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Hann Liew, CFP, CFA
@ooihann
Fintech Entrepreneur & Fund Manager in KL ๐Ÿ‡ฒ๐Ÿ‡พ (Founder & CEO @HalogenCapital). Ex-@RinggitPlus. Also a stats nerd trying to make finance easy for Malaysians.
Kuala Lumpur
halogen.my
Joined July 2009
515
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  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Dec 27, 2022
    It's almost the end of December 2022. Every Malaysian ๐Ÿ‡ฒ๐Ÿ‡พ earning >RM4,000 / month can potentially make RM100s if not RM1,000s in the next few days, before 31 December 2022. Maximise your tax reliefs in YA 2022 (spend by 31 Dec 2022, submit Mar-Apr 2023). A thread ๐Ÿงต how: 1/n
    796K
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Aug 8, 2022
    It's 2022 in Malaysia, and we have a massive retirement time bomb ๐Ÿ’ฃcoming. The big number today was ~ RM145bn withdrawn from KWSP in the past 2 years, but we need to dig deeper to find out how bad this actually is. A thread on the ๐Ÿ‡ฒ๐Ÿ‡พ retirement crisis by a finance nerd ๐Ÿงต 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Oct 7, 2022
    Malaysia's ๐Ÿ‡ฒ๐Ÿ‡พBudget 2023 was tabled in Parliament by our Finance Minister @tzafrul_aziz on 7 Oct. Was it actually 'good'? How can the average rakyat figure out what it means for them? I read through 100s of pages, will summarise it here so you don't have to ๐Ÿงต : 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Sep 8, 2022
    Malaysia's ๐Ÿ‡ฒ๐Ÿ‡พ July Inflation: 4.4%๐Ÿ”ฅ. Prices getting higher & squeezing our budgets... So why did BNM just increase OPR +25bps to 2.50%, increasing our loan installments? Surely this makes things worse? Sudah jatuh, ditimpa tangga? To understand, let's look deeper... ๐Ÿงต 1/n
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    Hann Liew, CFP, CFA
    @ooihann
    Aug 15, 2023
    EPF ๐Ÿ‡ฒ๐Ÿ‡พreleased their 1H 2023 report today! Headline numbers: - a 40% increase in investment income from RM23.75bn to RM33.19bn. ๐Ÿš€ ๐Ÿš€ - RM1.082 Trn record high assets - 38.7% overseas investments, 61.3% domestic What does this mean for our KWSP 2023 Dividend? ๐Ÿงต 1/n
    573K
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Sep 23, 2022
    Inflation in Malaysia ๐Ÿ‡ฒ๐Ÿ‡พ for August 2022 just got released, ๐Ÿ”บ4.7% YoY ๐Ÿ”ฅ๐Ÿ”ฅ This is the highest in 16 months, and starting to creep up to levels not seen since the energy and commodity crisis in 2008 โ€ผ๏ธ A quick little thread from a finance nerd ๐Ÿงต 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Oct 14, 2022
    Hello darkness my old friend. USDMYR = 4.70 ๐Ÿ˜จ ๐Ÿ‡ฒ๐Ÿ‡พ
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  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Jul 27, 2022
    Is inflation in Malaysia only 3.4% YoY? Actually, Malaysia's 'true' inflation rate as of June 2022 is๐Ÿ”บ10.9% YoY ๐Ÿคฏ. Here's a little thread explaining why ๐Ÿงต 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Sep 23, 2022
    Who wants to be a millionaire? ๐Ÿ’ฐ Apparently we all need RM1m to retire comfortably in 20 - 30 years time. Wait, I thought EPF's Basic Savings = RM240,000? Either way, it's a lot... But there's actually a secret formula that you can use for a comfortable retirement ๐Ÿงต 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Dec 22, 2023
    It's almost the end of December 2023 ๐ŸŽ… Every Malaysian ๐Ÿ‡ฒ๐Ÿ‡พ earning >RM4,000 / month can potentially make RM100s if not RM1,000s in the next few days, before 31 December 2023. Maximise your tax reliefs in YA 2023 (spend by 31 Dec 2023, submit Mar-Apr 2024). A thread ๐Ÿงต: 1/n
    162K
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Nov 20, 2023
    EPF ๐Ÿ‡ฒ๐Ÿ‡พ released their 3Q 2023 report on Friday! Headline numbers: - a 33% increase in 9M investment income YoY from RM33.04bn to RM47.86bn ๐Ÿš€ - RM1.092 Trn record AUM - 37.7% overseas investments, 62.3% domestic What does this mean for our KWSP 2023 Dividend? ๐Ÿงต 1/n
    228K
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Jul 14, 2021
    This is actually quite catastrophic. To give everyone a sense of the scale: - 50% of working Malaysians earned less than RM2,062 a month in 2020. - the income drop from 2019 to 2020 has set incomes back ~10 years if you take into account inflation rates.
    user avatar
    DOSM
    @StatsMalaysia
    Jul 14, 2021
    Mean monthly salaries & wages fell 9.0% in 2020, the first time decline since the series began in 2010. #StatsMalaysia #MyCensus2020 #MenghitungMalaysia #DataAndaMasaDepanKita #PastikanAndaDibanci #ARC2021
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  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Aug 29, 2022
    Malaysia's ๐Ÿ‡ฒ๐Ÿ‡พ inflation rate was announced today -> up ๐Ÿ”บ4.4% YoY in July 2022! ๐Ÿ”ฅ๐Ÿ”ฅ๐Ÿ”ฅ This is from an already high +3.4% YoY in June 2022. How does our govt actually calculate inflation, and why does it always 'feel' higher than reported? We need to dig to find out ๐Ÿงต : 1/n
  • user avatar
    Hann Liew, CFP, CFA
    @ooihann
    Jul 23, 2022
    Malaysia's inflation in June 2022 was๐Ÿ”บ3.4% YoY (highest in >1 year). But to fully understand what's happening, you need to look further under the hood. A thread ๐Ÿงต 1/n