Payments infrastructure · home services

Protected payments,
from quote to done.

The escrow and milestone-payment layer powering the Handyman.com and HomeManager.com network. Homeowners pay with confidence, pros get paid on approval, and you own the trust.

Funds protectedReleased on approvalRefunds supportedCapped platform fee
OceanTimes kitchen completion
PG-OCEANTIMES · 5 milestones
Protected
$5,850
1
Start / mobilization
$1,500
Released
2
Cabinets & island
$1,500
Released
3
Plumbing / electrical
$1,500
Held
4
Finish / punch list
$1,000
Pending
5
Final 48-hour holdback
$350
Pending
Funds captured and held in Stripe until the homeowner approves each milestone.
One payment layer for the network

Powering payments across Handyman & HomeManager.

Handyman.com
Handyman.com

Contractor marketplace and pro network.

HomeManager.com
HomeManager.com

The homeowner's home dashboard.

How protected payments work

Clear money, every step of the job.

Everyone sees exactly what happens next — the single biggest driver of trust, and of conversion.

01

Homeowner funds a milestone

They pay on a secure Stripe-hosted page. No account, no app to install.

02

Funds are held & protected

The money is captured and held in the platform balance — shown as “protected” to both sides.

03

Work is approved

The homeowner approves the milestone once the job is done to spec.

04

The pro gets paid

We release the amount owed, minus a capped platform fee, and mark it paid.

Milestone 3 of 5
Plumbing / electrical
$1,500
FundHoldApprovePay
Funds are captured and held in Stripe until the homeowner approves each milestone.
The platform

Everything you need to move money safely.

Milestone escrow

Funds are captured and held until the homeowner approves — then released to the pro, minus a capped fee.

Generic payment links

One API call mints a hosted Stripe Checkout link — escrow-held or simple pay-now — for any marketplace.

Capture-only, no custody risk

Money never sits on rails we operate. Stripe captures and holds; pros are settled off-platform on approval.

Legal-gated by default

A hard switch blocks all live fund movement until counsel signs off. Ship the plumbing safely first.

Multi-marketplace adapter

Powers Handyman.com and HomeManager.com today through a single source-of-record adapter — ready for the rest of the network next.

Webhooks and idempotency

Signature-verified Stripe webhooks with dedup, a full payout event log, and dispute tracking built in.

For developers

One call to a protected payment.

Issue an API key from the admin, then mint a hosted checkout link — escrow-held or pay-now — and redirect your customer to it. Money-moving endpoints stay locked behind a legal-review switch until you flip it on.

# Mint an escrow-held checkout link
curl -X POST https://www.serviceescrow.com/api/payments/links \
  -H "Authorization: Bearer $SE_LIVE_KEY" \
  -d '{
    "mode": "escrow",
    "externalMilestoneId": "M-1",
    "returnUrl": "https://handyman.com/paid",
    "cancelUrl": "https://handyman.com/cancel"
  }'

# → { "ok": true, "mode": "escrow",
#     "url": "https://checkout.stripe.com/…",
#     "reference": "cs_live_…" }
Trust & safety

Built to be trusted with money.

Verified pros

Payouts go only to pros verified on the marketplace of record — license, insurance, and identity checked upstream.

Signature-verified

Every Stripe webhook is signature-checked and idempotent. A full event log means every dollar is auditable.

Fair disputes

A clear, neutral hold-and-review process when things go sideways — refund the homeowner or release to the pro.

Secured & powered by

Enterprise payment and cloud infrastructure.

Card payments are processed and PCI-validated by Stripe and PayDirect. The platform runs on AWS and Vercel, encrypted in transit end to end.

Stripe — PCI-validated payments
PayDirect — payment processing
Amazon Web Services
Vercel
PCI-validatedTLS encryptedSignature-verified webhooks
Developer early access

Be first on the ServiceEscrow API.

We're opening protected milestone payments to marketplaces beyond the Handyman & HomeManager network. Join the waitlist and we'll email you a workspace and keys when your slot opens.

Workspace-scoped keysSigned webhooksCapped fees

Give every home project a safe way to pay.

Plug protected milestone payments into your marketplace in an afternoon.