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The Money Cruncher, CPA
28.3K posts
The Money Cruncher, CPA
@money_cruncher
A licensed CPA talking about personal finance.
I write TheCrunch.co for 18,000 readers
Not a financial/tax advice
- I reviewed Kamala Harris’s tax returns from 2004 to 2023. 929 pages. Here is all you need to know:
- The IRS announced many changes for tax year 2025. Here's everything that's changing (and how it impacts your paycheck):
- The IRS hasn't updated some items for inflation in years: - $3k capital loss limit (1978). It'd be $15,248 now. - $3k dependent care credit (1976). It'd be $17,140 now. - $25k/$32k social security income tax brackets (1984). They'd be $77k/$99k now.
- Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes. I read through his 132 page proposal so you don't have to. Here's everything you must know:
- Replying to @money_cruncherI spent hours going through it, so I would appreciate if you can: 1. Give me @money_cruncher a follow 2. Retweet the first tweet.
- Biden pledged not to raise taxes on any household with an annual income under $400,000. I went through his 256 page tax proposal to analyze whether that's true. Here are the details:
- BREAKING: Vanguard just released 2 ETFs that can replace your high yield savings account. Here's everything you need to know about it:
- Dave Ramsey was asked “if you could borrow $1 billion at 0% interest for 10 years, would you do it” He responded: “no” That’s ~$40 million of interest/yr with ~4% T-bills. Backed by Treasury, state tax free. Wild take.
- You could make $150,000/year and pay $0 in taxes. This is because the tax code is built for investors, not W-2 employees. Let me explain how it works (and how you could live tax-free):
- Kamala Harris said "Donald Trump gave tax cuts only to the ultra wealthy" I analyzed actual IRS data from 153.8 million tax returns filed to understand whether that's true. Here's what you need to know:
- If you have an LLC or Corporation, you need to register it with the Financial Crimes Enforcement Network before the end of the year. Penalties for not filing are $500 PER DAY. Here is everything you need to know:
- I reviewed Kamala Harris's tax policy. It's not looking good. Here is everything you need to know:
- IRS hasn't updated some items for inflation for many years: - $3k capital loss limitation (1978). It would be $14,857 now. - $3k dependent care credit (1976). It would be $16,671 now. - $10K SALT deduction (2018). It would be $12,483 now. Dozens more examples of this.
