Research the business. Put your money in the right place.

Ten long-form company write-ups, published on the first of each month. What the business does, what ten years of numbers say, how the model scored it, and where the case could break. It's the same scoring work we run across 900+ companies, written up properly instead of left as a ranking. Every past edition stays readable, and each one comes with a narration and a report PDF that walk through the analysis.

No, and we're not registered to give any. Nothing here is a recommendation to buy, sell or hold anything. We don't know your income, your tax position, your time horizon or what else you own, and those are the things that decide whether a company belongs in your portfolio. We sell the analysis and the data underneath it. The decisions stay yours.

Every company in the universe runs through the same reading: how good the business is, whether it earns more than its capital costs, how far the price sits from what we think it is worth, and what the market and company insiders are doing about it. Each pillar opens up on the company's page into the sub-metrics behind it, ranked against the whole universe, with every value on the page. They combine into one 0-100 Returnolio score. The top names then get a human review, and ten survive into the edition. We publish what each pillar measures and how we test it. How they combine is our recipe, and it stays ours.

Core Economic Profit (CEP) is our own measure of economic profit. We built it because nothing off the shelf answered the question: after paying for every dollar of capital the business uses, at what that capital actually costs, is there anything left? Debt and equity are charged at the company's own rate, and R&D is treated as the investment it is instead of a cost that vanishes the year it is spent. Plenty of companies report healthy accounting profits while quietly destroying value. Core Economic Profit is built to catch exactly that.

Free is for looking around: all the macro and market data, one full stock analysis a month, and the Top 10 archive three months behind the newest edition, with our disclosed positions as of that edition. Core adds the current edition with its narration and report PDF, and our disclosed positions as they stand in it - $9/mo billed yearly, or $14 month-to-month. Analyst opens the working tools - the screener at 200 rows, compare, smart-money tracking, 30 deep analyses a month - $24/mo billed yearly, or $30 month-to-month. Pro removes every limit, adds unlimited AI usage and lists our position changes in each Top 10 notice - $39/mo billed yearly, or $45 month-to-month. Each tier includes everything below it. Those are net prices; VAT or sales tax for your country is added at checkout.

Card, PayPal, Apple Pay or Google Pay, billed monthly or yearly, yearly being the cheaper rate. Prices on this page are net of tax, so VAT or sales tax for your country is added at checkout: 27% in Hungary, 20% in the UK, 19% in Germany, and nothing at all in the US states that don't tax software. You see the exact total before you pay, never after. Past that there's no setup fee, no per-report charges, no upsells inside the app and no cut of your gains. Cancel in one click and your access runs to the end of the period.

The Free tier is for trying us out - take your time there, poke around the data, read a past Top 10 edition, and only pay once you've seen how we work. On top of that, new Core subscribers get a 7-day refund window on their first paid month, and annual plans are refunded pro-rated if you cancel within 30 days of the charge. Cancelling takes one click and your access runs to the end of the period.

A notice for each new edition comes with every plan, plus a daily or weekly email digest. The notice does not name any company. Analyst adds smart-money alerts on insiders and 13F filings for the companies you follow. House member filings are free to read in the Smart Money tracker. Pro removes the limits and lists our position changes in each Top 10 notice. Core, Analyst and Pro can read them on the Top 10 page when the edition is out, Free three months later. Either way they are disclosed with the monthly edition, after the fact, so nothing lands in your inbox as a live instruction.

We research the big ones and publish our take, and you can follow upcoming IPOs in the app to get alerted around listing. Fresh listings rarely make the Top 10 straight away though: the model wants real filing history before it trusts a name, and that discipline has saved us more than once.

Size is not what gets a company into the universe. It runs from the largest listed names down to small ones, and we judge them all the same way. The Moonshot Detector sits apart from that: it flags companies the main score passes over, and those come in every size, from small caps to some of the biggest companies on the market. It surfaces a handful each month, clearly marked as the high-risk corner of the platform.

A scored page for every company: the Returnolio score with its pillars, fair-value bands on the price chart, ten years of financials, geographic revenue, an AI summary with the bull and bear case. Around that: the screener, side-by-side compare, the macro dashboard with the analyst forecast world map, the smart-money feed, watchlists and the Top 10 hub with every past edition, its narration and its report PDF.

Yes. The app is built mobile-first - check your watchlist on the bus, read a thesis in bed. The heavier workflows like screening 900 stocks are nicer on a big screen, but nothing is desktop-only.

Light and dark themes, full keyboard navigation, screen-reader labels on the data, and a reduce-motion switch that calms every animation - independent of your OS setting. Accessibility issues get treated as bugs, not feature requests; if something blocks you, write to us and we fix it.

Start with the docs: the methodology and the research behind it all live there, in full. Each monthly Top 10 comes with a narration and a report PDF that walk through the ten companies one by one. And we post on YouTube, X, TikTok, Instagram, Threads and Pinterest - the links sit in the footer below.