNew Businesses Director
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Contact us