Life Insurance

The most overlooked asset class.

infineo provides the technology infrastructure for life insurance securitization, digital collateral, and institutional financial products.

We build sound financial products.

infineo is a technology and financial infrastructure company unlocking value for life insurance policyholders, reinsurers, and global investors.

$1B+
Policies placed
$525M
Assets under management
100+
Credit unions served
28
States
22
Carrier relationships
480
Diversified policy pool
$340M
CSV minted on-chain

What We Do

Three capabilities, one platform.

Origination and servicing

infineo manages the complete life insurance policy lifecycle across 22 carriers — onboarding and collateral assignment, ongoing servicing, carrier relationships, and compliance. One operational backbone.

Securitization via LifeNotes™

LifeNotes by infineo transforms credit union life insurance portfolios into structured certificates with improved yields, fixed durations, and institutional-grade diversification. $525M AUM and growing.

Tokenization via LifeCoin

LifeCoin is a digital token minted 1:1 against verified Cash Surrender Value. Policy-backed, on-chain, and designed to unlock liquidity from dormant CSV.

Our Products

One asset class. Two on-ramps.

infineo's two products — LifeNotes and LifeCoin — provide complementary on-ramps to the same asset class: LifeNotes securitizes life insurance for institutional investors, LifeCoin tokenizes it for individuals and policyholders.

LifeNotes

LifeNotes transforms credit union life insurance portfolios into a strategic asset — creating sustainable income while protecting what matters most to members. Structured certificates with fixed durations, improved yields, and institutional-grade diversification.

Explore
LifeCoin

LifeCoin is blue chip digital collateral giving policyholders a way to earn yield or access liquidity — without surrendering their policy or taking on loan debt.

Explore

Why infineo

The infrastructure needed to build.

infineo is building the technology layer that makes a $4 trillion asset class — currently running on paper, fax machines, and 30-year timelines — programmable, tradable, and useful.

We have carrier relationships, policy data infrastructure, the tokenization engine, and regulatory groundwork. We've spent years building what can't be replicated overnight — and we're just getting started.

This isn't about disrupting life insurance. It's about giving institutions and policyholders tools that match how the modern financial system actually works.

Leadership

Built by operators, not speculators.

infineo is led by a team with deep experience across insurance, fintech, blockchain, and credit union services. We've managed billions in assets, built regulated financial products, and served mission-driven institutions for decades.

Meet the team →

Ready to talk?

Whether you're a credit union exploring LifeNotes, a policyholder interested in LifeCoin, or an institution looking to partner — we'd like to hear from you.