Enjoy life without stressing about money
1:1 financial coaching to grow your savings, pay off debt, and finally break free from the paycheck to paycheck cycle. You deserve financial stability while still enjoying your life.
Spend Freely without Guilt
Know exactly what’s available to spend without mental math or second-guessing
Get Ahead of Payday
Build enough cushion so your life no longer revolves around when you get paid
Be Ready for the Unknown
Have money set aside for life’s curveballs so a random expense doesn’t derail you
Take Care of Future You
Give your future self a seat at the table while fully enjoying your life today
Make money one less thing to worry about
Does managing your money feel like a struggle? Maybe you’re making good money but always seem strapped for cash. Or despite best intentions, can never seem to get ahead. On paper, everything looks good. You’re smart and capable as hell. But in real life, you’re anxious, stretched thin, and drained from trying to figure it out on your own. Maybe you’ve tried budgeting before but it never stuck. Or never tried it at all because where would you even start?
Don’t worry. I got you.
You don’t need more discipline. You aren’t bad with money. A failure. A fraud. Or any of that other BS you’ve been telling yourself. You’re not alone. And you definitely don’t have to keep figuring it out on your own.
Imagine money feeling easy
No more wondering, “Did I pay the power bill?” (or getting hit with a late fee because you forgot – been there!). Or feeling guilty when you buy something you genuinely need – or deserve. Bills are paid automatically. Savings grow consistently. Debt steadily decreases. And you’re no longer waiting for the next payday, telling yourself, “I’ll do better next month.“
Reaching your financial goals shouldn’t require so much of you. Less time. Less energy. Less mental space. So you can stop worrying about money and spend more time actually enjoying your life.
You already have what it takes
You just need a trusted guide to help you feel calm, confident, and in control
Let Me Help You
Make It Make Cents
Let’s face it: you already have enough on your plate. A busy career, an active social life, family, kids, maybe even a side hustle or two. Managing your money shouldn’t feel like another job. It should make sense for your life.
That’s exactly what my Make It Make Cents program is for. Over six months of 1:1 coaching, we’ll go beyond just creating a budget. You’ll get personalized strategy, accountability, and support to consistently grow your savings, pay down debt, and actually enjoy your money in a way that works for your unique lifestyle. No guesswork. And absolutely no judgment. Just bring your goals. I’ll bring the strategy. And we’ll figure it out, together.
What I thought would be a simple Google search to find help me build a budget, ended up being a huge shift in my personal life. Now that I have created a clear system with Marisa, managing my finances has become a system that I will forever live by. I have more mental ease now when it comes to my money and have built better habits. It is a small investment for an overall much larger return as the benefits will show in your personal life.
– Jaleigha
How We Work Together
Step 1
Free Clarity Call
Start with a free 30 minute call to discuss your goals, answer questions, and see if Make It Make Cents is the best next step for you
Step 2
Make It Make Cents
$350/month or $180/biweekly
Work together for six months to grow your savings, pay down debt, and make managing your money feel easy
“I never thought I’d get to this place financially.”
– Make It Make Cents Client
Marisa Stephens, AFC® candidate
Your Financial Coach
Hey! I’m Marisa, and I know what it’s like to be the one responsible for the household finances, while also balancing a career, marriage, motherhood, and just having fun. The pressure. The guilt. The grind. The tug-of-war between wanting to enjoy life now and still build for the future.
I went from no one teaching me about money to becoming a first-generation millionaire by the age of 36, something I never imagined was possible for me. And I did it without putting my life on hold. Now, my lifestyle is both fulfilling and financially secure. And I’m on a mission to bring that same balance to you. No matter where you’re starting from, there’s more possible for you. Let me show how. Because I get it. And I got you.
I was afraid of financial coaching…but Marisa made this the smoothest, easiest and most peaceful process. She helped me tackle my spending, be honest with myself about my financial mindset, learn how to actually budget and start to save – all without judgment or condemnation. I would recommend everyone to her, even the ones who ‘think’ they got it together financially!
– Jenay
Financial stability is more than just a number
Coaching isn’t just about what’s in your bank account. It’s about the life you get to live when the money part is finally handled. Imagine in 6 months, you:
- Spend Unapologetically. No more shame when you make a values-aligned spending decision. No more guilt when you want convenience over hustle. Treating yourself is built-in and not saved for a special occasion.
- Have More Options. The option to travel. The option to rest. The option to confidently say “yes” to what brings you joy and “no” to what doesn’t.
- Show Up Fully Present. With financial stress gone, you’re more present in your home, more confident in your relationships, and more at peace with yourself.
Ready to enjoy your money simply, effortlessly, and unapologetically?
Financial coaching for busy millennials ready to spend on purpose, save with ease, and finally use their money to create a life filled with unapologetic joy.
Let’s Be Friends
