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Paul Gu
207 posts
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Paul Gu
@paulxgu
CEO & co-founder @Upstart, dad of 3, Thiel Fellow x Yale dropout, grateful 🇺🇸. Number cruncher w/ paleo priors.
Joined October 2011
393
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4,187
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  • user avatar
    Paul Gu
    @paulxgu
    Nov 13, 2025
    I'm betting the company with the best models will win in credit, especially if they trust them to run. Time will tell.
    15K
  • user avatar
    Paul Gu
    @paulxgu
    Jun 25, 2021
    Replying to @Austen
    I was in the first class and admit I wasn’t sure at first it would be. But now think the answer is clearly yes.
  • user avatar
    Paul Gu
    @paulxgu
    Oct 14, 2021
    .@Upstart we are thrilled to be supporting @talamobile in expanding credit access to the most underserved billion+ people in the world.
    techcrunch.com
    Tala grabs $145M to offer more financial services in emerging markets | TechCrunch
    Tala, an emerging markets digital lender that offers loans between $10 to $500 to consumers and small business owners, has raised $145 million in Series E
  • user avatar
    Paul Gu
    @paulxgu
    Dec 16, 2020
    Much much left to do, but grateful to my co-founders @davegirouard, Anna and the whole @Upstart team for the past 8.5 years!
    user avatar
    Upstart
    @Upstart
    Dec 16, 2020
    Today we are excited and proud to share that Upstart is now a public company! With this major milestone, we continue Upstart's mission to enable effortless credit based on true risk. #NasdaqListed #UpstartIPO #TeamUpstart
    Image
  • user avatar
    Paul Gu
    @paulxgu
    Jun 29, 2021
    Why can’t you live where you want, work with the very best, AND spend high quality time bonding and collaborating with your team? Join us!
    user avatar
    Dave Girouard
    @davegirouard
    Jun 28, 2021
    Three months ago, we announced @upstart would be a hybrid company. Today, we're announcing Upstart is "digital first", where most employees can live and work anywhere in the US. Here's why we changed our minds and what "digital first" means to us: upstart.com/blog/upstart-p…
  • user avatar
    Paul Gu
    @paulxgu
    Jul 24, 2025
    No better way to make the risks and rewards of AI adoption real than underwriting it with insurance. Congrats @RuneKvist
    user avatar
    Rune Kvist
    Artificial Intelligence Underwriting Company
    @RuneKvist
    Jul 23, 2025
    Replying to @RuneKvist
    We raised a $15M seed round in June for the Artificial Intelligence Underwriting Company, led by @natfriedman via NFDG, along with @emergencecap, @terraincap We certify and insure AI agents. Agent unicorns like @ada_cx, @cognition_labs work with us to earn customer confidence
    5.8K
  • user avatar
    Paul Gu
    @paulxgu
    May 10, 2024
    One of the biggest money savers ever invented. Arbitrage for main street.
    user avatar
    Raunaq Singh
    @raunaqsingh
    May 9, 2024
    1/ We started Roam to help homebuyers wind back the clock on rates and purchase a home with a 2% mortgage included. 8 months later — rates are still north of 7.5% and housing is still out of reach for 75 million Americans. Here’s our biggest update yet 🧵
    Image
    7.9K
  • user avatar
    Paul Gu
    @paulxgu
    Mar 5, 2019
    I originally wrote this intro to lending as onboarding material for my team @Upstart. Now available on our blog for any industry nerds out there!
    Image
    Home
    From careers.upstart.com
  • user avatar
    Paul Gu
    @paulxgu
    Aug 19, 2017
    .@v_maini is one of the most comprehensive thinkers I know & amazing writer/teacher. He put a lot into writing this.
    Image
    A Beginner’s Guide to AI/ML 🤖👶
    From medium.com
  • user avatar
    Paul Gu
    @paulxgu
    Nov 9, 2021
    Replying to @DanielSLoeb1 @Ayaan and 5 others
    First time in many years since @20under20 I was tempted to get a degree!
  • user avatar
    Paul Gu
    @paulxgu
    Feb 26, 2025
    Replying to @DataRepublican
    Thanks for your great work at Upstart. Best of luck 🇺🇸
    362
  • user avatar
    Paul Gu
    @paulxgu
    Jun 20, 2025
    Replying to @thogge
    Is this AF canyon?
    554
  • user avatar
    Paul Gu
    @paulxgu
    Dec 22, 2020
    Replying to @regardthefrost
    Thanks!
  • user avatar
    Paul Gu
    @paulxgu
    Nov 22, 2021
    Replying to @ch402
    Thanks for doing this Chris - the world needs more applied research like this, and even more so on this topic!

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