Getting Forex Onchain

Limitless Fiat. Decentralized Future.

Decentralized blockchain technology for cross-border payments and traditional finance infrastructure

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Build the future

The missing link between Fiat and DeFi

Pendulum Mainnet

Fintech companies can level up efficiency with our interoperable blockchain infrastructure.

Polkadot Parachain

Pendulum parachain is live on Polkadot Mainnet.

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Access Pendulum

Wrecking financial borders.
Fostering an inclusive future.

Forex-optimized App ecosystem and runtime

1000x Performance with Substrate Runtime Module

On-chain fiat FX oracle for major global currencies

FX-native AMM optimized for efficient stablecoin swaps

Next-generation smart contracts using Wasm

Trustless cross-chain interoperability powered by Squid Router

Pendulum portal

All-In-One Solution

The Pendulum Portal is your destination for swapping, staking, bridging, and governance voting on Pendulum.

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Select network
Polkadot
Balance
$12,687.27
Pen pool
$10,332.22
Stellar pool
$1,022.99
Pendulum Overview
TVL
$3,2b
jan mar jul oct dec
Carla_42
C5zs..Tx29uy
Portfolio
Total Balance
$29,075.25
+$10,676 + 36.82%
1D 1W 1Y All
PEN
Pendulum
$0,125
48,405.92
$6050.74
+10.66%
KSM
Kusama
$127
12.1
$1553.8
-9.1%
Asset 1
XLM
Stellar
$144.905
95.0
$13,765
+8.8%
USDC
USD Coin
$0,1411
10000
$6918.0
+0.1%
AMP
AMP
$0,125
48,405.92
$6050.74
-1.3%
ETH
Etherum
$1
550
$550
+0.0%
DOT
Polkadot
$174.401
10,000
$17.24
+13.22
View more
Staking returns
12.35%
jan mar jul oct dec
Swap
USD Coin
300
Balance: 550 USDC
~$300.00
Tether EURt
285.08
Balance: 10,765.76 EURt
~$300.00
1 LINK = ~11.45984654 USDT
REVIEW SWAP
Buy $PEN
How much $PEN would you like to buy?
10 PEN
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50 PEN
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CUSTOM
1 PEN = ~ 0.12515675234 USD
REIVEW PURCHASE
Pendulum in action

Use Cases

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Cross-Border Transfers for Small & Medium Enterprises (SMEs)
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Example: a Brazilian marketing SME regularly purchases consulting services from the USA.
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Liquidity for exotic currencies

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Local on/off ramps

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Onchain Forex 24/7

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Polkadot’s inherent security features

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Cross-Border Transfers for Individuals
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Example: A resident of Tanzania, regularly sends money to her son, who is studying in Germany.
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Low fees

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On-chain Forex 24/7

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Fast (near-instant) transactions

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Localized on/off ramps

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Lending / Borrowing
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Fintechs offer users the possibility of yield returns in a range of fiat stablecoins.
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Advanced smart contracts
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Earn yield
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Non-custodial
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Microloans for Developing Countries
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Boosting growth by making DeFi loans accessible for individuals and businesses.
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Real yield investments
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Empower small businesses
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Economic growth and poverty reduction
Pendulum in action
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Cross-Border Transfers for Businesses

Use Case:

  • Brazilian Business holds BRL
  • On ramp BRL using PendulumPay
  • Forex swap BRZ stablecoin to USDT
  • Off ramp USDT using PendulumPay
  • US firm receives payment in USD
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Brazilian Real (BRL)

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BRL Stablecoin (BRZ)

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Forex Swap
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USD Stablecoin (USDT)

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US Dollar (USD)

Advantages:

  • Liquidity for exotic currencies
  • On-chain Forex 24/7
  • Local on/off ramps
  • Polkadot’s security features

Cross-Border Transfers for Individuals

Use Case:

  • Tanzanian resident holds TZS
  • On ramp TZS using PendulumPay
  • Forex swap TZS stablecoin to EURC
  • Off ramp EURC using PendulumPay
  • US firm receives payment in USD
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Tanzanian Shilling (TZS)

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TZS Stablecoin (TZS)

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Forex Swap
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EUR Stablecoin (EURC)

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Euro (EUR)

Advantages:

  • Low Fees
  • Fast (near-instant) transactions
  • On-chain Forex 24/7
  • Localized on/off ramps

Use Cases

Lending / Borrowing

Use Case:

Fintechs offer users the possibility of yield returns in a range of fiat stablecoins.

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    Advanced smart contracts
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    Earn yield
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    Non-custodial

Microloans for Developing Nations

Use Case:

Boosting growth by making DeFi loans accessible for individuals and businesses.

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    Real yield investments
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    Empower small businesses
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    Economic growth and poverty reduction

Trust-Minimized Stellar-Polkadot Bridge

To Spacewalk
Built by SatoshiPay

Meet our global team

Join our team
Alexander Wilke

Alexander Wilke

Co-Founder
Dr. Aaron Lindner

Dr. Aaron Lindner

Advisor
Daniel Masters

Daniel Masters

Advisor
Meinhard Benn

Meinhard Benn

Co-Founder
Florian Beba

Florian Beba

Chief Strategy Officer
Tansel Inanc

Tansel Inanc

CFO
Prayag Desale

Prayag Desale

Product Manager
Marcel Ebert

Marcel Ebert

CTO
Zoltan Veress

Zoltan Veress

DevOps Engineer
Kacper Szarkiewicz

Kacper Szarkiewicz

Frontend Developer
Gianfranco Tasteri

Gianfranco Tasteri

Blockchain/Substrate Engineer
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Backed by

Partners & Collaborators

Our growing footprint in the future of finance. Fusing tech builders and traditional finance. 

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Digital Assets

Stablecoin selections