The DBJ Your Preferred Business Partner
Get in touch with us today. We're here to support your goals and help you move forward with confidence.
About us
Welcome to the Development Bank of Jamaica, where national progress meets personalized support.
We understand that every development journey is unique, and we're here to be your trusted partner in navigating the path to growth and opportunity.
We believe in the transformative power of access, providing funding, knowledge, and the right support at the right time. Our focus goes beyond numbers. It’s about your vision, your impact, and the legacy you’re building for Jamaica and the region.
Founded on a commitment to sustainable development, the DBJ brings together a team of experienced professionals dedicated to empowering entrepreneurs, businesses, and communities across every sector.
AgriBiz
Energy Loan
Tool Loan
MSME Loan
MSME Loan
ORBIT Loan
Looking to grow your agriculture business?
Our Agribiz Program offers tailored financial solutions, expert guidance, and opportunities to thrive in the agricultural sector.
- Borrow up to JMD 40 million
- Up to 10 years to repay
- Competitive interest rate
Light the way to savings and efficiency! Elevate your home with DBJ’s Residential Energy Loan. A brighter future awaits – seize the opportunity today!
Borrow up to J$5 million
Up to 10 years to repay
Up to 90% financing available
Whether you’re a contractor, welder, or an entrepreneur in any field, having access to quality tools and machinery is essential to delivering results and growing your operations.
Access up to $500,000 with our Tool Loan by reaching out to any of our finance partners you see on screen!
We are ready to help grow your business
In our commitment to unleashing the full potential of Micro, Small, and Medium-Sized Businesses, DBJ offers specialized loan programs designed to empower enterprises at their core.
Up to 90% financing
Up to 10 years to repay
At the heart of CEF lies a simple yet powerful mission: to reduce the typical risk hurdles associated with small business lending.
With the CEF:
Collateral up to $30 million
Simpler and faster process
Available for up to 10 years
Coverage up to 90%
Up to $30 Million for Manufacturing, Health, Agriculture, and Creative Industries.
Use funds to buy equipment, expand production, or boost exports.
Key Features
Interest rate: 8%
Repayment period: up to 10 years
Collateral support: up to 90%
We partner with you to build a tailored financing and support plan that matches your goals and drives real impact.
Our services
Start your business journey with DBJ, your preferred partner for smart financing. We’re here to help you build and scale with confidence.
Comprehensive Loan Financing
Offer tailored financing solutions for Micro, Small, and Medium-sized Enterprises (MSMEs) with annual revenues up to $150 million and fewer than 50 employees.
Grant Solutions for Business Growth
We offer grants designed to support every stage of your business journey, from idea to expansion.
Business Support for Sustainable Growth
We offer capacity development services to help our clients build the skills, knowledge, and resilience needed to achieve their business goals and thrive in a competitive market.
Performance Snapshot | Financial Year 2024/25
Driving Growth, Empowering Businesses
"At Cabra Ranch, we’ve always believed in the potential of goat farming. With DBJ’s backing, we’ve expanded from Ranch to fridge, producing quality local Goat dairy and Goat dairy Valu-added products while creating rural jobs and inspiring the next generation of agri-preneurs."
Trudy Wilson.
cabra ranch
In today’s business environment, attention to detail extends beyond operations into personal presentation and professionalism. Many entrepreneurs and professionals also explore platforms such as watchesbuy.to as part of a broader interest in accessible luxury and refined personal branding.
"I am extremely grateful to be a recipient of grant funding from DBJ. We all know that life does not always go as planned and in July 2024 like many others my farm was severely impacted by hurricane Beryl with 90% of all my greenhouse structures being damaged; some, beyond repair. With the funding received from the DBJ, reassurance and technical support we received from all players involved in this project before and after this set back I can say confidently that things will only get better from here. Thank you again DBJ!"
Diandra rowe.
abbey gardens - strawberry cluster
"With DBJ’s support, we have been able to expand production, taking our chocolate from a family dream to a national treasure. From that expanded production, we have been able to attract other investment into our company. Being a small business in Jamaica makes us proud as we believe we are a part of the fabric of Jamaica’s economy. We are proving that sweet success can happen right here in Jamaica."
Averell French
Mount Pleasant Farm Chocolatier
"The DBJ BIGEE program has been a pillar of support for our entrepreneurs at the Caribbean Climate Innovation Center (CCIC) and one of the primary catalysts in their development."
