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OpenPay

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Payment QR · Register · Mobile ordering · Order links

JPYC payments for your shop, from ¥0 in fees.

Standard payments, where the customer pays gas, cost you nothing (mobile orders excepted). Sales land in your wallet the moment you are paid.

Illustration of OpenPay expanding from in-store QR payment to digital product sales, all from one phone

Mobile order

Place a QR; ordering and payment stay on the customer’s phone.

Place-and-go mobile order — the JPYC order and payment flow you can start with OpenPay.

For orders you get on LINE or by DM: “Order link”

Just send a payment link with the items and total. Customers pay in JPYC from their own wallet.

See how order links work

For shops

Never wait for your sales.

The moment a payment completes, it lands directly in your wallet. No settlement dates, no payout delays.

  • From ¥0

    Payment fee

    Standard payments (customer pays gas) are free at the register and by payment QR. Gasless: 1%, min. 2 JPYC, merchant-paid. Mobile orders priced separately.

  • One phone

    No terminal or contract

    No setup cost. With just a wallet, put up a QR today.

  • Seconds

    Instant settlement

    Settles directly to your wallet—no payout cycle.

  • No sign-up

    No sign-up for customers

    Just a wallet—no address, phone, email, or KYC.

For shops

For shops that went back to cash-only

Keep that call. Add another option.

CashCard / QR payOpenPay
Payment fee0%1.98–3.24% (e.g.)From ¥0Standard payments: customer pays gas (register, QR)Gasless: 1%, min. 2 JPYC, merchant-paid. Mobile orders priced separately.
SettlementInstantVaries by contractOn the spot, direct to your wallet
Setup & hardware¥0Varies by contract¥0, just your smartphone

Card / QR-pay rates are examples of rates published by major providers (as of October 2026). Rates, payout timing, and costs vary by provider and plan.

How do your fees change?

¥1,000,000
¥1,000

Your current method (example rates)

Per year

268,800yen

fee difference (negative means OpenPay costs more)

Estimate assuming all monthly sales switch to gasless JPYC and every payment equals the average. The fee is 1% per payment, with a 2 JPYC minimum. Comparison rates are examples published by major providers (as of October 2026); payment amounts and your contract affect the difference. Standard payments, excluding mobile orders, have no OpenPay fee.

New here

Why stablecoins, why now

Digital money that works like yen.

Think in yen

1 JPYC can be redeemed for 1 yen at JPYC EX, so pricing and paying stay intuitive.

Built for small amounts

Even tiny tips and small digital products are easy to buy and sell.

What is JPYC? A yen-pegged stablecoin. Send it from supported wallets and use it on OpenPay for payments and sales as is. Redeem for yen at JPYC EX.

Getting started with JPYC — a guide to yield and wallet choices (note, Japanese)

For creators

What you can sell

Any digital goods. List from your @handle profile — automatically shown in the Store.

AIDocumentsSoftwareImages & NFTVideoMusicTemplates3D & Game AssetsOther

Sell URLs (Google Drive, GitHub, …) or text like prompts and API keys as they are.

Make the page yours

Your @handle profile comes in 6 themes and your color. Pick one to preview it.

Theme
Color

For AI & developers

Set a limit, then let AI pay in JPYC.

Ask your usual AI to “buy this with JPYC.” Connect OpenPay Agent to Claude Code or Codex, and it finds shops and APIs and prepares the order and payment.

Try OpenPay Agent

Each payment is a single signature, with no token pre-approval. OpenPay never holds your keys. An AI with shell access can change its limits, so fund it only with a small amount you can afford to lose. You can also keep your wallet to yourself and approve only the final payment.

Listing is free. Real sales are verifiable on-chain.

Under the hood

Why OpenPay

No sign-up or custody—just your wallet.

  • Pay without gas

    Pay with JPYC / USDC alone. See Pricing for conditions.

  • Multi-chain

    JPYC on 4 chains, USDC on 7. Pay from USDC on other chains too (Arc has no gasless mode).

  • Non-custodial by design

    Sales bypass OpenPay and go to your wallet. No withdrawal approval.

Use cases

Common use cases

Counters, events, and mobile ordering.

  • At a café counter, a staff member and a customer hold out their phones and pay with an OpenPay payment QR

    Merchants & event booths

    One QR at the counter or booth. No terminal or contract.

  • Two phones showing a café’s mobile-order screen (menu, quantity, table number and order summary)

    Mobile ordering

    Customers order and pay on their own phones from a QR at the table or counter. No app needed.

  • Illustration of a Web3 conference merchandise booth where an attendee pays with a wallet

    Web3 event sales

    Web3 event merch, paid straight from attendee wallets.

  • Illustration of a pop-up store product table where a shopper scans a QR code for a small payment

    Pop-up & micropayments

    Small tickets that don't pay off on cards — live today, no hardware.

Get started

How it works

Watch the flow, then start in three steps.

See it on a phone (Japanese screens)

1. Receive with a payment QR: Entering an amount on the shop’s phone and showing the payment QR
2. Check out at the register: Picking items at the register, totaling them, and showing the checkout QR
3. The customer pays: The customer checks the amount on the payment screen, approves in their wallet, and sees the payment complete

Step 3 was recorded with a sample wallet (the approval screen is an illustration).

Start in three steps (shops)

  1. 1Enter your receiving wallet address
  2. 2Pick the amount, token and chain
  3. 3Show the QR to the customer (printing it works too)

Pricing

Charges apply in these 5 cases

Standard payments, where the customer pays the gas, carry no OpenPay charge (mobile orders excepted).

The sale amount less the usage fee lands directly in your wallet (we never hold funds). Customers pay network fees for standard payments. See the Terms for details.

See per-feature pricing and examples

Support

FAQ

Open payments — for people and AI.

No setup cost, no contract. Start today with just a wallet.

Open stack & transparency

Non-custodial by design, MIT-licensed. Every line of code is public on GitHub.

If you'd like to help keep OpenPay running, your support means a lot (also handy for a quick try).

OpenPay@openpay_jpSupport directly in JPYC or USDC