To place the interest of my clients and policyholders above my own; and ensure that any advice I tender them will be without bias or regard for my own personal advantage.

To respect the confidence of any clients and prospects and carefully guard any information which becomes known to me concerning their personal affairs.

To respect from making statements of a misleading or derogatory nature which might cause the public to lose confidence in any Life Insurance company, its policies, financial products or its agents and under no circumstance to rebate or offer to rebate any part of a premiums.