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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Clear, professional, timely. Greatest experience!

Haley R.

Image Verified Customer
5.0

Rayma did a fantastic job of communicating with us through the entire proces. She was very kind and supportive which made the process easy. Thank you to Rayma for her diligent work 😊.

Michael T.

Image Verified Customer
5.0

We had no idea where to start when it came to purchasing a home. Through our realtor, we were connected with Alisa. I can say with confidence that had we not met Alisa, we would not have been able to purchase a home. Alisa was kind, patient, attentive, and communicated amazingly. Having no context, Alisa had to explain everything. At no point did I feel judged, and Alisa would always ensure I understood everything that was happening. We used all sorts of different programs to get into the home, and Alisa ensured all of it was done properly. We are now proud homeowners and it would have never been possible without Alisa. I will be recommending her to all of my friends and family that are in need of a lender. Thank you Alisa, we appreciate you!!!

Patrick C.

Image Verified Customer
5.0

Explain step by step on procedure on buying the house

Toribio J.

Image Verified Customer
5.0

I had the absolute best experience with AMSW Lending. They made a very stressful situation extremely easy every step of the way. I would highly recommend AMSW

Daniel W.

Image Verified Customer
5.0

From start to finish, she made sure I understood every step of the process, which gave me a lot of confidence and peace of mind. She was incredibly responsive and answered all of my questions right away, never leaving me unsure or waiting for clarification. Her communication was clear, professional, and consistent throughout. It is rare to come across someone so attentive and thorough, and it truly made the entire experience smooth and stress-free. I would absolutely recommend her to anyone looking for outstanding support.

Evan S.

Image Verified Customer
5.0

Siempre estuvo disponible y muy transparente a la hora de aclararnos cualquier ,un trato y amabilidad excelente 👌.

Reinel G.

Image Verified Customer
5.0

What made my experience GREAT was how clearly every step of the loan process Was displaye. Also, the team was always responsive, patient, and proactive, which made everything feel smooth and stress‑free.

Janiel K.

Image Verified Customer
5.0

Phil is absolutely wonderful! I initially reached out to him while he was out of town on vacation and he still took the time to help me with a short turn around time for my closing. His guidance and assistance throughout the process was very helpful.

Amanda K.

Image Verified Customer
5.0

Yall worked really hard for Tiras Roberrs

Tiras R.

Image Verified Customer
5.0

Great communication. Patrick made the process smooth and simple.

Edward A.

Image Verified Customer
5.0

Brian and his team were very knowledgeable and friendly just made it a great experience thanks again!!

Mike L.

Image Verified Customer
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