Life Insurance
The most overlooked asset class.
infineo provides the technology infrastructure for life insurance securitization, digital collateral, and institutional financial products.
We build sound financial products.
infineo is a technology and financial infrastructure company unlocking value for life insurance policyholders, reinsurers, and global investors.
What We Do
Three capabilities, one platform.
Origination and servicing
infineo manages the complete life insurance policy lifecycle across 22 carriers — onboarding and collateral assignment, ongoing servicing, carrier relationships, and compliance. One operational backbone.
Securitization via LifeNotes™
LifeNotes by infineo transforms credit union life insurance portfolios into structured certificates with improved yields, fixed durations, and institutional-grade diversification. $525M AUM and growing.
Tokenization via LifeCoin
LifeCoin is a digital token minted 1:1 against verified Cash Surrender Value. Policy-backed, on-chain, and designed to unlock liquidity from dormant CSV.
Our Products
One asset class. Two on-ramps.
infineo's two products — LifeNotes and LifeCoin — provide complementary on-ramps to the same asset class: LifeNotes securitizes life insurance for institutional investors, LifeCoin tokenizes it for individuals and policyholders.
Why infineo
The infrastructure needed to build.
infineo is building the technology layer that makes a $4 trillion asset class — currently running on paper, fax machines, and 30-year timelines — programmable, tradable, and useful.
We have carrier relationships, policy data infrastructure, the tokenization engine, and regulatory groundwork. We've spent years building what can't be replicated overnight — and we're just getting started.
This isn't about disrupting life insurance. It's about giving institutions and policyholders tools that match how the modern financial system actually works.
Leadership
Built by operators, not speculators.
infineo is led by a team with deep experience across insurance, fintech, blockchain, and credit union services. We've managed billions in assets, built regulated financial products, and served mission-driven institutions for decades.
Meet the team →Ready to talk?
Whether you're a credit union exploring LifeNotes, a policyholder interested in LifeCoin, or an institution looking to partner — we'd like to hear from you.



