The authorization and control layer for AI agent payments
Authoryze lets your AI agents pay for things across modern payment rails, while you enforce spending limits, approvals, merchant rules, and a complete audit trail. Purchasing power for your agents, control for you.
Transactions
All purchase requests across your agents, most recent first.
| Merchant | Date | Purchase | Fee(1.5%, $0.50 min) | Total | Status | Card | Fee card | Promo | Justification | Decided by | Decision reason |
|---|---|---|---|---|---|---|---|---|---|---|---|
OpenAI API gpt-researcher | May 13, 2:32 PM | $42.10 USD | $0.63 | $42.73 | Approved | ****4127Active | ****8801 | — | Refill API credits for nightly research run | Auto | Under auto-approve threshold; within daily limit |
GitHub Marketplace code-agent | May 13, 11:08 AM | $19.00 USD | $0.50 | $19.50 | Approved | ****9034Active | ****8801 | — | Copilot seat for code-review subagent | Auto | Merchant on allowlist; under monthly cap |
Anthropic eval-runner | May 12, 10:14 PM | $248.00 USD | $3.72 | $251.72 | Approved | ****5512Active | ****8801 | LAUNCH25 | Top up Claude API balance for batch eval | Kevin Fee | Over auto-approve threshold; approved via email |
ScrapingBee web-scraper | May 13, 3:47 PM | $8.40 USD | $0.50 | $8.90 | Pending | — | — | — | Extra credits for competitor pricing crawl | — | — |
unknown-merchant.io data-buyer | May 12, 9:21 AM | $612.00 USD | — | $612.00 | Denied | — | — | — | Premium dataset license | Auto | Merchant not on allowlist; exceeds per-txn limit |
Showing 5 most recent requests
Control every dimension of agent spending.
Limits, approvals, merchant rules, and a full audit trail, all enforced server-side.
Spending limits
Set per-transaction, daily, weekly, and aggregate caps for each agent. Agents can spend, but never beyond what you allow.
Approvals
Small purchases auto-approve under thresholds you set. Larger ones come to you for review before any money moves.
Merchant rules
Allow each agent only the merchants you approve, or block specific merchants you don't. An agent buys where you permit and nowhere else.
Audit trail
Every payment is attributable, justified, and exportable: which agent bought what, when, why, and how it was approved. Complete visibility into every agent-initiated transaction.
Where agents spend.
Real purchases agents make once you hand them a card with rules attached.
Pay-as-it-runs API spend
Your agent tops up OpenAI, Anthropic, or any API it depends on, drawing a single-use card for each charge instead of holding your real one.
Campaigns that fund themselves
Your agent refills Google or Meta ad budgets as campaigns run, scoped to the amount you approved, never your actual card.
Subscriptions on the agent's tab
Your agent signs up for the data, scraping, or software tools it needs, each on a disposable card that dies after the charge.
Buys the drop, within limits
Your bot checks out a limited sneaker release the instant it goes live, auto-approved because it's under your threshold and the store is on your allowed list, no card shared, no standing access.
Your real card is never exposed.
When an agent is ready to pay, Authoryze issues a single-use virtual card scoped to that one approved purchase, over Mastercard or Visa. Your real card and funding details never reach the agent. Each card works once, for the approved amount, then it’s dead.
Your funding source stays hidden
The agent never touches your credit card, bank account, or Privacy.com key. Each approved purchase gets a single-use virtual card delivered through a time-limited view link, so a compromised agent leaks one disposable card and nothing else.
Works with the clients you use
Claude Desktop, Claude.ai, and ChatGPT connect over OAuth with no API key to manage. Claude Code, Codex, and custom agent frameworks authenticate by passing the per-agent API key as a bearer token in the MCP config. Same server, same tools, either way.
Give your agent a disposable card, not your real one.
Create an agent, set your spending rules, and ship a working integration in minutes. Your real card stays with you.
Issue your first virtual card