Stable Investor (@StableInvestor) / X

Stable Investor

25.7K posts

Stable Investor

@StableInvestor

Dev Ashish, Founder (StableInvestor) | SEBI-Reg. Investment Advisor | Helping people achieve Financial Goals & Invest better | Services - bit.ly/3qj6NIU

India

Joined October 2012

Pinned
Stable Investor
@StableInvestor
Aug 2, 2022
I am a SEBI Registered Fee-Only Investment Advisor (RIA). Details of the advisory services below: Financial Planning: bit.ly/StableFinancia… HNI Portfolio Advisory: bit.ly/StableHNIAdvis… Use the forms in these pages to contact for advisory/planning services
Financial Planning Services - Stable Investor
From stableinvestor.com
Stable Investor
@StableInvestor
Nov 19, 2022
If you have a Rs 50 lakh home loan 🏡 or plan to take one soon, here is a long thread on how to manage it well. It discusses various options you can use to become loan-free quickly. Here is the thread🧵& it highlights all possible home loan prepayment scenarios 👇👇 (1/n)
Stable Investor
@StableInvestor
Jun 26, 2023
Why Home Loan Principal gets paid off slowly in the initial years? Here is the amortization table for a Rs 50 lakh home loan @ 8% for 25 years
1.2M
Stable Investor
@StableInvestor
Feb 17, 2024
When you take a 25-year home loan, and pay the monthly EMIs regularly, a very small percentage of your loan principal gets repaid during the initial years. In 1 year - 1.3% Loan is Paid In 2 years - 2.7% Loan is Paid In 3 years - 4.3% Loan is Paid In 4 years - 5.9% Loan is Paid
791K
Stable Investor
@StableInvestor
Dec 18, 2022
SIP (Trick) of 1% of the Home Loan amount. Many call it the SIP trick to compensate for home loan interest. What exactly is it? Here is the thread🧵that tries to explain this simple idea 👇👇 (1/n)
725K
Stable Investor
@StableInvestor
Feb 17, 2023
If you invest just Rs 50,000 per year in NPS, then how much NPS Corpus will you accumulate. And how much pension will you get? A thread🧵that shows all calculations for Rs 50,000 yearly NPS investment starting from 25, 30, 35 and 40 to the age of 670 at retirement 👇👇 (1/n)
553K
Stable Investor
@StableInvestor
Nov 16, 2022
15-year lock-in PPF - Okay 20-year lock-in in LIC policies - Okay 3-year lock-in in Equity ELSS - That's too long! People 🤦‍♂️
Stable Investor
@StableInvestor
Dec 3, 2022
How much do you need to invest every month (in SIP) to reach - Rs 1 Crore in 10 / 15 years - Rs 2 Crore in 10 / 15 / 20 years - Rs 5 Crore in 15 / 20 / 25 years A thread🧵and a simple ready-reckoner to give you all the exact answers. (1/n)
Stable Investor
@StableInvestor
Aug 11, 2024
Hey @dominos_india …your staff denied taking order unless I gave my contact number. This happened with us in an outlet in Lucknow. The staff said it is Dominos policy. Is this correct? Why do I have to give my contact number when I place an order?
240K
Stable Investor
@StableInvestor
Jun 26, 2024
Lucky Kids. Got Saved. 😆😆
132K
Stable Investor
@StableInvestor
Dec 9, 2022
If you take a home loan, you will realize that loan principal gets paid off slowly during initial years. This is exactly why it is better to make prepayments earlier in tenure than later. A thread🧵on why principal gets repaid slowly initially & how to prepay smartly👇 (1/n)
Stable Investor
@StableInvestor
Nov 17, 2021
Stable Investor
@StableInvestor
Jun 30, 2023
If you invest Rs 1.5 lakh per year in PPF for 15 years, then the interest earned from the 11th year onwards will be more than your yearly Rs 1.5 lakh contribution (assumed 7.1% fixed).
328K
Stable Investor
@StableInvestor
May 16, 2023
How much do you pay the government for owning a car? Source - timesofindia.indiatimes.com/blogs/toi-edit…
230K