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Mobile App coming soon!
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 Finance that run$ itsęlf.

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Buburuza is the first AI-native financial operating system.
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Autonomous Borderless Instant
No waiting periods. No hidden workflows. No humans in the loop.

Our platform merges traditional financial tools with real-time crypto infrastructure, giving users a programmable, seamless way to move, store, and grow their capital globally.

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Our infrastructure integrates compliance, custody, and automation—so users don’t have to.

A unified product stack for the {autonomous} economy.

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Multi-currency IBANs — local and international banking in one account.

Stablecoin wallets

Hold and transfer synthetic currencies with real utility.
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Fast cross-border transfers

Settle funds across continents in seconds.

Virtual & Physical cards

Spend anywhere, with built-in analytics and cashback.

QR-code payments

Frictionless transactions in stores and across apps.

Smart yield

AI-automated staking, portfolio routing, and liquidity tools.
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Crypto on/off-ramps

Local cash in/out flows optimized for mobile-first regions
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Automatic contract  recognition

schedule payments based on contracts and invoices with no friction.
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Individuals & Power users.
Every premium service is instantly accessible, regulated, and AI-managed.
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Concierge & Insurance

Tailored packages with real-world underwriters.
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Crypto Loans 

Access liquidity without leaving the ecosystem.
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Wealth & Asset Management

Fully automated, human-free portfolios and deal flow.
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Digital asset custody

Cold storage via Fireblocks with multi-sig protection.
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Trust & Succession

Create AI-guided SPVs, family trusts, and long-term asset plans.
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Escrow & Fixed Deposits 

Smart contract-based safety and yield locking.
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Concierge & Insurance

Tailored packages with real-world underwriters.
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Crypto Loans 

Access liquidity without leaving the ecosystem.
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Wealth & Asset Management

Fully automated, human-free portfolios and deal flow.
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Digital asset custody

Cold storage via Fireblocks with multi-sig protection.
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Trust & Succession

Create AI-guided SPVs, family trusts, and long-term asset plans.
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Escrow & Fixed Deposits 

Smart contract-based safety and yield locking.
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Target {Compliance & Regulatory} Frameworks

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Security & Data Protection Standards

SOC 2 Type II

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Controls for security, availability, confidentiality, processing integrity, privacy

SOC 1 Type II

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Financial reporting controls assurance

ISO/IEC 27001

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Information Security Management System (ISMS)

PCI DSS Level 1

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Payment Card Industry Data Security Standard (cardholder data protection)

CCSS Level 3

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highest level of controls for custody and wallets

GDPR (EU)

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General Data Protection Regulation

USDP

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U.S. Data Protection frameworks

Financial Services Regulatory Standards

BSA/AML

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U.S. Bank Secrecy Act / Anti-Money Laundering

FFIEC

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Federal Financial Institutions Examination Council guidelines (U.S. banks/fintechs)

NACHA

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Operating Rules & Guidelines for ACH payments (U.S.)

Operational Resilience & Risk Standards

ISO 22301

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Business Continuity Management Systems (BCMS)

DORA

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Digital Operational Resilience Act (EU)

Governance, Ethics & Compliance Standards

ISO 37000

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Guidance for governance of organizations

ISO 37001

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Anti-bribery management systems

Emerging Technology & AI Frameworks

ISO/IEC 42001:2023

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AI Management Systems Standard

EU AI Act

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European Union Artificial Intelligence Regulation

NIS 2

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EU Directive on Security of Network and Information Systems

ISO 20022

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Global standard for financial messaging (payments, securities, FX)

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Target licensing footprint

🇺🇸

USA

BROKER & MONEY TRANSFER

SEC & FINRA, MTL ALL 50 STATES

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Canada

MONEY SERVICES & PAYMENTS

MSB ACTIVE, RPAA PENDING

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EU - Lithuania

E-MONEY, INVESTMENT, CRYPTO

EMI + PSD2, MIFID, MICA CASP

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United Kingdom

E-MONEY, INVESTMENT, CRYPTO

EMI + PSD2, MIFID, MICA CASP

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Hong Kong

MONEY SERVICES & LENDING

MSO, MONEY LENDERS, TCSP PENDING

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India

PAYMENT AGGREGATION

PA LICENSE

🇸🇬

Singapore

PAYMENT SERVICES

MPI LICENSE

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Mauritius

PAYMENT INTERMEDIARY

PIS LICENSE

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Union of Comoros

OFFSHORE BANKING

INTERNATIONAL BANKING LICENSE ACTIVE

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United Arab Emirates

REPRESENTATIVE OFFICE

DIFC REGISTRATION

🇧🇷

Brazil

PAYMENT INSTITUTION

PI AUTHORIZATION

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Mexico

ELECTRONIC PAYMENTS

IFPE LICENSE

🇦🇺

Australia

FINANCIAL & REMITTANCE

AFSL, AUSTRAC REGISTRATION

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Onę onboarding.
 ull freedom.
Onę onboarding.
Onę onboarding.
With a single onboarding, you unlock a unified interface that moves, manages, and grows your money — across fiat, crypto, stablecoins, and real-world assets.

The AI-native meta layer for your entire financial life. No more apps to switch, logins to manage, or platforms to stitch together.

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This isn’t fintech with AI features. It’s AI Money.

One chat replaces your bank, your wallet, your portfolio, and your budget. Buburuza doesn’t just advise — it acts. It debits. It credits. It invests. It protects. Automatically. Intelligently. Relentlessly.
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Multi-user corporate accounts
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Escrow and treasury services
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Global payroll and disbursements
Full B2B financial platform. Launching soon!
For enterprises, treasury teams, and web3-native businesses. We have Tokenized SPV creation and private equity rails.
HERE ARE SOME OF OUr BENEFITS: API access for embedding Buburuza capabilities into your platform AND Card program for employees.
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Multi-user corporate accounts
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Escrow and treasury services
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Global payroll and disbursements
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iOS & Android Apps Coming Soon

Join the waitlist to be one of the first to get the news!
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Why Buburuza works differently?

Traditional finance is slow, opaque, and exclusionary. Crypto is fragmented, risky, and hard to use. We merge both worlds:
Our goal isn’t just to make finance better. It’s to make it run itself.
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Real-time.

All transfers and actions execute in seconds.

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Secure.

Custody-grade cold storage, multi-factor auth, and compliance by default.

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Regulatory-ready.

Built for Europe, MENA, and US compliance from day one.

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Owned by users.

Profits are shared through our native token model.

We are member of