logo

Address

629 East Quality Dr. Ste 102
American Fork, UT 84003

Call or Text Us

(801) 896-1473

Image Image

Healthcare Works Better With Direct Pay Technology

Pay providers directly. Lock in fair costs, eliminate waste, gain real-time visibility, and deliver a better employee experience —often with zero deductibles.

  • No inflated claims
  • No networks
  • Real-time visibility
Get a Demo
Image Image

$325

Direct Payment

Imaging—Spine

Scheduled

Completed

Provider Paid

Ultrasound—Kidney

Scheduled

$1,167

Calculated Savings

25

Paid Appointments

Real-Time Visibility

Get live spend visibility — no claims, no delays.

Direct Connections

Unite plans, employees, and providers with one digital connection.


No Networks Required

Freely choose providers without restrictive contracts.

Upfront Clarity

Know the cost of care before it happens.

Savvos powers healthcare's first direct payment infrastructure and the modern health plans built on it.

Image
Only $0.23

of every healthcare
dollar reaches providers.

The rest is
lost to
administrative
waste.

Image

Healthcare Still Runs on an Outdated Claims-Based Model

While the rest of the world runs on instant payments, healthcare is slowed by paperwork, slow approvals, and hidden costs that delay care and payment.

The result?

  • Providers wait weeks to get paid
  • Employers lose control over where healthcare dollars go
  • Costs rise—driving higher premiums and higher deductibles

Thankfully, there's a better, more affordable way to manage care. One built for real-time payment, clear costs, and direct provider payment.

Image

Savvos Makes Healthcare Simple for Everyone

Instead of playing the waiting game, Savvos lets you schedule care digitally, see costs up front, and pay providers directly, all in one platform.

Savvos enables modern plan design through direct pay, eliminating claims waste and aligning incentives, so healthcare is faster, simpler, and more predictable for everyone.

I'm a Self-Funded Employer

Manage costs upfront with real-time visibility into healthcare spend while helping employees maximize every healthcare dollar.

Learn More

I'm a Broker

Give clients a proven way to reduce claims inefficiency with Savvos-powered plans that provide direct pay access, transparency, and responsible cost stewardship.

Learn More

I'm a Patient/Employee

Get care with clear prices upfront and simpler access, without the confusion of traditional networks or surprise bills.

Learn More

I'm a Provider

Set fair prices, get paid at the time of care, and remove revenue cycle complexity—so your team can focus on patients, not collection.

Learn More
Image

Modern Plan Technology. Two Powerful Solutions!

Savvos Health replaces claims and networks with direct pay at the time of care—locking in fair prices, eliminating waste, and putting employers back in control of healthcare spend. This technology enables more efficient plan design that delivers richer benefits and often reduces or eliminates employee deductibles for eligible care.

SmartPay

A health plan that doesn't feel like one.

SmartPay replaces slow, confusing processes with instant, direct payment for care — creating a simple, more affordable health plan experience.

  • Real-time visibility
  • No claims. No networks.
  • Direct payment at fair, upfront prices

TierOne

A digital upgrade to your existing health plan.

TierOne layers Savvos technology on top of your current health plan to replace high deductibles with direct payment and zero out-of-pocket costs for tier one care.

  • No plan replacement required
  • Immediate savings for employees
  • Quick setup with minimal disruption
Image Image

How Savvos Works

Connect

Savvos digitally connects employers, providers, and employees.

Schedule

Care is coordinated with clear up-front pricing.

Pay Direct

Providers are paid immediately at the time of care.

Rest Easy

Costs are clear, payments happen instantly, and everyone can focus on care instead of chasing bills.

Image

How Much Could You Save?

Calculate your estimated savings with Savvos by sliding to the approximate number of employees you have.

Employees:

Estimated Annual Savings:

Cost without Savvos:
Cost with Savvos:
Estimated Savvos Fee:

Employers and Providers Trust Us. Patients Love Us.

Professionals with Tablet

Customer Reviews

Image

Stop Waiting. Start Saving With Savvos.

Ready to modernize the healthcare experience? Upgrade to Savvos and make care faster, payments instantaneous, and costs clearer for everyone.

Get a Demo