Last Updated on October 11, 2026 Announcement: Cybersecurity Awareness Month In recognition of Cybersecurity Awareness Month, an annual initiative dedicated to raising awareness about the importance of cybersecurity and helping individuals and organizations stay safer online, the Department of Savings and Mortgage Lending is highlighting cybersecurity resources made available by
Last Updated on October 11, 2026 Announcement: New Information Technology and Cybersecurity Examination Program The Department of Savings and Mortgage Lending (SML) has launched an Information Technology (IT) and Cybersecurity Examination Program to strengthen the protection of consumer information and enhance supervisory oversight of regulated entities’ management of IT and
On August 21, 2026, the Finance Commission of Texas approved the FY2027 budget for the Department of Savings and Mortgage Lending (SML). The budget established the license and registration fees for FY2027, including for the upcoming annual renewal period which begins November 1, 2026. The license and registration fees remain
Last Updated on August 27, 2026 The Texas Regulatory Efficiency Office (TREO) was created by the 89th Legislature to assist state agencies in achieving regulatory efficiency, including the rulemaking process. TREO is conducting a review of SML’s rules and recommending changes to promote efficiency. This notice includes two PowerPoint presentations
The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility: the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.
