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Get the account for home and away
Power your everyday finances worldwide with the account that moves with you. Set up and save on currency conversion fees effortlessly.
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Join millions of customers in Europe
14.8m customers globally
Wise is regulated by the National Bank of Belgium in the EEA
24/7 customer support
Live like a local from day one
Easy digital set-up, all from your phone or laptop.
Send and receive bank transfers in 40 currencies
Set up your account to receive money and make payments internationally. Fast and always free.
Spend with the planet's most international card
Load up and spend in the right currencies for you online, abroad or at home.
Manage your money in one smart app
Organise your subscriptions, move your savings, schedule payments and more with our secure, simple app
EUR1.72%
Get our leading interest rate
Send, spend and earn a return on the money you use every day. Capital at risk, growth not guaranteed.1
Made to save up to 85% on fees
Unlike other providers, a Wise account doesn't come with hidden fees or inflated exchange rates. See what you'd save for yourself.
- You could save up to 54.32 EUR
Security built-in
Safety checks on every transaction
24/7 fraud monitoring
Safeguarded funds
One smart app, 50 million downloads
- Interest is offered through Wise Assets Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.
Expats, students and locals all love Wise
“I live in Spain and receive money from a family member living in the United States and we use Wise for its reliability.”
Jose
“Highly recommended for expats and anyone else moving currencies around the world!"
Alexander
“Been using my Wise card for several years now for usage in Spain and the US, and couldn’t be happier with the great exchange rates and ease of use.”
Nigel
“I have recently transferred all my direct debits for my holiday home in Spain from my Spanish bank to my Wise euro account.”
Andrew
“I remember the huge commission banks took for overseas transfer of funds. Crazy. Well now I'm loving easy, economical, and quick transfers.”
Melanie