Start in three steps (shops)
- 1Enter your receiving wallet address
- 2Pick the amount, token and chain
- 3Show the QR to the customer (printing it works too)
BetaBeta — blockchain transfers are, in principle, irreversible.This service is in beta. If you use it for real transactions, you must start with small test amounts. Blockchain transactions are, in principle, irreversible. Details
Payment QR · Register · Mobile ordering · Order links
Standard payments, where the customer pays gas, cost you nothing (mobile orders excepted). Sales land in your wallet the moment you are paid.

Just send a payment link with the items and total. Customers pay in JPYC from their own wallet.
For shops
The moment a payment completes, it lands directly in your wallet. No settlement dates, no payout delays.
From ¥0
Standard payments (customer pays gas) are free at the register and by payment QR. Gasless: 1%, min. 2 JPYC, merchant-paid. Mobile orders priced separately.
One phone
No setup cost. With just a wallet, put up a QR today.
Seconds
Settles directly to your wallet—no payout cycle.
No sign-up
Just a wallet—no address, phone, email, or KYC.
For shops
Keep that call. Add another option.
| Cash | Card / QR pay | OpenPay | |
|---|---|---|---|
| Payment fee | 0% | 1.98–3.24% (e.g.) | From ¥0Standard payments: customer pays gas (register, QR)Gasless: 1%, min. 2 JPYC, merchant-paid. Mobile orders priced separately. |
| Settlement | Instant | Varies by contract | On the spot, direct to your wallet |
| Setup & hardware | ¥0 | Varies by contract | ¥0, just your smartphone |
Card / QR-pay rates are examples of rates published by major providers (as of October 2026). Rates, payout timing, and costs vary by provider and plan.
Your current method (example rates)
Per year
268,800yen
fee difference (negative means OpenPay costs more)
Estimate assuming all monthly sales switch to gasless JPYC and every payment equals the average. The fee is 1% per payment, with a 2 JPYC minimum. Comparison rates are examples published by major providers (as of October 2026); payment amounts and your contract affect the difference. Standard payments, excluding mobile orders, have no OpenPay fee.
New here
Digital money that works like yen.
1 JPYC can be redeemed for 1 yen at JPYC EX, so pricing and paying stay intuitive.
Even tiny tips and small digital products are easy to buy and sell.
What is JPYC? A yen-pegged stablecoin. Send it from supported wallets and use it on OpenPay for payments and sales as is. Redeem for yen at JPYC EX.
Getting started with JPYC — a guide to yield and wallet choices (note, Japanese)For creators
Any digital goods. List from your @handle profile — automatically shown in the Store.
Sell URLs (Google Drive, GitHub, …) or text like prompts and API keys as they are.
Your @handle profile comes in 6 themes and your color. Pick one to preview it.
For AI & developers
Ask your usual AI to “buy this with JPYC.” Connect OpenPay Agent to Claude Code or Codex, and it finds shops and APIs and prepares the order and payment.
Each payment is a single signature, with no token pre-approval. OpenPay never holds your keys. An AI with shell access can change its limits, so fund it only with a small amount you can afford to lose. You can also keep your wallet to yourself and approve only the final payment.
Listing is free. Real sales are verifiable on-chain.
Under the hood
No sign-up or custody—just your wallet.
Pay with JPYC / USDC alone. See Pricing for conditions.
JPYC on 4 chains, USDC on 7. Pay from USDC on other chains too (Arc has no gasless mode).
Sales bypass OpenPay and go to your wallet. No withdrawal approval.
Use cases
Counters, events, and mobile ordering.

One QR at the counter or booth. No terminal or contract.

Customers order and pay on their own phones from a QR at the table or counter. No app needed.

Web3 event merch, paid straight from attendee wallets.

Small tickets that don't pay off on cards — live today, no hardware.
Get started
Watch the flow, then start in three steps.
See it on a phone (Japanese screens)
Step 3 was recorded with a sample wallet (the approval screen is an illustration).
Pricing
Standard payments, where the customer pays the gas, carry no OpenPay charge (mobile orders excepted).
OpenPay usage fee
1%minimum 2 JPYC
OpenPay covers the customer’s gas (payment QR, register and order links)
Mobile order fee
1%pre-orders 3%
Orders paid on the order page. Pre-orders can add it to the customer’s total
Gas equivalent
about 2 JPYC
The sender adds it. No fee to receive
x402 fee
1%minimum 1 JPYC
Added to the price by the buyer, including mobile orders an AI agent pays over x402
Fee
2 JPYCper transfer
When moving to another wallet of your own. Added on top of the amount (JPYC on Polygon)
The sale amount less the usage fee lands directly in your wallet (we never hold funds). Customers pay network fees for standard payments. See the Terms for details.
Support
Yes. In gasless mode, customers don’t need POL or ETH — they pay with just their JPYC or USDC balance. The cost depends on the method. For JPYC gasless payments, where OpenPay covers the gas, the store pays 1% of the payment with a 2 JPYC minimum. When the shop’s device pays the actual gas, the OpenPay usage fee is 0 (JPYC on Polygon, Kaia and Avalanche only; by design, 1 wei = 0.000000000000000001 JPYC is added to the customer’s payment per transfer and sent to OpenPay). With USDC gasless, the gas is paid in USDC (the shop chooses whether to add it to the customer’s total or cover it), and a compatible wallet is required. Payments from a different chain are not gasless. See the pricing page for tips and other details.
JPYC is an electronic payment instrument issued by JPYC Inc., a funds transfer service provider, and can be redeemed at JPYC EX at 1 JPYC = 1 JPY. USDC is a US dollar-pegged stablecoin issued by Circle (1 USDC ≈ 1 USD). OpenPay does not issue, redeem, buy, sell, exchange or manage either one; it provides the tools shops use to receive them.
Both are supported: JPYC for JPY-denominated receipts, USDC for Web3 or international customers. JPYC supports Polygon / Kaia / Avalanche / Ethereum (standard mode only on Ethereum); USDC supports Base / Arbitrum / Optimism / Polygon / Ethereum / Avalanche / Arc. Choose in the QR builder; Circle CCTP V2 handles other source chains (for destinations other than Arc, Circle's transfer fee [up to 0.1% of the payment; up to 0.001 USDC for payments under 1 USDC] is deducted from what the shop receives rather than added for the sender, and no OpenPay fee applies; payments into Arc are forwarded by Circle; the sender pays Circle's forwarding fee on top and OpenPay collects nothing; paying out of Arc to other chains is not supported). Arc is standard-only: gas is paid in USDC, so no separate token is needed.
Recommend MetaMask or Rabby on desktop, and Myna Wallet / HashPort Wallet / MetaMask Mobile on phones. Multiple wallets are detected automatically.
History stays in browser LocalStorage, not on OpenPay servers. Export CSV or verify recorded transaction hashes on Etherscan / Polygonscan.
Yes. Beyond in-store QR payments, you can request development fees, production fees, or monthly maintenance fees. Send a payment link with the amount and funds settle directly to your wallet, with accounting CSV and e-receipts for your records.
You can set one with the discount on the register and payment QR. Whether you may do so depends on your merchant agreements, such as those for cards. See the guide for details.
No setup cost, no contract. Start today with just a wallet.
Open stack & transparency
Non-custodial by design, MIT-licensed. Every line of code is public on GitHub.
If you'd like to help keep OpenPay running, your support means a lot (also handy for a quick try).
OpenPay@openpay_jpSupport directly in JPYC or USDC