What is your injury claim worth?
An honest low–mid–high range, with the method shown, not a single inflated number from a lead-gen mill.
Short answer WorthMyClaim gives you a free low to high range, not one number. It adds your medical bills and lost wages, multiplies the bills by a severity factor of 1.5 to 5, then subtracts your share of fault. No sign-up and no sales call.
Updated October 28, 2026
How this range is built
Start with your injury
Or by how it happened
Rear-ends, intersections, and multi-car collisions, with fault factored in.
Estimate my range On the jobWorkplace injuries, lost-time benefits, and impairment ratings.
Estimate my range Non-economicIsolate the multiplier portion of a claim on its own.
Estimate my range The methodRun the formula step by step, with the severity tier read from federal recovery data.
Estimate my range PremisesNotice, visitor status and the open and obvious defence, priced side by side.
Estimate my range AnimalStrict liability or the one bite rule, and what the bite level does to the range.
Estimate my rangeOr the dollar question you came with
Or start with your state
Your state's filing deadline and fault rule change what a claim is worth. See all states.
The multiplier method, shown in full.
No proprietary score, no hidden inputs. It is the same approach insurers and attorneys use to value general-damages claims, so you can check our math.
Read the full methodologyMedical bills (to date and expected) plus lost wages, your documented "specials."
Pain & suffering = medical bills × 1.5–5, depending on how serious and lasting the injury is.
Economic damages + pain & suffering gives a low-to-high settlement range.
If you were partly responsible, the range drops by that percentage (comparative negligence).
Questions people actually ask
Is this an exact value for my claim?
No, it's a realistic estimate based on the multiplier method. Real settlements depend on your specific injuries, the evidence, the insurer, and your state's laws. Treat the range as a starting point, not a promise.
How is pain & suffering calculated?
We multiply your medical bills by a factor of 1.5 to 5. Minor, fully-recovered injuries sit near the bottom; permanent or catastrophic ones near the top. We show a low-to-high band rather than one number, because that's how negotiation actually works.
Why does my share of fault matter?
Most states reduce your recovery by your percentage of fault. If you're found 20% responsible, a $50,000 claim becomes $40,000. The calculator applies this so the range you see is closer to what you'd actually take home.
Do I need a lawyer?
Not always, but for serious injuries, disputed fault, or a lowball offer, an attorney typically recovers more even after their fee. We're not a law firm; if you want, we can connect you with one in your state for a free consult.
Want a lawyer to look at it?
Most injury lawyers offer a free first consultation and work on contingency, which means they are usually paid a share of the settlement only if you recover money. Your state or local bar association runs a lawyer referral service that can match you with one.
Find your state's lawyer referral service in the American Bar Association directory. WorthMyClaim does not collect your details or pass them to anyone.
Want your bills and records in order before that first call? See the Claim Evidence Kit.
