MONOBANK is a modern digital finance app designed to help you open an account, verify your identity, manage cards, track activity, and handle everyday money through one clear, mobile-first experience. Currently in staged launch — features and availability roll out by market and product phase.
Download App
First working version of the core account dashboard and card-controls surface — balance, recent activity, and the structure that later card features build on.
Phase
Phase 1 — March 2026
Target
March 2026
Surface
Mobile app · Home & cards
Area
Core product
Internal-only testing of the onboarding-to-account flow against integrated identity, ledger, and card providers, including security review of the production paths.
Phase
Phase 1 — March 2026
Target
March 2026
Surface
Internal — Core platform
Area
Quality & security
End-to-end onboarding flow — phone verification, document capture, and liveness checks — designed to bring a new customer from download to a verified account in just a few minutes.
Phase
Phase 1 — March 2026
Target
March 2026
Surface
Mobile app · Onboarding
Area
Onboarding & identity
In-app surfaces that show a customer their compliance and verification status, plus the legal and commercial readiness work needed before a closed beta.
Phase
Phase 2 — April 2026
Target
April 2026
Surface
Mobile app · Profile
Area
Compliance & legal
Open and manage from your phone, with guided onboarding.
View, freeze, and adjust card settings inside the app.
Send, receive, and review activity with clear confirmations.
1
One mobile app for everyday money — digital accounts, cards, payments, and transfers in a single, mobile-first interface designed for clarity and control.
3
Onboarding is designed to be completed in just a few minutes through guided steps and secure identity verification. Final timing depends on the checks required for your market and account type.
0
Designed around transparent pricing — the everyday plan is built without monthly account fees. Optional plans, network fees, and currency conversion costs are shown clearly before you confirm any action.
Leadership
The people responsible for MONOBANK's product, engineering, and operations — focused on building a reliable, well-designed digital finance app that customers can use with confidence.
Chief Marketing Officer
Polina leads MONOBANK's brand, marketing, and customer growth — shaping how the company shows up across campaigns, channels, and partnerships, and making sure the story stays clear and consistent at every customer touchpoint.
Owns brand positioning, go-to-market strategy, and lifecycle communications. Works closely with product, design, and operations to translate the app experience into acquisition, activation, and long-term customer engagement.
Chief Technology Officer
Radomir leads MONOBANK's engineering and platform organisation, focused on the systems behind digital accounts, payments processing, identity verification, and day-to-day reliability of the app.
Owns technical architecture, security posture, and the infrastructure behind core banking flows. Coordinates integrations with payment and verification providers and prepares the platform for staged market rollout.
Our partners
Selected providers and platforms relevant to the MONOBANK stack — spanning core infrastructure, payment networks, card issuing, identity, and programme processing. Current and evaluated providers may vary by market and launch phase.
10 selected providers
The underlying financial technology platform behind MONOBANK — accounts, payments orchestration, identity, and compliance plumbing.
Financial technology platform that provides MONOBANK with modular capability areas across accounts, payments orchestration, identity, and compliance. Confirmed core platform; specific scope is rolled out in phases.
Card network capabilities that allow MONOBANK accounts to make payments where supported through authorised issuing partners.
Evaluated and integrated network capability for card payments on the Visa network, where available. Card type and features depend on the issuing partner and the launch market.
Evaluated and integrated network capability for card payments on the Mastercard network, where available. Card availability and benefits depend on the issuing partner and the launch market.
Authorised partners that may issue cards or provide BIN sponsorship for MONOBANK programmes in supported jurisdictions.
Evaluated banking-as-a-service partner for card issuing and account services in supported European jurisdictions. Final issuing relationships are confirmed per market and launch phase.
Evaluated global payments platform for issuing and acquiring capabilities. Programme scope and availability depend on market readiness and the specific MONOBANK product line.
Evaluated as an authorised card issuing and BIN-sponsorship partner for selected European programmes. Final issuing relationships are confirmed per market and launch phase.
Capability providers across identity verification, document checks, and risk screening used during MONOBANK onboarding.
Evaluated and integrated identity verification platform — document checks, biometric liveness, and risk screening used to help confirm that a new account belongs to the person opening it.
Evaluated identity-verification platform considered for jurisdiction-specific KYC and onboarding flows. Deployment scope may vary by market.
Card and programme processing capabilities that sit between MONOBANK, issuing partners, and the underlying networks.
Evaluated card and programme processing platform considered for transaction processing, authorisations, and programme management in supported markets.
Evaluated cloud-native card processing platform considered for next-generation programme infrastructure as MONOBANK scales across markets.
MONOBANK is bootstrapped and execution-led. We are open to a small number of strategic investors — but only when they bring real operating value, not capital alone.
Common questions
Practical answers about MONOBANK — what the app does, how to open an account, how cards and security work, and what to expect from a staged launch. Still unsure? Email hello@monobank.com.
MONOBANK is a modern, mobile-first digital banking experience designed to help you open an account, verify your identity, manage cards, move money, and stay in control of everyday finances — all through one clear, secure interface.
MONOBANK is in a staged rollout. The MVP is planned to launch in June 2026, with a closed beta in May 2026 ahead of that. Availability depends on your market and partner readiness — join the waitlist to be notified when access opens in your region.
Download the MONOBANK app, complete the guided onboarding flow, and pass the identity verification step (phone, document, and liveness checks). It is designed to take just a few minutes — exact timing depends on the checks required for your market.
MONOBANK is built around industry-standard encryption, multi-factor sign-in, transparent verification states, and in-app card controls — so you can freeze your card, set limits, and react to unusual activity instantly from your phone.
No. MONOBANK is designed around transparent pricing — no monthly account fees on the everyday plan, and any costs that do apply (currency conversion, premium plan benefits) are shown clearly before you confirm.
Start with a free everyday account or compare premium options for expanded limits and additional features. Plan availability and final terms depend on market and launch phase.
Business or team enquiry?
Business capabilities are planned for a later phase. Contact us at hello@monobank.com
Designed for individual customers. Sign up from your phone, complete guided identity verification, and get a digital account and virtual card you can manage in-app, where supported in your market.
Premium plans are designed to add expanded limits, enhanced support, and additional features where available. Final plan details, fees, and benefits are confirmed at sign-up and may vary by launch phase.
